Best 平易な 接近 貯金 率s 2024

  • The web's best 貯金 （米）棚上げする／（英）提議するs
  • 完全に 独立した・無所属 and unique
  • Accounts with catches are stripped out or shown 分かれて?
  • 収集するd by 貯金 専門家 Sylvia Morris ?
  • Unlike other （米）棚上げする／（英）提議するs, providers cannot 支払う／賃金 to appear

By This Is Money

Updated:


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?ONLINE ACCOUNTS - EASY ACCESS
Type of account (min 投資)? 0% 税金 20% 税金? 40% 税金
Accounts WITHOUT 特別手当 - These 率s are not 上げるd by a 一時的な 特別手当?
Yorkshire BS Online 雨の Day Account (£1+) (12)???5.004.00?3.00
Kent 依存 平易な 接近 70 (£1,000+)??4.96?3.97??2.98?
Oxbury Bank (£1,000+) (16)??4.94?3.95??2.96?
借り切る／憲章 貯金 Bank 平易な Acess 50 (£5,000+)??4.93?3.94??2.95?
Wealthify Instant 接近 貯金 (£1+)??4.91?3.93??2.95?
Wombat G B Bank Base 率 Tracker (£500)??4.91?3.93??2.95?
Aldermore 二塁打 接近 (£1,000+) (8)??4.93.92?2.94
安全な・保証する 信用 接近 13 (£1+)??4.9?3.92?2.94?
半導体素子 (£1+) (18)*?4.843.87??2.9
Family BS Market Tracker Saver (£500+)??4.813.85?2.89
Harpenden BS Online Instant 接近 1 (£100+)??4.813.85?2.89
Scottish BS E-Saver 加える (£100+) (14)??4.81?3.85?2.89?
Saffron BS E Saver 20 (£10+)??4.83.84??2.88
Yorkshire BS Internet Saver 加える 14 (£1+)??4.83.84?2.88
RCI Bank Freedom 貯金?(£100+)?? 4.75 3.8? 2.85
Saffron BS Enviro Saver 2 (£10+ ) (9)???4.753.8?2.85
Investec Online Flexi Saver (£5,000+)??4.73.58?2.68
Shawbrook Bank 平易な 接近 38 (£1,000+)??4.73.58?2.68
Ford Money 柔軟な Saver (£1+)??4.63.68?2.76
??????
BONUS accounts - 支払う／賃金 a 特別手当 for the first 12 months or more. R ates 含む the 特別手当?
Cahoot Sunny Saver (£1-£3,000)??5.2?4.16??3.12?
Principality BS Online 特別手当 二塁打 接近 (£1+) (8)??5.00?4.00??3.00?
Cynergy Bank Online 平易な 接近 73 (£1+)(2)??4.953.96?2,97
Tandem Instant 接近 Saver (£1+) (15)?4.903.92?2.94
??????
*?If you open an account using links which have an asterisk, This is Money will earn an (v)提携させる(n)支部，加入者 （売買）手数料，委託（する）／委員会／権限.?We do not 許す this to 影響する／感情 our 編集（者）の independence nor will it 衝撃 the 利益／興味 率 you receive.?
(1) 率 含むs a 0.34 point 特別手当?
(2)?含むs a 1.2 百分率 point 特別手当 for the first 12 months
(3) You are 限られた／立憲的な to one 撤退 a year?
(4) The 率 of 利益／興味 is 保証（人）d to 跡をつける 0.19 百分率 points below the Bank of England base 率 for 24 months?
(5) You are 限られた／立憲的な to six 撤退s a year.
(6) You are 限られた／立憲的な to three 撤退s a year???
(7) You are 限られた／立憲的な to one 撤退 each calendar month??
(8) You are 限られた／立憲的な to making two 撤退s a year???
(9) Society 支払う／賃金s an 付加 0.1 per cent to an 環境の charity????
(10) 率 落ちるs to 1.25 per cent after 12 months???
(11) This 率 is the '推定する／予想するd 利益（をあげる） 率' under Sharia compliant accounts.???
(12)??This 率 is paid on the first £10,000 in the account. On balances above that you earn 3.90 per cent. You can only 身を引く money on two days a year.??
(14) You are 限られた／立憲的な to four 解放する／自由な 撤退s a year???
(15) 利用できる through banking app only. 含むs a 0.25 point 特別手当 payable for a year. 存在するing 顧客s need to ask to have the 特別手当 追加するd.??
