Where HOA 料金s are 急に上がるing across the US... and where they are 推定する／予想するd to 急上昇する next
- READ MORE:??Panic as major US city's 住宅 にわか景気 崩壊（する）s
For many who have managed to 購入（する） a home and 支払う／賃金 a mortgage, it's the 義務的な Homeowners 協会 (HOA) 料金s that are now draining their bank accounts.
HOAs are paid - typically 月毎の - by 居住（者）s in communities with 株d amenities, like a pool, a clubhouse or a fitness 中心.?
The 料金s cover 維持／整備, きれいにする and 修理s in the 株d areas, and they're 事実上 避けられない for condos or homes in modern 開発s.
'They're popular because the money takes care of 組織／基盤／下部構造 in the community,' Jacob Gold, director of programs at the 創立／基礎 for Community 協会 研究, told the Daily Mail.?
‘HOAs are 現実に a helpful thing. You could make the argument it's the most 地元の 僕主主義 in 活動／戦闘,' he said.
But what about when you get a notice 説 your community's HOA will be 二塁打ing?or even ３倍になるing?
HOAs are 急に上がるing in many 明言する／公表するs - with Florida 特に 攻撃する，衝突する hard. In one instance, a 高級な building in downtown Miami recently saw a $538 jump in monthl y 予定s when their HOA went from $1,735 to $2,318, Realtor.com 経済学者 Joel Berner said.
Here, 専門家s break 負かす／撃墜する the 推論する／理由 for the 増加する in these 料金s blighting millions of Americans, and the areas where homeowners are about to see their 告発（する），告訴（する）／料金s 殺到する.
HOA 料金s are 事実上 避けられない for condos or homes in modern 開発s?
HOAs are paid - typically 月毎の - by 居住（者）s in communities with 株d amenities, like a pool, a clubhouse or a fitness 中心 like this one in Atlanta, Georgia
Douglas Elliman スパイ／執行官 Laura Barrera, pictured
Florida gets 攻撃する，衝突する hard?
While?the median 増加する is not in the hundreds of dollars yet, Berner says 'there are places out there where the HOA 料金s have 二塁打d in the past few years.'
In 2024,?Tampa saw its median 月毎の HOA 料金 jump 17.2 パーセント over the year, によれば Redfin.
That same year, Orlando's median HOA 料金 急に上がるd by an 普通の／平均（する） of 16.7 パーセント.
In Fort Lauderdale they rose by 16.2 パーセント, Redfin 設立する.
The 決定／判定勝ち（する） to raise 予定s comes 負かす／撃墜する to the HOA board, which 決定するs?事業／計画（する）d expenses and 予算.
HOA boards must 協議する their 公式の／役人 予算s, which often have 準備／条項s that dictate how to 計算する 料金s and 限界 their 増加する.?
HOAs also have 支配するs that dictate the 過程 they must follow before raising the 月毎の 予定s.?
For example, Arizona’s 改訂するd 法令s Section 明言する／公表するs that HOAs cannot raise 料金s by more than 20 パーセント per year without a 大多数 投票（する） from the 会員の地位.
高級な buildings in Miami are seeing HOAs rise, too
HOAs are 始める，決める to 増加する in communities like this one in South? Carolina
HOAs are 推定する／予想するd to rise in Dallas, Texas, の中で other areas
Redfin's Daryl Fairweather, pictured
HOAs 増加するd in many areas - 特に?Florida?-?because of expensive new safety 必要物／必要条件s, 査察s and 昇格s. In the 事例／患者 of this southern 明言する／公表する, the need for those rose in the wake of the 2021 Surfside condo 崩壊（する） outside of Miami.
As a result, Florida 法律 now 要求するs 厳格な人 構造上の 査察s for condos, and 付加 money to be 始める，決める aside for 修理s. 居住（者）s need to foot the 法案, as burdensome as it is.
Redfin's 長，指導者 経済学者 Daryl Fairweather pinpoints the exact areas with the?fastest rising HOAs in the 明言する／公表する as Tampa, Orlando and Fort Lauderdale.
'HOA 予定s often cover 保険 for ありふれた areas and structures, such as the roof, which is becoming more and more 高くつく／犠牲の大きい,' she said.?
高級な buildings and 排除的 住居s in 開発s in Miami Beach are hitting 居住（者）s with higher HOA 料金s for extra 嵐／襲撃する 保護 in 新規加入 to high-end amenities.?
'訴える手段／行楽地-style amenities, concierge services and 私的な dining experiences are 運動ing up HOAs,' says Laura Barrera, who 作品 in 高級な real 広い地所 at Douglas Elliman in Miami.
'Smaller, high-end buildings with より小数の 部隊s also mean higher costs per owner.'
Where else are HOA 料金s rising?
Georgia, North Carolina, South Carolina, Alabama, Louisiana, Mississippi and Texas are also getting 攻撃する，衝突する with 大規模な 増加するs.?
These are mostly hitting areas that sit on or 近づく the water, and are home to many new builds and condos.?
'New construction and condo homes are more likely to be 支配する to HOAs than older 選び出す／独身-family homes, and these 明言する／公表するs all have 比較して high 株 of both new builds and condos,' Berner told the Daily Mail.???
