The 21 最高の，を越す 投資 基金s insiders recommend more than any others to grow your money
- We 名簿（に載せる）／表（にあげる） the most-recommended 基金s by the UK's 最高の，を越す six 投資 壇・綱領・公約s
- It may be 価値（がある） running the 支配する over them to see if they fit your 戦略
There is one thing more useful than a 推薦 from a 信用d source ? and that is getting the same suggestion from several.?
Take a film 推薦 for example ? you might take notice when you read an excellent review of a movie, but you are even more likely to go to the cinema if you see several.
And in the world of 投資するing, 推薦s are 特に 価値のある. That is because 投資家s have several thousand 基金s to choose between ? and whittling that number 負かす／撃墜する to a handful to 持つ／拘留する in a 大臣の地位 is no 平易な 仕事.
That is why Wealth & Personal 財政／金融 has teamed up with consultancy The Lang Cat to 収集する a 名簿（に載せる）／表（にあげる） of the most-recommended 基金s by the UK's 最高の，を越す six 投資 壇・綱領・公約s.
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Hot tips: We have?teamed up with consultancy The Lang Cat to 収集する a 名簿（に載せる）／表（にあげる） of the most-recommended 基金s by the UK's 最高の，を越す six 投資 壇・綱領・公約s
All six have their own 名簿（に載せる）／表（にあげる） of recommended 基金s ? which stretch to between 49 and 93 each. The Lang Cat has cross compared these 名簿（に載せる）／表（にあげる）s to find the 基金s that 刈る up again and again.
There is no 保証（人） that these 基金s are good 選択s for your 大臣の地位. After all, the 投資 壇・綱領・公約s' 名簿（に載せる）／表（にあげる）s are not designed as personal 推薦s, but rather as ideas to consider.?
But, since these 基金s are so popular, it may be 価値（がある） running the 支配する over them and considering whether they fit your own 投資 戦略.
What are recommended 基金s?
投資 壇・綱領・公約s understand that 狭くするing 負かす／撃墜する thousands of 基金s to just a few can be daunting. It can be difficult for 投資家s to know where to start. So, to help make life easier for 顧客s, most publish a 名簿（に載せる）／表（にあげる） of their favourite 基金s that they are ha ppy to recommend.
AJ Bell's 名簿（に載せる）／表（にあげる） of 76 is called its Favourite 基金s; Barclays Smart 投資家 has 50 on its 基金s 名簿（に載せる）／表（にあげる）; Bestinvest has 93 on its Best 基金s 名簿（に載せる）／表（にあげる）; Fidelity has 49 on the Select 50; Hargreaves Lansdown 72 on its Wealth Shortlist; and Interactive 投資家 62 on its 最高の 60.
The number of 推薦s on each 名簿（に載せる）／表（にあげる） tends to fluctuate over time.
Each 壇・綱領・公約 has its own methodology for 選ぶing what goes on its favourite 基金s 名簿（に載せる）／表（にあげる）. Most will consider factors 含むing how the 基金 has 成し遂げるd compared to its 競争相手s, how much it costs and how risky its 戦略 is in comparison to the returns it hopes to 達成する.
There is no 保証（人） that the 壇・綱領・公約s will select the 勝利者s.
What is 確かな is that any 基金s on these 名簿（に載せる）／表（にあげる）s should have gone through a lot of 予定 diligence ? both to get on and to stay on the 名簿（に載せる）／表（にあげる）. Recommended 基金 名簿（に載せる）／表（にあげる）s have proven 議論の的になる in the past. City regulator the 財政上の 行為／行う 当局 has had them under scrutiny.
And their 評判 was （名声などを）汚すd by the fact that Hargreaves Lansdown held the failed Woodford 公正，普通株主権 Income 基金 on its best-buy 名簿（に載せる）／表（にあげる） にもかかわらず growing 産業 関心s about it.
But, as a result, no 投資 壇・綱領・公約 wants to be caught short recommending something that comes unstuck. All will have 強健な 戦略s to keep an 注目する，もくろむ on their 名簿（に載せる）／表（にあげる）s and make sure they 配達する what they have 約束d to 投資家s.
