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顧客s who opened HSBC's one-year 直す／買収する，八百長をするd 率 Isa say they have been unable to see the new Isa they opened or the money they transferred in. One HSBC 顧客, whose 指名する we have changed at his request, told This is Money that a £61,000 移転 he authorised on 開始 the Isa was 孤立した from his accounts and sent to an account he didn't recognise.
の中で the pubs, betting shops and 急速な／放蕩な food 出口s, a banking 中心 is breathing new life into the town's High Street. Without the relentless （選挙などの）運動をするing of the community 会議, it would never have got off the ground. The 中心, 始める，決める up just over three years ago in a former butcher's shop, was one of two '操縦するs' (the other was in Rochford, Essex). Today, 47 中心s criss-cross the country while a その上の 75 have been 認可するd.
The Ekko 惑星 Saver account sees 顧客s receive their deposit and 利益（をあげる）, minus the 利益／興味 that they have waived that goes に向かって 環境の 事業／計画（する）s.
証拠不十分s in some banks' 安全 対策 for online and 動きやすい banking could leave 顧客s more exposed to scammers, new data from Which? 明らかにする／漏らすs.
全国的な may have spent up to £39million on £200 switching 特別手当s to reel in new 経常収支 顧客s in just three months, new 人物／姿／数字s 示唆する. Britain's biggest building society hoovered up 163,363 bank account switchers in the final three months of 2023, によれば the 現在の Account Switch Service
全国的な's 引き継ぎ／買収 of Virgin Money is hitting the headlines as thousands of 顧客s 抗議する that they will not get a 投票（する） on whether it should happen.
The 数字表示式の bank has introduced three new 計画（する）s - Extra, Perks and Max - 取って代わるing its 存在するing 加える and 賞与金 計画（する）s for new 顧客s.
For nearly six years, Matthew 堅い has tried to get his bank, Barclays, to take 責任／義務 for its part in 許すing a £1.49million 詐欺 to be committed against him. He has failed, though not through 欠如（する） of trying. He has racked up a six-人物／姿／数字 合法的な 法案 in the 追跡 of 司法（官）, hounded the bank for 文書s and recordings of calls, and recently wrote to the board members of Barclays 勧めるing them to 調査／捜査する his 事例／患者. 非，不，無 had the 儀礼 to 答える／応じる.
A 集まり of Olympic commemorative coins that were 問題／発行するd in 2011, ahead of the 2012 London Olympics. But are any of them 価値（がある） anything now?
The 転換 to card and contactless 科学（工学）技術 in the past １０年間 has been 早い - not just in Britain, but in all sorts of remote pockets of the world. This is yet a その上の 調印する of it.
Cash Isa 貯金 accounts already have the advantage of 許すing you to earn 税金-解放する／自由な 利益／興味 on up to £20,000 each 税金 year. But under 改革（する）s introduced on April 6, they are now supposed to be more 柔軟な. Sylvia Morris has spoken to all the major 貯金 providers to check how they are getting on with 器具／実施するing the new Isa 支配するs - and 明らかにする／漏らすs how savers 直面する a 宝くじ.
Santander said there are a 限られた／立憲的な number of railcards 利用できる, meaning that it may 身を引く the 申し込む／申し出 before 30 April if there is high 需要・要求する.
Savers' cash マリファナs have been eroded over the last two years by high インフレーション, but now there are 1,364 基準 accounts 支払う／賃金ing an インフレーション-（警官の）巡回区域，受持ち区域ing 率.
The 王室の 造幣局 first started making overseas coins in 1325. But from December 2024 the 王室の 造幣局 will stop making these overseas coins, and will instead 焦点（を合わせる） on making coins for the UK. The 造幣局 will also move into 回復するing gold used in 回路・連盟 boards, such as those 設立する in 動きやすい phones and laptops.
This week, the Isa turns 25 years old and it has come under attack from thinktank the 決意／決議 創立／基礎.
