4半期/4分の1 of first-time 買い手s taking out 35-year or longer mortgages?
- The 割合 攻撃する,衝突する a new 記録,記録的な/記録する as house purches reached a 頂点(に達する) at end of 2023?
Nearly one in four first-time 買い手s have been 調印 up to mortgages with 条件 of more than 35 years after a 殺到する in borrowing costs.
人物/姿/数字s from the 貿易(する) 団体/死体 UK 財政/金融 showed the 割合 攻撃する,衝突する a new 記録,記録的な/記録する as mortgage 率s on 完全にするd house 購入(する)s reached a 頂点(に達する) at the end of 2023.
They showed that 23 per cent of all home 貸付金s taken out by first-time 買い手s stretched for more than 35 years, up from 17 per cent a year earlier and just 9 per cent when the Bank of England started to put up 利益/興味 率s at the end of 2021.
The Bank of England started to put up 利益/興味 率s at the end of 2021?
Longer-称する,呼ぶ/期間/用語 mortgages can make 月毎の 返済s more affordable but over the long run will mean accruing thousands of 続けざまに猛撃するs more 負債 ? 潜在的に stretching into 退職.
貸付金s of more than 30 years now (不足などを)補う more than a third of first-time 買い手 取引,協定s.?
UK 財政/金融 said it was a change from the past when 25-year mortgages were 'very much the norm'.
'We are seeing a continued, more 早い 増加する in borrowing for more than 35 years,' a 広報担当者 said.?
'Where 顧客s are using '称する,呼ぶ/期間/用語-stretch' to 改善する affordability, they are needing to lengthen the 称する,呼ぶ/期間/用語 even その上の.
'Many borrowers were still unable to pass affordability 実験(する)s, 運動ing the 重要な 収縮過程 in lending 容積/容量s that we saw last year.?
Around five million mortgage 支えるもの/所有者s had still not refinanced their 貸付金s on to higher 利益/興味 率s at the end of last year.?
The Bank raised 率s from 0.1 pc to 5.25 pc, although 投資家s 推定する/予想する the base 率 to start coming 負かす/撃墜する later this year.'