Nearly two million 世帯s 行方不明になるd mortgage, credit card and energy 法案 返済s this month and now '直面する 財政上の 危機' in the New Year

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Almost two million 世帯s have 行方不明になるd a major 法案 返済 in the last month 予定 to the cost of living 危機, 消費者 専門家s have 警告するd.

Millions now '直面する 財政上の 危機' in the New Year if their money struggles continue, によれば 消費者 charity Which?

Which??said 1.9million homes 報告（する）／憶測d 行方不明の a 支払い（額） in the month to December 11, 代表するing around 6.7 per cent of the total 28.1 million UK 世帯s.?

Defaults: Cost of living 圧力s mean more 世帯s are failing to make some of their 法案 返済s, によれば Which?

Around 6.4 per cent of renters 行方不明になるd a 支払い（額）, compared to 2.5 per cent of people with a mortgage.?

一方／合間 3.1 per cent of people with 貸付金s or credit cards defaulted on a 返済.

The most ありふれた type of 公共事業（料金）／有用性 法案 行方不明になるd was energy, at 2.3 per cent of 世帯s skipping a 支払い（額）, followed by 会議 税金 (1.9 per cent), phone (1.6 per cent) and broadband (1.4 per cent).

A Which? 広報担当者 said 'millions of 世帯s could be 直面するing a 財政上の crunch in the New Year as they struggle both with 優れた Christmas 支払い（額）s and the rising cost of living'.

Extra money 圧力s 含む a possible ぼんやり現れるing 後退，不況, rising mortgage and rent costs and an uncertain 未来 with energy 法案s.?

Almost 7 per cent of 世帯s 行方不明になるd a 支払い（額） in December, Which? said

Which? director of 政策 and advocacy Rocio Concha said: 'With 1.9 million 世帯s 行方不明の important 支払い（額）s in the run up to Christmas, we're worried that many more people could be 直面するing 財政上の 危機 in January - as the credit 返済s pile up and the cost of living 危機 continues to bite.

'As so many people 直面する 財政上の hardship, Which? is calling on 商売／仕事s in 必須の 部門s like food, energy and broadband providers to do more to help 顧客s get a good 取引，協定 and 避ける unnecessary or 不公平な costs and 告発（する），告訴（する）／料金s during this 危機.'

>> What to do if you can't afford your mortgage 返済s

?返済 problem could get worse next year

The problem of 行方不明になるd 支払い（額）s could より悪くする?in January 2023 as 世帯s start 返すing extra Christmas expenses.?

?Last December 1.7 million 世帯s 行方不明になるd at least one 支払い（額）, rising to 2.5 million in January 2022.????????

減ずるing spending' Six in ten homes said they were cutting 支援する to save money

Just under six in 10 people?(56 per cent) made at least one 財政上の 調整 ? such as cutting 支援する on 必須のs, selling items or dipping into 貯金 ? in the last month to cover 必須の spending. This 追加するs up to around 15.8million 世帯s.

This is a 重要な 増加する on the four in 10 (42 per cent) seen this time last year, but lower than the 頂点（に達する） of two-thirds (65 per cent) making 調整s in September 2022.

If 消費者s are 行方不明の or struggling to afford 必須の 支払い（額）s - such as energy, credit card or mortgage 支払い（額）s they are advised to speak to their provider すぐに for help.

Which? has also 開始する，打ち上げるd a （選挙などの）運動をする calling on 必須の 商売／仕事s - such as energy 会社／堅いs, broadband providers and supermarkets - to do more to help 消費者s struggling to make ends 会合，会う.?

For example, it wants energy 会社／堅いs to make sure their 顧客 service departments can を取り引きする high levels of 緊急の queries.