NS&I's new British 貯金 社債, 発表するd with much ファンファーレ／誇示 in the spring 予算, turns out to be just another three-year 社債 with a mediocre 率.
Savers who put just £7,705 into NS&I's new British 貯金 社債s could be landed with a 税金 法案 in three years' time, 予定 to the way the 社債s are structured. The 保証（人）d Growth 社債s, which went on sale last week, lock your money away for three years and 支払う／賃金 a 率 of 4.15% a year. Although 利益／興味 is earned every year, NS&I has structured the 社債s so that it can only be 接近d at the end of the three-year 称する，呼ぶ／期間／用語.
It's not known how many of its 24 million 顧客s were unable to スピードを出す／記録につける in to 接近 貯金 accounts and 賞与金 社債s on Saturday.
Chase Bank has 追加するd a 特別手当 率 of 1% to its popular 平易な-接近 saver, bringing the 全体にわたる 率 to 5.1%.
Lloyds Bank has teamed up with Scottish 未亡人s to 開始する，打ち上げる an app-based ready-made 年金s 製品 called Ready-Made 年金s. The first-of-its-肉親，親類d 製品 will 許す Lloyds 顧客s to open and manage a Scottish 未亡人s 年金 through their banking app or internet banking.
Savers and 投資家s will soon be able to 支払う／賃金 into as many Isas as they like, 妨げる／法廷，弁護士業 the Lifetime Isa - with as many providers as they choose, from the new 税金 year on 6 April.
Hundreds of NS&I 顧客s who have been struggling to スピードを出す／記録につける into their NS&I accounts could find it is 予定 to an error with the time on their 装置.
We 選ぶ our five favourite cash Isas for savers. This is 必須の Isa reading and is kept up-to-date throughout the year
With just a day to go before the end of the 税金 year on 5 April, some savers will 必然的に be 緊急発進するing to 完全にする last minute Isa admin. Whether that is 開始 a new Isa account or transferring an 存在するing Isa, some providers 申し込む／申し出ing the 最高の，を越す Isa accounts will stop 受託するing new 使用／適用s or 移転s at 4pm today. We look at what is on 申し込む／申し出 - and the 最終期限s.
国家の 貯金 & 投資s has 開始する，打ち上げるd three-year 直す／買収する，八百長をするd-率 社債s to new and 存在するing 顧客s 支払う／賃金ing a 率 of 4.15%.
Karen and Adrian Bullock were 支配するd to a terrifying ordeal when 武装した robbers burst into their Yorkshire 地位，任命する Office (pictured).
Savers 注ぐd billions of 続けざまに猛撃するs into 直す／買収する，八百長をするd-率 取引，協定s this time last year. The most popular accounts - one-year 直す／買収する，八百長をするs - are coming to the end of their 称する，呼ぶ／期間／用語. But make sure you don't take your 注目する，もくろむ off the ball now, as I 恐れる thousands could find their money gets locked away again or - perhaps worse - their returns are wiped out within months.
A 賞与金 社債s 支えるもの／所有者 from the Highlands and Islands has become the second ever person from this part of the UK to 勝利，勝つ a coveted £1m 賞与金 社債s prize.
Have you won one of this month's major prizes? Our （米）棚上げする／（英）提議するs show all the £1,000 to £1m 勝利者s.
First-time 買い手s can now get a 貯金 account designed to help them save for a deposit from Yorkshire Building Society. The new 正規の／正選手 saver 取引，協定 comes?と一緒に Yorkshire Building Society's 99% mortgage, which was also 開始する，打ち上げるd this week. The 正規の／正選手 saver will 許す savers to put in £500 a month for two years and has a 5% 利益／興味 率.
The 41-day account 終結 led to 行方不明になるd direct debit 支払い（額）s, late 支払い（額）s of 法案s which incurred 料金s and one large 支払い（額） made twice in error.
You only have a few days left if you want to find the best place for your Isa allowance of up to £20,000 for this 税金 year before it disappears on April 5.