Interestingly, The Lang Cat 研究 明らかにする／漏らすs that there is surprisingly little overlap between the 名簿（に載せる）／表（にあげる）s. There are more than 300 基金s that appear across the six 名簿（に載せる）／表（にあげる）s. Of these, not a 選び出す／独身 one is on all six 名簿（に載せる）／表（にあげる）s, only one is across five, five appear across four 名簿（に載せる）／表（にあげる）s and just 15 基金s are on three 名簿（に載せる）／表（にあげる）s.
マイク Barrett, 協議するing director at The Lang Cat, says the 名簿（に載せる）／表（にあげる）s can be useful, but 投資家s must make sure 基金s 会合，会う their own needs and appetite for 危険.
'Best ideas 名簿（に載せる）／表（にあげる）s can help 削減（する） through some of the noise but, as the 欠如（する） of correlation across the 名簿（に載せる）／表（にあげる）s from the six biggest 壇・綱領・公約s shows that even the 専門家s 同意しない on which 基金s are best,' he says.
The 基金 that is recommended most
Blackrock 大陸の European Income 基金 is the only 投資 指名するd on five of the six 名簿（に載せる）／表（にあげる）s. A £1,000 投資 in this 基金 would have grown to £1,520 over the past five years. That is わずかに above the 普通の／平均（する） for this 部門 of £1,479.
The 基金 投資するs in large companies based across Europe, the likes of Danish 製薬の 会社／堅い Novo Nordisk and French Louis Vuitton and Mo?t owner LVMH.
It 目的（とする）s to 供給する 投資家s an income with （株主への）配当s 同様に as growth from rising 株 prices. Hargreaves Lansdown points out that although the 基金's 経営者／支配人s 投資する in おもに larger, more 設立するd European 会社／堅いs, they have the 柔軟性 to 投資する in higher-危険 small and medium-sized outfits 同様に.
最高の，を越す 選ぶ: Blackrock 大陸の European Income 基金 支援するs 指名するs 含むing?French Louis Vuitton and Mo?t owner, LVMH
Interactive 投資家 is also a fan. It says the 基金 利益s from an experienced 管理／経営 二人組 of Andreas Zoellinger and Brian Hall and a 井戸／弁護士席-資源d team.
It also likes its 'style-agnostic' approach ? it doesn't just 焦点（を合わせる） on a 選び出す／独身 戦略, such as looking for companies that appear cheap or are 現在／一般に out of favour.?'The 経営者／支配人's approach leads to a steadier return profile and to outperformance during periods of market 証拠不十分.'?
Interactive 投資家 追加するs that the 基金 produces good returns for the 量 of 危険 it takes in comparison to its peers.
基金s with four 推薦s
Five 基金s are recommended by four different 投資 壇・綱領・公約s. Fidelity 全世界の （株主への）配当 is one. A £1,000 投資 five years ago would now be 価値（がある） £1,503, which is わずかに higher than the 普通の／平均（する） return for 類似の 全世界の 公正，普通株主権 in come 基金s of £1,481.
The 基金 投資するs in large companies from around the world such as 消費者 goods 巨大（な） Unilever, （警察などへの）密告，告訴（状） provider RELX and German 在庫／株 交流 Deutsche B?rse.
Interactive 投資家 says the 基金 typically outperforms 堅固に during periods of market 証拠不十分, while keeping up in rising markets, too. It has 産する／生じるd an income in a 範囲 of 3.1 and 3.3 per cent over the past three years.
Also 指名するd across four 名簿（に載せる）／表（にあげる）s is the Fidelity 索引 World 基金, which 目的（とする）s to 跡をつける the 業績／成果 of the MSCI World ? in other words, an 索引 of the biggest companies from around the globe.
An 投資 of £1,000 five years ago would be 価値（がある） £1,718 today. This compares to the 普通の／平均（する） for 全世界の 基金s of £1,528. Its 最高の，を越す holdings are the biggest companies of today: Microsoft, Apple, Nvidia and アマゾン.
There are several 類似の 全世界の 索引 基金s 利用できる to 投資家s. One 推論する／理由 this one may have been 選び出す／独身d out by four providers is price. With 料金s at just 0.12 per cent it's a very low-cost way to get 接近 to more than 1,600 of the biggest companies in the world.
iShares Japan 公正，普通株主権 索引 基金 closely 跡をつけるs the 業績／成果 of the FTSE Japan 索引 ? in other words an 索引 of the biggest companies in Japan.
