No-nonsense Aussie says what everyone is thinking about 支払い（額） 割増し料金s - and why they could be 違法な
- Card 料金s costing 消費者s billions?
- READ MORE:?Aussies 軍隊d to 支払う／賃金 billions in 違法な debit and credit card 料金s to the 連邦の 政府 over two １０年間s
An Aussie who is sick and tired of having to 支払う／賃金 bank card 料金s and 週末 割増し料金s has penned a 55-page letter to the Albanese 政府 （人命などを）奪う，主張するing many are 違法な.
Last year the Reserve Bank of Australia (RBA) asked for submissions from the public to 含む in its review of merchant card 支払い（額） costs and 割増し料金ing.
More than 100 submissions were received - 79 m 広告 public and 22 confidential - but one letter from a person called McLean Roche stood out because of its 抱擁する length, in-depth 研究 and furious 乱暴／暴力を加える at 割増し料金s.?
Not only did the Aussie 主張する that illegality and unfairness was happening with tap-and-go 告発（する），告訴（する）／料金s 'over and over again', they （人命などを）奪う，主張するd they had proof of it with pictures of 領収書s and 詳細（に述べる）s of 告発（する），告訴（する）／料金s.
One example Roche 含むd in the submission was 'a large family brunch on Sunday, only to be 直面するd with a $101 割増し料金 ? a $675 '法案' quickly becomes $776 予定 to 割増し料金s'.
'This is the reality in Australia with 過度の uncontrolled 割増し料金ing much of it 違法な and?inflationary?? this is what 消費者s 直面する every day,' they （人命などを）奪う，主張するd.
Another 傾向 in the submission was a Qantas?領収書 for 航空運賃s 告発（する），告訴（する）／料金d on eftpos card which they （人命などを）奪う，主張するd incurred a $4.53 割増し料金, yet Qantas 法案d $14.60 ? a 69 per cent 増加する.
Roche （人命などを）奪う，主張するd the 航空機による 持続するd that the 調書をとる／予約するing was 正確に 告発（する），告訴（する）／料金d a 1.03 per cent cr edit card 割増し料金 - the cost it incurred from 過程ing the 支払い（額） - and it did not use 'least cost 大勝するing' as it was not applicable for credit cards.
Roche also 詳細（に述べる）d several other instances they were furious about, 含むing 'a 挟む with 16.2 per cent 割増し料金 ? a card 割増し料金 of 1.2 per cent on debit card, 加える a 15 per cent 週末 告発（する），告訴（する）／料金'.?
Another 領収書 had a caption that 申し立てられた／疑わしい 'eCommerce 支払い（額） 割増し料金 3.55 per cent is wrong and 違法な'.
Others vague 告発（する），告訴（する）／料金s they 申し立てられた／疑わしい were 違法な 含むd a '10 per cent 割増し料金 on a take-out 法案', a 'flat 料金 of 1.5 per cent', a?支払い（額） 割増し料金 along with a 'daily 割増し料金', and a '小売 割増し料金 of 2 per cent'.
によれば the RBA, 'merchants have the 権利 to 適用する a 割増し料金 on card 支払い（額）s, but this is 限られた／立憲的な to the 量 it costs the merchant to 受託する that type of card for that 処理／取引'.?
Different 支払い（額） methods and different card providers have 変化させるing costs.?
For example, in 2023 the RBA said the '普通の／平均（する） cost of a debit-card 処理／取引 was around 0.4 per cent, a credit card 処理／取引 was arou nd 0.8 per cent, and a 告発（する），告訴（する）／料金 card 処理／取引 was around 1.3 per cent'.?
Roche's （人命などを）奪う，主張する the 割増し料金s are 違法な appears to 茎・取り除く from the 競争 and 消費者 行為／法令／行動する 2010, which 禁止（する）s retailers from 適用するing 過度の card 支払い（額） 割増し料金s.
The Australian 競争 and 消費者 （売買）手数料，委託（する）／委員会／権限 (ACCC) has 力／強力にするs to 調査／捜査する and take 施行 活動／戦闘 in any 事例／患者 of possible 過度の 割増し料金ing.?
Roche said in the submission that 'It's a major 問題／発行する that the RBA and ACCC has never quantified the 規模 and dollars 伴う／関わるd in all 割増し料金ing, 同様に as 過度の types of gouging.'
によれば them, 違法な 過度の 割増し料金s have collectively costs Aussies more than $2billion.?
This is 支援するd up by a 報告（する）／憶測 last November which 設立する that?Australians have paid billions of dollars in 違法な merchant 料金s for 連邦の 政府 services?over at least two １０年間s.?
The 問題／発行する （機の）カム to light after the NSW 政府 discovered that 92million 処理／取引s had attracted $144million in 違法な merchant 料金s since 2016, 誘発するing a review by the Albanese 政府 into 連邦の 支払い（額）s.
大蔵大臣 Katy Gallagher said the 政府 would 立法者 to stop passing on debit 割増し料金s from the ATO and Services Australia from January 1, 2025.
'This new 法律制定 will 供給する the 大蔵大臣 with the 力／強力にする to quickly and efficiently 修正する 連邦／共和国 割増し料金ing 政策s, 含むing to stop 連邦／共和国 機関s passing on debit card 割増し料金s,' she said.
However, the contentious 週末 and public holiday 割増し料金s 追加するd in many restaurants and cafes are a 事柄 for the ACCC to 調査／捜査する on a 事例／患者 by 事例／患者 basis.?
によれば 合法的な 会社／堅い Freedman and Gopalan, '追加するing a 割増し料金 on the 週末s or holidays is 完全に 合法的な, so long as the 顧客 is aware'.
'There is no 限界 as to what this extra cost can be. The 割増し料金 must be prominently 陳列する，発揮するd on the menu and must be no smaller than the smallest text on the menu.'
The ACCC also 演説（する）／住所d the 問題／発行する, 説 'restaurants, cafes and bistros that 告発（する），告訴（する）／料金 a 割増し料金 on 確かな days do not need to 供給する you a separate menu or price 名簿（に載せる）／表（にあげる） or have a separate price column with the 割増し料金 含むd.
'However, the menu must 含む the words 'a 割増し料金 of [百分率] 適用するs on [the 明示するd day or days]' and these words must be 陳列する，発揮するd at least as prominently as the most 目だつ price on the menu.'
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