(16) When you make a 撤退 you must tell the bank by 1 pm if you want the money 支援する the same day???
(18) App only. Money will be held by the UK authorised bank ClearBank.??
(21) 含むs a 特別手当 of 3.15 百分率 points for 12 months???
(22) Your account will change into an ordinary 平易な 接近 account on 23rd September 2025???
BRANCH-BASED ACCOUNTS - INSTANT ACCESS?
Type of account (min 投資) 0% 税金 20% 税金? 40% 税金
Accounts WITHOUT 特別手当 - These 率s are not 上げるd by a 一時的な 特別手当 that 減少（する）s off after a year????
Yorkshire BS 雨の Day 2 Account (£1+) (11)??5.004.00?3.00
Kent 依存 平易な 接近 70 (£1,000+)?4.96?3.97??2.98?
Family BS Market Tracker Saver (£500+)?4.81?3.85?2.89
Scottish BS Saver 加える (£100+) (13)?4.81?3.85?2.89
Monmouthshire BS 限られた／立憲的な 接近 Saver 1 (£1+) (5)4.8?3.84?2.88
Cambridge BS Your Saver (£100+) (10)4.653.72?2.79
Chorley BS 平易な 接近 Saver (£500+)(2)?4.6?3.68??2.76
Coventry BS ３倍になる 接近 Saver 3 (£1+) (5)?4.58?3.66?2.75
Nottingham BS 二塁打 接近 Saver (£1,000+)(2)?4.55?3.64??2.73?
< a style="font-weight: bold;" class="class" rel="nofollow noreferrer noopener" target="_blank" href="https://www.newcastle.co.uk/savings/easy-access-accounts/newcastle-double-access-saver-issue-1">Newcastle BS 二塁打 接近 Saver 3 (£1+)(2)?4.5?3.6?2.7
Tipton BS 二塁打 接近 Saver (£1,000+)(2)?4.35?3.48??2.61?
The Melton 限られた／立憲的な 接近 Saver (£1,000+) (5)?4.25?3.4??2.55?
Newbury BS welcome to Newbury (£50+)? 4.25 3.4?2.55
Swansea BS Instant 接近 Saver (£1+)? (4)4.253.4?2.55?
Harpenden BS ３倍になる 接近 Saver (£100+) (5)??4.15?3.28?2.46
物陰／風下d BS Five 接近 Saver (£5,000+)(8)?4.153.28??2.46?
Newbury BS 上級の Saver (£500+) (1)?4.133.30?2.48?
Buckinghamshire BS ３倍になる 接近 Saver (£100+)(5)?4.13.28?2.46
Tipton BS 二塁打 接近 Saver (£100+) (2)3.95?3.16??2.37?
Cumberland BS Instant 貯金 8 (£100+)3.93.12?2.34
Marsden BS 支店 Saver 13 (£25+)?3.85?3.08??2/31?
Scottish BS Instant 接近 Saver (£1+)?3.853.08?2.31
Bath BS Instant 接近 (£1+) (6)?3.843.07?2.30
Skipton BS 平易な 接近 Saver 2 (£1+)?3.8?3.04?2.28
?????
BONUS accounts - 支払う／賃金 a 特別手当 for the first 12 months or more. 率s 含む the 特別手当???
???
(1)?Only 利用できる to those age 55 or over
(2) You are 限られた／立憲的な to two 撤退s a year?
(3) You are 限られた／立憲的な to making six 撤退s a year.??
(4) Only 利用できる to 存在するing 顧客s and new applicants living in むちの跡s??
(5) You are 限られた／立憲的な to making three 撤退s a year???
(6) 利用できる to those who live, work or 熟考する／考慮する in Bath??
(7) The 率 of 利益／興味 is 保証（人）d to 跡をつける 0.19 百分率 points below the Bank of England base 率 for 24 months???
(8) You are 限られた／立憲的な to making five 撤退s a year???
(10) You are 限られた／立憲的な to one 撤退 each calendar month????
?(11) This 率 is paid on the first £10,000 in the account. On balances above?that you earn 3.90 per cent. You can only 身を引く money on two days a year??
(12) You are 限られた／立憲的な to one 撤退 a year???
(13) You are 限られた／立憲的な to four 撤退s a year???

