RBA 知事 not 判決，裁定 out 消極的な 率s
Reserve Bank 知事 Philip Lowe is not 判決，裁定 out a 政策 of 消極的な 利益／興味 率s but says it it is 驚くべき／特命の／臨時の ありそうもない.
"In a world that is so uncertain and fluid, I don't think it is 慎重な to 支配する it out," Dr Lowe told a 議会の 審理，公聴会 on Friday.
The cash 率 has been at a 記録，記録的な／記録する low of 0.25 per cent since March in the 直面する of the biggest 経済的な 収縮過程 for １０年間s.
It is 推定する／予想するd to stay that way for several years.
Dr Lowe said the main 利益 from a 消極的な cash 率 would be 刺激するing downward 圧力 on the Australian dollar.
However, he said 消極的な 利益／興味 率s do impair the profitability and efficiency of the 財政上の system, while also 妨害するing the ability to 供給する credit.
"消極的な 利益／興味 率s also encourage people to save more, not spend more," he said.
Someone putting $100 in the bank may only get $95 支援する in five years' time under a 消極的な 利益／興味 率 政策.
In some European countries and Japan, there is 証拠 this has resulted in people wanting to save more.
"So 消極的な 利益／興味 率s can become contractionary ... I don't think the cost 利益 正当化するs 消極的な 利益／興味 率s," Dr Lowe said.
He took 問題／発行する with 委員会 副 議長，司会を務める and Labor MP Andrew Leigh 示唆するing he was putting bank 利益（をあげる）s before 職業s.
"What I want to see is the credit 供給（する） work 適切に because we need banks that are profitable and are willing to 供給（する） credit and that credit 供給（する） markets are not distorted."