First Direct is 開始する，打ち上げるing a 限られた／立憲的な-time switching 特別手当 of £175 for 経常収支 switchers. From today, new 顧客s who switch their 経常収支 to a first direct 経常収支 through the 現在の Account Switch Service (CASS) before 22 April will be able to get the 特別手当.
A 柔軟な Isa lets you 身を引く your money and, crucially, put it 支援する again without 影響する／感情ing your 年次の allowance - 供給するd you 支払う／賃金 it 支援する in the same 税金 year.
Savers 急ぐing to make the most of their Isa allowance can now （警官の）巡回区域，受持ち区域 the?最高の，を越す 平易な-接近 cash Isa 取引，協定 by 開始 an account with Hargreaves Lansdown's 貯金 壇・綱領・公約 Active 貯金.
One of the rarest and most 価値のある British coins in 存在 will soon be going under the 大打撃を与える and could fetch as much as $750,000. The ultra 率 嘆願（書） 栄冠を与える of King Charles II, or 嘆願（書） 栄冠を与える as it is known, was 造幣局d in 1663 and is part of a collection of British and Roman coins to be auctioned.
The Bank of England has 選ぶd once again to 持つ／拘留する the base 率 at 5.25%.?We explain why that has happened, and what it means for your personal 財政／金融s.
A new 平易な-接近 Isa has 開始する，打ち上げるd from app Plum. The new cash Isa 支払う／賃金s a 率 of 5.15% which is now the best 平易な-接近 cash Isa on the market.
In July 2022, I 雇うd a 地元の 会社／堅い to 任命する／導入する a new kitchen in my home and build an 拡張. I paid a deposit of £5,000 upfront, but it said the work couldn't start straight away. I was then ignored for months, calling, emailing and even 令状ing letters to their office, to which no-one replied. More than a year later, I searched Companies House and saw that the company had just gone into 行政. I 始める，決める about trying to 埋め立てる the £5,000 deposit from my bank, 全国的な 経由で a ビザ 支払い（額） 論争 - but it says I was out of time, even though I 適用するd before the 明言する／公表するd 540-day 最終期限. Did I get it wrong?
Furious MPs attacked bank bosses over the 戦略 which means 顧客s are left having to use the pop-up 場所／位置s in unusual 場所s.
Switchers will need to jump through a few hoops to get the £185 取引，協定 - we explain who is 適格の.
Good 率s are all 井戸／弁護士席 and good: but if they are lower than インフレーション, the value of your nest egg will still be eroded over time. For years, it has been impossible to （警官の）巡回区域，受持ち区域 インフレーション but today, によれば 率s scrutineer 貯金 支持する／優勝者, there are 286 Isas that 支払う／賃金 more than 4% - the 率 at which 消費者 prices rose in the year to January.
Santander, which has more than 14m 顧客s, said it was 事実上の／代理 proactively as it 削除するd one of its 最高の，を越す 貯金 率s by a 大規模な 20%.
How much are people saving each year, and how does that change depending on what 行う／開催する／段階 of life they are in? A new 熟考する／考慮する looked at how our 緊急 基金s change over our lifetimes.
Nikhil Rathi, the regulator's 長，率いる honcho, gave the big banks the green light to axe 解放する／自由な-in-credit banking in favour of 料金-非難する 経常収支s. As for the banks, I am sure their bosses are already rejoicing. Yet more 利益（をあげる）s to keep the City happy - and yet more directors' 特別手当s that would keep us mere mortals financially 安全な・保証する for many a lifetime. But they would have a fight on their 手渡すs here.
Nikhil Rathi, the FCA's 長，指導者 (n)役員／(a)執行力のある, said other countries already had '料金-based approaches' to banking. In the UK, some providers like Santander already 告発（する），告訴（する）／料金 料金s on some accounts.
New 法律制定 introduced by the 政府 will give UK banks the 力／強力にする to pause 支払い（額）s for up to 72 hours if they 嫌疑者，容疑者／疑う a 顧客 is 存在 scammed.