* 公式文書，認める: From April 2018, 税金 転換s will 適用する only to taxpayers living in England, むちの跡s and Northern Ireland. Scottish taxpayers are 支配する to different 所得税 率s after this date.

Savings accounts

THIS IS MONEY'S FIVE OF THE BEST SAVINGS DEALS

半導体素子* 支払う／賃金s 4.84% to 支えるもの／所有者s of its ‘instant 接近 account’. The account can be opened with just £1. Its app only. Money will be held by the UK authorised bank ClearBank.

借り切る／憲章 貯金 Bank 支払う／賃金s 5.08% to 支えるもの／所有者s of its ‘平易な-接近 貯金 account’. The account can be opened with £1,000.

MBNA 支払う／賃金s a 率 of 5.27% on its one-year 直す／買収する，八百長をするd 率 貯金 account. This 取引，協定 must be opened online on MBNA’s website and then managed by phone. The 最小限 deposit is £1,000.

Raisin UK* is home to a 5.05% one-year 直す／買収する，八百長をするd 率 貯金 account. It is 申し込む／申し出d by one of its partner banks Paragon Bank. You can open the account online 経由で Raisin’s 貯金 壇・綱領・公約 with a 最小限 deposit of £1,000.

Hampshire 信用 Bank 支払う／賃金s 5% to 支えるもの／所有者s of its ‘two-year 直す／買収する，八百長をするd 率 取引，協定’. The account can be opened online with a 最小限 deposit of £1.

* (v)提携させる(n)支部，加入者 link: If you take out a 製品 This is Money may earn a （売買）手数料，委託（する）／委員会／権限. This does not 影響する／感情 our 編集（者）の independence.
Check our 独立した・無所属 best-buy 貯金 （米）棚上げする／（英）提議するs

?Dear Reader,

These （米）棚上げする／（英）提議するs are unique on the web. They are 独立した・無所属 and providers are not 軍隊d to 支払う／賃金 to appear, which is typically the 事例／患者 at big comparison 場所／位置s.??

Independent savings expert: Sylvia Morris

独立した・無所属 貯金 専門家: Sylvia Morris

They are 完全に unbiased - we 簡単に show the best 率s around and don't do 'featured 取引，協定s'.

We've gone a step その上の, too. To feature in the best buys on variable 率 accounts in our 貯金 （米）棚上げする／（英）提議するs, an account must give you 平易な 接近 to your money and come with no hidden catches.

In the past we have 辞退するd to 含む accounts where the 率 is 上げるd by a short-称する，呼ぶ／期間／用語 特別手当 or those with over-制限する 条件s so you only earn the advertised 率 if you make three or いっそう少なく 撤退s a year.

But with 利益／興味 率s so low, most of today's best 取引，協定s have some sort of 条項 built in, whether that's a 特別手当 or a 制限 on 撤退s.

For that 推論する／理由, we've 含むd decent 特別手当s as long as they last for at least 12 months. This is to 避ける you having to switch your account too often when short-称する，呼ぶ／期間／用語 特別手当s run out.

If there is a 制限 on 撤退s we have made this （疑いを）晴らす in the 公式文書，認めるs on each account.

We also ignore old-style 'notice' accounts where the bank or building society can 需要・要求する you give up to six months' notice that you want to take our money out while it can change the 率 at any time without 警告.

All banks and building societies are 登録（する）d with the 財政上の 行為／行う 当局 and 調印するd up to the 財政上の Services 補償（金） 計画／陰謀, either 直接／まっすぐに (保護するing up to £85,000) or 経由で its パスポート 計画／陰謀 (where the 補償（金） 限界 depends on the bank's home country. In Europe it is ?100,000).

If you have a question about the （米）棚上げする／（英）提議するs email sy.morris@dailymail.co.uk?and?editor@thisismoney.co.uk

Sylvia Morris

This is Money 貯金 （米）棚上げする／（英）提議するs 専門家

Some links in this article may be (v)提携させる(n)支部，加入者 links. If you click on them we may earn a small （売買）手数料，委託（する）／委員会／権限. That helps us 基金 This Is Money, and keep it 解放する／自由な to use. We do not 令状 articles to 促進する 製品s. We do not 許す any 商業の 関係 to 影響する／感情 our 編集（者）の independence.

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