Man who saved up enough money to RETIRE at age 36 明らかにする／漏らすs the brilliant 予算ing methods he used to amass his fortune and やめる work for good
- Yaron Goldstein, 36, is a data scientist with a PhD in?mathematics
- 早期に on in his career, he'd 解決するd to save up enough to retire very 早期に
- After stints at Google and Meta, he had enough 貯金 to やめる his 職業 in 2023
A data scientist?has 明らかにする／漏らすd how he's saved up enough to retire before his 40th birthday.
Yaron Goldstein, 36, earned his PhD in computational and 適用するd mathematics in 2012 before going on to work for Boston 協議するing Group, Google and Meta.
早期に on in his career during an internship in New York City, he'd 遭遇（する）d a 塀で囲む Street 投資 助言者 who'd become something of an 非公式の 助言者.
The 助言者 recommended he read 調書をとる／予約するs 含むing Tim Ferriss's 4-Hour 週労働日数 and Malcolm Gladwell's Outliers, which compelled him to think about the 関係 between happiness and money.?
Yaron Goldstein, 36, who 持つ／拘留するs a PhD in computational and 適用するd mathematics and has worked at Boston 協議するing Group, Google and Meta, retired in May 2023
'This guy is making やめる a good 事例／患者 for: Maybe 40 years from now, I don't want to be the guy who 焦点（を合わせる）s his whole life on doing a career,' he told 商売／仕事 Insider?about his reaction to Ferriss's 調書をとる／予約する.
At the 手始め of his professional trajectory, he decided he didn't want to worry about making money for the 残り／休憩（する） of his young life.
By summer 2017, he 設立するd ?5,000 ($5,460) as the 量 he'd want to be able to live off each month come his 退職.
At his first 職業 at as a 地位，任命する-doctoral student at?Freie Universit?t Berlin, he was able to start setting aside a few hundred dollars per month, によれば 商売／仕事 Insider.
On getting 雇うd at Boston 協議するing Group in Berlin, he was able to begin putting aside up to??1,500 ($1,638) 月毎の.?
At the beginning of his career, he lived off about two-thirds of his income; when he started raking in bigger paychecks, he began living off of about half of his income and putting the 残り／休憩（する） in 在庫／株s.
By 2020, Yaron was making ?330,000 ($360,416) per year as a 上級の data scientist at Google.
The more money he made, the more conscientious?with his 支出s he became.
Yaron 強調するd that his frugality both pre- and 地位，任命する-退職 has and continues to be 重要な to the growing and saving up of his 逮捕する 価値（がある） (在庫／株 image)
'Is there something else that would 満足させる me in a 類似の way for a third of the price?' he'd ask himself before every 購入（する）.?
His love for green tea was a prime example.
Rather than buy Starbucks every day, he 扱う／治療するd himself to '高級な tea' at $50 per 50 grams.
'Even if I buy 高級な tea, which is $50 per 50 grams, at the end of the month, it's still cheaper than going to Starbucks every 選び出す／独身 day and getting coffee,' Yaron said.
'But I have this much more 排除的 thing in my life that gives me a lot of joy.'
On 最高の，を越す of that, he was able to get away with never buying a car given the 強健な public 輸送（する） systems in Zurich and Berlin, the two main cities he'd been working out of.?
Another smart move was 投資するing a 大規模な chunk of his wealth into Tesla 在庫／株 in 2016, 権利 as the value began to 急に上がる.
After 10 years of scrimping and saving and 投資するing, while 持つ／拘留するing 負かす／撃墜する 十分な-time work, Yaron retired in May 2023.?
He now follows the four per cent 支配する 固執するd to by those in the '財政上の independence, retire 早期に' community - known as FIRE - which dictates that it is 安全な to 身を引く about four per cent of your 大臣の地位 each year once you've retired.
But Yaron 追加するd he was 目的（とする）ing to get that 人物／姿／数字 負かす／撃墜する to three per cent, 目的（とする）ing to be even 'more frugal' than when he was working.?
'No one can ever 軍隊 you to say success means joining a big company and staying there for 40 years and going up the career ladder,' he 結論するd.
His 現在の position on LinkedIn 簡単に reads: 'Opinionated Data Guy, Jun 2023 - 現在の.'