Savers who 急ぐd to open Santander's 5.2% best buy 平易な-接近 account in September last year will soon see the 率 on their account 落ちる. The banking 巨大（な） 開始する，打ち上げるd the blockbuster account on 4 September 2023 and it lasted until 17 September 2023. After a year, the 率 落ちるs to just 1.05 per cent.
The building society surprised the City by agreeing a 企て，努力，提案 for the UK's sixth largest bank, which was 設立するd by Sir Richard Branson.
The planned 取得／買収 would create the second-biggest UK banking （独立の）存在 after Lloyd's. But will it be a good 取引，協定 for 顧客s?
I am a UK 国家の but have lived in フラン since 1986.?I've banked with Barclays since 1965, but in late 2022 my cheques stopped 存在 honoured. I was later told I could no longer keep my account 予定 to the Brexit 支配する changes, and the account was の近くにd. My problem is that getting the £15,000 I held with Barclays transferred to my French bank has been a nightmare.?It has now been 10 months and my money is still stuck in a '持つ／拘留するing account' which I can't 接近. I have filled out all the 要求するd forms - some even 多重の times. Recently I got a call from the Barclays （民事の）告訴s department and the person told me she couldn't see or find an account for me at Barclays at all - not even a 持つ／拘留するing account.?This is やめる 関心ing. Where is my money?
The （ドイツなどの）首相／（大学の）学長 has 発表するd that 国家の 貯金 and 投資s will 抑えるのをやめる a new British 貯金 社債 to the 貯金 market in this afternoon's 予算.
With a month to go until April 6 when changes to Isa 支配するs are supposed to kick in, 産業 insiders say providers are far from ready.
Savers can （警官の）巡回区域，受持ち区域 the 最高の，を越す 平易な-接近 取引，協定 同様に as short and longer-称する，呼ぶ／期間／用語 直す／買収する，八百長をするd-率 取引，協定s by 開始 an account with 貯金 壇・綱領・公約 Raisin. It is once again 申し込む／申し出ing new 顧客s a 調印する up 特別手当 - but this time, 排他的に to our readers.
The 未来 of the 賞与金 社債s prize 基金 is hanging in the balance and depends on whether the （ドイツなどの）首相／（大学の）学長 発表するs any changes to NS&I 財政／金融ing 的s in the 予算 tomorrow
I live in Cyprus but have a UK 経常収支 and an Isa. 全国的な has 封鎖するd me from transferring 基金s from one to the other because I live abroad.
Two 賞与金 社債s 支えるもの／所有者s have scooped a £100,000 prize with holdings of just £100 in this month's 賞与金 社債s prize draw. One of the 勝利者s, based in 物陰／風下d, bought the winning 社債s in December 2023 meaning the 勝利者 only had to wait three months for their big 勝利，勝つ.
Chase 顧客s looking to get its popular one per cent cashback 申し込む／申し出 will now have to 支払う／賃金 £1,500 a month into a Chase account.
The?財政上の 行為／行う 当局 has 開始する，打ち上げるd an 広告 （選挙などの）運動をする to raise 認識／意識性 about the importance of switching 貯金 accounts.
Savers who nabbed the 最高の，を越す- 支払う／賃金ing 平易な-接近 Isa from Santander last year enjoyed a 率 of 3.2%, but after one year it 減少（する）s to a dismal 1.2%. That is because Santander automatically moves your money from this 最高の，を越す account into its Isa Saver, an old account which is no longer on general sale - and which no 権利-minded saver would willingly choose.
Savers who 急ぐd to lock away money before the end of the 財政上の year in 2023 into short 称する，呼ぶ／期間／用語 Isa 直す／買収する，八百長をするs will be seeing accounts 円熟した now.
全国的な in Windsor is the town's only bank 支店. It has seen an exodus of banks, with six 消えるing from the high street between August 2021 and August 2023.