だいたい 30% of the US 全住民 lives in HOA communities, によれば a 報告（する）／憶測 by Ruby Home.
Houses with HOAs are 価値（がある） 5-6 パーセント more than 類似の homes outside of HOAs.
Typical HOA 会員の地位 料金s for 選び出す／独身-family homeowners across the US is around $150 to $500 per month, いつかs much more.
'New construction activity is ひどく concen trated in the South 地域, and condo buildings are 特に popular along the southeastern coasts, so it's not surprising to see that HOA 料金s are more 流布している in these 明言する／公表するs.'
He 追加するs that rising 保険 and 維持／整備 costs in these areas 予定 to 環境の 関心s and general インフレーション are also raising HOAs.?
'New construction and condo homes are more likely to be 支配する to HOAs than older 選び出す／独身-family homes,' said Joel Berner, 上級の 経済学者 at Realtor.com (Pictured: A new home construction in Denver, North Carolina)
Homeowners in a Texas 開発 支払う／賃金 HOAs to 持続する ありふれた areas
Charleston, South Carolina is 推定する／予想するd to see a rise in HOA 料金s 予定 to 厳しい flooding
In the 湾 明言する／公表するs and the Carolinas, 強めるing natural 災害s, 含むing flooding and ハリケーンs, are sending 保険 率s 急上昇するing. These 増加するd costs are then passed on to homeowners.?
'At the same time, as HOAs become more ありふれた, they can keep their 料金s high because the 所有物／資産／財産s they're competing against on the market also have high HOA 料金s,' he says.
If the 住宅 market does 結局 転換 to a more balanced, いっそう少なく 販売人-friendly 領土, high 予定s will become a detriment to selling a home and communities will have to compete with each other by making them more affordable.?
'For now though, HOAs feel comfortable 非難する more without 傷つけるing the value of the homes in their community,' he says.
Where are HOAs 始める，決める to 急に上がる??
California - 特に Sacramento, Riverside and other high 解雇する／砲火／射撃-危険 metro areas - are going to see HOA 料金s 増加する in the coming months because of the natural 災害 危険, said Redfin's Fairweather.?
The 災害s lead to 相当な 所有物／資産／財産 損失, 押し進めるing 保険 companies to 再評価する 危険s and 増加する 賞与金s, which then trickles 負かす／撃墜する to HOAs.
California also 要求するs homeowners in a community with HOAs to continue 支払う／賃金ing HOA 料金s even after their 所有物／資産／財産 is 損失d or destroyed by a 解雇する／砲火／射撃 because 維持／整備, 保険 and 所有物／資産／財産 税金s continue even if individual 部隊s are uninhabitable.?
Florida 居住（者）s are getting 攻撃する，衝突する with 急に上がるing HOA 料金s
A 開発 in Charlotte, North Carolina where homeowners 支払う／賃金 an HOA for ありふれた uses
Myrtle Beach, South Carolina will see HOAs rise 予定 to ハリケーンs and natural 災害s
に引き続いて the 2025 California wildfires, HOAs are 推定する／予想するd to rise 予定 to extra 解雇する／砲火／射撃 safety and 予防 対策 and rising 保険 costs.
加える, higher 保険 賞与金s are はびこる across the US, 特に for 所有物／資産／財産s in areas 傾向がある to extreme 天候.?
The 現在の median HOA 料金 in California is $291, accor ding to Zillow.?
In Maryland, homeowners are also 始める，決める to see 増加するs this year 予定 to new 明言する／公表する 法律制定, which is based on the new Florida 法律, said Barrera.
With the 普通の／平均（する） Maryland HOA hovering at around $4,800 毎年, that equals an 増加する of over $1,400.?
The new Maryland 明言する／公表する 法律 委任統治（領）s that all condominium HOAs 行為／行う a reserve 熟考する／考慮する. This is a cost 分析 that 査定する／（税金などを）課すs an HOA's 現在の and 未来 支出 needs, 含むing for roofing, 株d structures and pools.?
'The 法律s 要求するing reserve 熟考する／考慮するs and 修理s are already 原因（となる）ing HOA 増加するs of 30% or more in some areas,' によれば Barrera, who 公式文書，認めるs that this おもに 影響する／感情s areas, like California and Florida, that are often in the path of natural 災害s.?
It's important to 公式文書，認める that, in general, 維持／整備 costs have risen 予定 to インフレーション.?The cost of 構成要素s and labor for 維持／整備, landscaping, 修理s and 組織／基盤／下部構造 has 増加するd.
ハリケーン Irma slammed Florida in 2017 with 勝利，勝つd over 100 mph and 原因（となる）d 大規模な 損失
Community services like gated 安全 and 所有物／資産／財産 管理／経営 have also 増加するd 予定 to インフレーション and rising labor costs.
Many?HOAs raise 料金s to catch up with 以前 unmet costs or to build up reserves to 演説（する）／住所 未来 修理s.
But the 増加するs won't be as bad as in the South, Berner says.
'California and Maryland have いっそう少なく new construction than the South,' she says.
'This means HOA 料金s there will likely continue to grow 予定 to 環境の 危険s, but the 株 of homes 支配する to an HOA is not 推定する／予想するd to grow as much as?the southeastern 明言する／公表するs.'