It has turned a £1,000 投資 into £1,390 over five years, compared to an 普通の／平均（する） of £1,354 for all Japanese 基金s 利用できる to UK 投資家s.
最高の，を越す holdings 含む carmakers Toyota and Mitsubishi and electronics 会社／堅い Sony.
It is a passive 基金, which means holdings are chosen to follow the 索引 rather than 厳選した by a 基金 経営者／支配人. That means it is very low cost ? with an 現在進行中の 告発（する），告訴（する）／料金 of just 0.08 per cent.
Bestinvest is one of the 壇・綱領・公約s that recommends it. It says the 基金 'has 終始一貫して 論証するd strong 特徴 over the long 称する，呼ぶ／期間／用語' and 'its 料金 structure is 極端に attractive ? it is ultra-low cost.'
Liontrust UK Growth 基金 投資するs almost 排他的に in UK companies. Its 最高の，を越す holdings 含む 爆撃する, AstraZeneca, BP, Unilever and GSK. It has turned a £1,000 投資 into £1,269 over five years, in comparison to an 普通の／平均（する） of £1,206 for UK 基金s.
Hargreaves Lansdown is の中で the four 壇・綱領・公約s that recommend the 基金 on their 名簿（に載せる）／表（にあげる）. It says the 基金's approach is to find the few companies with an 辛勝する／優位 over the 競争 that will 許す them to earn above-普通の／平均（する） 利益（をあげる）s for the long 称する，呼ぶ／期間／用語.
It 追加するs: 'The 経営者／支配人s believe the hardest 経済的な advantages to copy are 知識人 所有物／資産／財産, such as 特許s and trademarks, strong 配当 channels and 重要な repeat 商売／仕事. That's why a company must have at least one of these せいにするs before it's considered for the 基金.'
Stewart 投資家s Asia 太平洋の Leaders Sustainability 基金 投資するs in 株 of large and medium-sized 名簿（に載せる）／表（にあげる）d companies that are based in the Asia-太平洋の 地域, 除外するing Japan.
Around 40 per cent of the 大臣の地位 is 投資するd in Indian companies, followed by 12 per cent in Taiwanese 会社／堅いs.
最高の，を越す holdings 含む automobile company Mahindra & Mahindra, Indian bank HDFC and electronics 製造業者 Samsung.
The 基金 has turned £1,000 into £1,330 over five years, in comparison to its （判断の）基準 of other いわゆる specialist 基金s of £1,293.
Fidelity is の中で the 壇・綱領・公約s that like this 基金. Stewart 投資家s is one of the 開拓するs in 維持できる 投資するing, which is one 推論する／理由 Fidelity favours it.
The 壇・綱領・公約 says: 'The 経営者／支配人 has a long tradition of 投資するing in the 地域 and an experienced team of 専門家s. A 主要な company, in Stewart's 見解（をとる）, is one with a resilient balance sheet, good franchises, a strong culture and a 焦点（を合わせる） on sustainability.
'The 経営者／支配人 成し遂げるs 詳細（に述べる）d 研究, has on-the-ground specialists and is （疑いを）晴らす on what an ideal 投資 looks like.'
But don't just buy the lot!
Recommended 基金s should be 扱う／治療するd as ideas to consider ? inspiration rather than prescriptions. Were you to buy the lot, you would likely 結局最後にはーなる with a very skewed 大臣の地位.
Most 専門家s tend to agree that the 重要な to a good 大臣の地位 is balance ? a nice blend of 地理学s and 部門s. That way, you're not overexposed if one 地域 or 部門 takes a bad 攻撃する，衝突する.
If you buy 基金s 純粋に on 推薦s, you may 結局最後にはーなる with three Japan 基金s and no （危険などに）さらす to the US, for example.
Also, remember that these 推薦s change 定期的に, so you will need to keep your 注目する，もくろむ on the ball.
For example, The Lang Cat points out that around 70 per cent of the 基金s on Fidelity's 名簿（に載せる）／表（にあげる） have changed in the past two years.
When a 壇・綱領・公約 除去するs a 推薦, you may need to consider whether it still fits your 戦略 or if there are grounds for 除去するing it from your 大臣の地位.
However, 耐える in mind that buying and selling 定期的に tends to 背負い込む 料金s, which detracts from your 投資 returns.
When you buy you should be hoping to 持つ／拘留する for the long 称する，呼ぶ／期間／用語.