More?over-65s?than ever are using contactless for 支払い（額）s up to £100. Today 80% of 85 to 95-year-olds 支払う／賃金 with contactless, a new 報告（する）／憶測 from Barclaycard shows. A 記録，記録的な／記録する 93.4% of all in-蓄える／店 card 処理／取引s up to £100 were made with 'touch and 支払う／賃金' in 2023, 固く結び付けるing it as the UK's most popular 支払い（額） method.
Britons are £65,000 worse off on 普通の／平均（する） over the course of their life 予定 to low 財政上の 信用／信任 and knowledge.
There's good news for all of you who long to use a cash Isa as a nest egg and have been waiting for providers to step up to the plate.
NatWest is the 最新の major bank to 再発進する a 経常収支 switching 申し込む／申し出 with £200 once again 利用できる to new 顧客s. New or 存在するing 顧客s can 捕らえる、獲得する the cash by switching their main?経常収支 to either the NatWest Reward or Select account.
I checked all the small print and I qualified for the 申し込む／申し出, so I 適用するd and got the accounts. But I realised later that I never got the £205 特別手当 cash.
A rare £2 Lord Kitchener coin 造幣局d in 2014 has sold for £1,000 at an auction today.
Banks and building societies use all sorts of tricks to get to the 最高の，を越す of these （米）棚上げする／（英）提議するs. That means those that do are not やむを得ず the ones that will 証明する the best 選ぶ for you. Behind the shiny facade of 最高の，を越す 率s can be a host of 制限する 条件 and 条件s.
Lloyds Bank is 申し込む／申し出ing £175 to those who switch 経常収支 with the cash 約束d within three days of it 存在 完全にするd.
Parents and 後見人s have been casting aside 開始 Isas for themselves to priotitise 開始 a Junior Isa for their children.
Work out how a lump sum or 正規の／正選手 月毎の 貯金 would grow
半導体素子* 支払う／賃金s 4.84% to 支えるもの／所有者s of its ‘instant 接近 account’. The account can be opened with just £1. Its app only. Money will be held by the UK authorised bank ClearBank.
借り切る／憲章 貯金 Bank 支払う／賃金s 5.08% to 支えるもの／所有者s of its ‘平易な-接近 貯金 account’. The account can be opened with £1,000.
MBNA 支払う／賃金s a 率 of 5.27% on its one-year 直す／買収する，八百長をするd 率 貯金 account. This 取引，協定 must be opened online on MBNA’s website and then managed by phone. The 最小限 deposit is £1,000.
Raisin UK* is home to a 5.05% one-year 直す／買収する，八百長をするd 率 貯金 account. It is 申し込む／申し出d by one of its partner banks Paragon Bank. You can open the account online 経由で Raisin’s 貯金 壇・綱領・公約 with a 最小限 deposit of £1,000.
Hampshire 信用 Bank 支払う／賃金s 5% to 支えるもの／所有者s of its ‘two-year 直す／買収する，八百長をするd 率 取引，協定’. The account can be opened online with a 最小限 deposit of £1.
A £2 Lord Kitchener coin 造幣局d in 2014 is 始める，決める to fetch up to £800 at an RWB auction on Wednesday. It has an error which has been authenticated by the 王室の 造幣局. Also 長，率いるing to the auction are three Kew Gardens 50p coins, an error 20p 価値（がある） up to £300 and a £1 coin with two 異なるing years.
Your money personality is how you interact with. These 態度s to money are often instilled in us from the stories that we have heard about it through childhood and throughout our lives.
While some of Tesco Bank is 始める，決める to be owned by Barclays, the high street bank will not take over everything and Tesco will be keeping some parts of its 財政上の 商売／仕事.
| Prize | Area | Value of 社債 |
| £1,000,000 | Outer London | £45,000 |
| £1,000,000 | Highlands And Islands | £18,500 |
| £100,000 | Shropshire | £50,000 |
| £100,000 | 物陰／風下d | £100 |
| £100,000 | Warwickshire | £50,000 |
| £100,000 | Greater Manchester | £40,000 |
| £100,000 | Cheshire East | £20,000 |
| £100,000 | Surrey | £50,000 |
The secret to saving success is 構内／化合物 利益／興味. Over the long-称する，呼ぶ／期間／用語 this earns you 利益／興味 on the 利益／興味 on your 貯金 and 上げるs your returns. This calculator 作品 out how much a 正規の／正選手 月毎の 貯金 計画／陰謀 could make and how much a lump sum 投資 could be 価値（がある）.
