Can I use house 公正，普通株主権?

By THIS IS MONEY
Updated: 00:00 BST, 7 March 2002

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I HAVE two 所有物／資産／財産s with 公正，普通株主権 in them of about £150,000. Is it possible to use this money and 購入（する） another 所有物／資産／財産? KW

Ray Bouger, 上級の technical 経営者／支配人 at mortgage 仲買人s Charcol says: In theory the 公正，普通株主権 in your 存在するing 所有物／資産／財産s can be used to 購入（する） a その上の 所有物／資産／財産. If you have 十分な income, you could either arrange a その上の 前進する from your 存在するing 貸す人 or remortgage to a different 貸す人 to 解放（する） 基金s.

Most 貸す人s will 許す you to borrow up to 75% of the 所有物／資産／財産 value for any 目的, if you 要求する more your choice of 減ずる home, there may be 範囲 to 増加する the mortgage based on the 賃貸しの income you 現在／一般に receive.

You should then have 十分な 基金s to use as a deposit on the third 所有物／資産／財産 or buy it in cash. If you do need to raise a その上の mortgage on the third 所有物／資産／財産, and ーするつもりである to rent it out, it will be 扱う／治療するd in the same way as any other buy-to-let mortgage.

Therefore, the 量 you can borrow will be 扶養家族 on the 賃貸しの income you are likely to receive. As a 支配する of thumb the 月毎の 賃貸しの income should equate to 125% of the 月毎の mortgage 支払い（額）.