Chase Bank will 支払う／賃金 £1% cashback on spending for the first 12 months. 顧客s also get 接近 to an 平易な-接近 linked 貯金 account 支払う／賃金ing 3.8% on balances up to £250,000. The account is 完全に 解放する／自由な to 始める，決める up and is 完全に app based. Also no 告発（する），告訴（する）／料金s when using the card abroad.
全国的な's FlexDirect Account 申し込む／申し出s 5% in-credit 利益／興味 to new joiners when they switch on balances up to £1,500. This 率 only lasts for one year. The account is 料金 解放する／自由な.
Halifax Reward Account 支払う／賃金s £150 when you switch. Also earn up to an extra £75 cashback when you spend £750 each month for 3 months. There is a £3 月毎の account 料金, but that’s stopped by 支払う／賃金ing in at least £1,500 each month.
First Direct will give newcomers £175 when they switch their account. It also 申し込む／申し出s a £250 利益／興味-解放する／自由な overdraft. 顧客s must 支払う／賃金 in at least £1,000 within three months of 開始 the account.
NatWest's Select Account account 支払う／賃金s £200 when you switch. The account has no 月毎の 告発（する），告訴（する）／料金s, but to be elligible for the £200, you'll need to deposit £1,250 into the account and スピードを出す／記録につける into 動きやすい banking app within 60 days.
How hard does your bank account work for you? Hard enough to give you cashback on your 世帯 法案s, 利益／興味 on your balance or 簡単に standout 顧客 service? Here is our 選ぶ of the best accounts to make your money work harder, 削減（する） 負かす／撃墜する on 料金s, or get 解放する／自由な stuff.
A new wave of 貯金 壇・綱領・公約s have 現れるd in 最近の years which help savers keep 跡をつける of their accounts more easily and move money into better 率s after 調印 up. We 一連の会議、交渉／完成する them up, look at the 最高の，を越す 率s from 貯金 壇・綱領・公約 Raisin and 明らかにする／漏らす whether they （警官の）巡回区域，受持ち区域 the best buys in our 独立した・無所属 This is Money 貯金 （米）棚上げする／（英）提議するs.
借り切る／憲章 貯金 Bank 支払う／賃金s 4.3% 利益／興味 on its 平易な-接近 cash Isa account. It can be opened and managed online with £5,000.
Cynergy Bank 支払う／賃金s 4.25% 利益／興味 on its 平易な-接近 cash Isa. The account must be opened and managed online. You can get started with just £1.
NatWest 支払う／賃金s 5.7% 利益／興味 on its one-year 直す／買収する，八百長をするd 率 cash Isa account. It can be opened with £1,000. 許すs for 移転 in.
NatWest 支払う／賃金s 5.9% on its two-year 直す／買収する，八百長をするd 率 cash Isa. It can be opened online or in 支店 with ££1,000 and 許すs 移転s in.
Virgin Money 支払う／賃金s 5.61% on its two-year 直す／買収する，八百長をするd 率 cash Isa 取引，協定. The account can be started with £1. Account can be opened only online. It 許すs for 移転s in.
| Prize | Area | Value of 社債 |
| £1,000,000 | Outer London | £45,000 |
| £1,000,000 | Highlands And Islands | £18,500 |
| £100,000 | Shropshire | £50,000 |
| £100,000 | 物陰／風下d | £100 |
| £100,000 | Warwickshire | £50,000 |
| £100,000 | Greater Manchester | £40,000 |
| £100,000 | Cheshire East | £20,000 |
| £100,000 | Surrey | £50,000 |
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