Supermarket 忠義 cards: What's on 申し込む／申し出 and which do shoppers like best?

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From Nectar to Clubcard and 誘発するs to MyWaitrose, most supermarkets now give shoppers the 選択 to 調印する up for a 忠義 計画／陰謀.?

You will usually get a physical or 数字表示式の card which you can use to collect points or get 割引s every time you shop - though many 計画／陰謀s have changed how they work in 最近の years, and in some 事例／患者s have become いっそう少なく generous.?

There are still some 大規模な 割引s on 申し込む／申し出, though, 特に when it comes to '忠義 prices' which 申し込む／申し出 an item at one price for card 支えるもの／所有者s and another, higher one for everyone else. However, 使用者s will need to be comfortable 株ing their shopping data with the supermarket in return.?

This is Money 診察するs what different supermarket 忠義 計画／陰謀s have on 申し込む／申し出 - and what shoppers around the UK think of them.?

The perks 輪郭（を描く）d for each supermarket 忠義 計画／陰謀 are not exhaustive, so it's 価値（がある） taking a closer look at the 関連した 条件 and 条件s online or in-蓄える／店.

What do YOU think of 忠義 計画／陰謀s? Marilyn Devonish, 55,from Hertfordshire told us she likes Sainsbury's Nectar card - but doesn't understand how some other 計画／陰謀s work

Waitrose's MyWaitrose

Waitrose 顧客s can 調印する up to the MyWaitrose 計画／陰謀. 開始する，打ち上げるd in 2011, it has been 改訂するd a number of times over the years.?In the past, 顧客s who spent £5, or later, £10, could get a 解放する／自由な newspaper. This perk was axed in 2022.??

Rather than 収入 points, MyWaitrose members get 'personalised' 保証人／証拠物件s, 申し込む／申し出ing 割引s on 明確な／細部 items often 設立する in their basket.?

When 利用できる, up to two 保証人／証拠物件s can be selected per week to use in-蓄える／店 or online. You've got to manually select the two 保証人／証拠物件s you want.?

申し込む／申し出s: The myWaitrose 計画／陰謀 gives shoppers 保証人／証拠物件s and 解放する／自由な self-service hot drinks?

Typically, the 保証人／証拠物件s come through to myWaitrose member accounts each week on Wednesday, and can be used until the に引き続いて Tuesday.??

While the 条件 and 条件s used to 明言する／公表する that 顧客s would get two 保証人／証拠物件s every week, Waitrose has recently updated them to say: 'If 適格の, the 顧客 may receive 保証人／証拠物件s for personalised 申し込む／申し出s on 製品s from time-to-time.'

Sources within Waitrose told This is Money it was still 問題／発行するing 保証人／証拠物件s in '正確に／まさに the same way - rewarding 顧客s for 正規の／正選手 visits, based on the same 基準'.

They said 顧客s will continue to receive new 保証人／証拠物件s each week, but there may be 'short breaks' between them.

の中で other perks, My Waitrose members can also get a 解放する／自由な hot drink from in-蓄える／店 self-service machines with any 購入（する） - though they will need to bring their own cup.?In 2013, a 解放する／自由な hot drink was 利用できる without a 購入（する） and 含むing a cup.?

MyWaitrose members can also get 20 per cent off 'selected' fish from the 反対する in 蓄える／店s every Friday, and?20 per cent off 'selected' meat from the 反対する in 蓄える／店s every Saturday.

Member-only pricing is also 利用できる on 確かな Waitrose 製品s in 蓄える／店s and online.?

示すs & Spencer 誘発するs

Sparky??M&S says 誘発するs 'gives you the chance to receive little 扱う／治療するs and thank yous'

Like Waitrose, 示すs & Spencer's '顧客 reward 計画／陰謀', known as M&S 誘発するs, doesn't enable shoppers to earn points while spending. Instead, it gives them personalised 保証人／証拠物件s and occasionally 解放する／自由な items.?

On its website, M&S says 誘発するs 'gives you the chance to receive little 扱う／治療するs and thank yous, get your shopping for 解放する／自由な and we'll make a 寄付 to your chosen 誘発するs char ity every time you shop.'

誘発するs can be used when shopping on the M&S website, its app, or in 蓄える／店, but you can't use it when shopping 経由で Ocado.?

誘発するs 申し込む／申し出s 'personalised' 申し込む／申し出s 経由で its 忠義 計画／陰謀. For example, one week, you might be able to get a 割引 on fruit and vegetables, and in another week, you might get 20 per cent off lingerie.

ーに関して／ーの点でs of how frequently the 申し込む／申し出s come in, M&S says on its website: 'You won’t always have 申し込む／申し出s in your 誘発するs 中心, but keep checking 支援する as new ones will appear.'

I don't know how 誘発するs or MyWaitrose work!

Marilyn Devonish is a fan of Sainsbury's Nectar 計画／陰謀 (photo by?Annelies James)

Marilyn Devonish, 55, lives in Hertfordshire and 作品 as a coach, therapist, 法人組織の／企業の trainer and 地元の 議員.

Marilyn has a Sainsbury's Nectar card and likes it because, in her 見解（をとる）, it 供給するs '有形の 貯金 and points equate to 続けざまに猛撃するs and pence.'

She told This is Money: 'I've never やめる 人物／姿／数字d out how the M&S and Waitrose points work.?

'A few years ago, 都合よく 混乱させるd as the machine reminded me to "swipe my 誘発するs card", I asked an M&S 従業員 how the card worked and what 利益s it 供給するd. After a few moments of silence, they 認める they were as 混乱させるd as me as to the 利益s.

'I'm sure there are some, I just don’t know what they are. I think there are 申し込む／申し出s and 取引，協定s they send out which are separate to the card. However, it’s easier if 保証人／証拠物件s are pre-負担d so you don't have to ask or remember to bring something with you.'

誘発するs also 申し込む／申し出s shoppers 解放する／自由な 扱う／治療するs to 選ぶ up in 蓄える／店, like a 解放する／自由な croissant or 捕らえる、獲得する of Percy Pigs.?

M&S says: 'You will find all your 扱う／治療するs in your 誘発するs account. Make sure you also 選ぶ in to receive 誘発するs marketing communications to get the most out of 誘発するs, as we’ll send you an email every time a new 扱う／治療する arrives.'

If you are really lucky, as a 誘発するs shopper, you might also be in with a chance of getting your shopping for 解放する／自由な.

Each week, one 誘発するs 顧客 in each 蓄える／店, 除外するing 確かな 場所s, and one 誘発するs 顧客 online, 勝利，勝つs their shopping for 解放する／自由な.?誘発するs also 申し込む／申し出s coffee stamps and money off days out.?

M&S also has a 誘発するs 加える subscription 会員の地位 計画／陰謀, costing shoppers an upfront 料金 of £120 a year. This 計画／陰謀, which 申し込む／申し出s things like 解放する／自由な 制限のない 配達／演説／出産, is only open to a small number of the retailer's shoppers at 現在の.??

Sainsbury's Nectar

Sainsbury's shoppers can 調印する up for a Nectar card. The Nectar 計画／陰謀 was first 開始する，打ち上げるd in 2002 and, によれば Sainsbury's, has over 18million members.?

Nectar member can get lower prices on selected 製品s, and build up points which 変える to cash they can spend in 蓄える／店.?They can also spend the points with partners like British 航空路s, eBay and Argos.?

同様に as cash to spend, Nectar shoppers also get 'personalised' 特別手当 points 申し込む／申し出s 経由で 保証人／証拠物件s given in-蓄える／店 or on the app.

So, if you often buy, for example, Sainsbury's Taste the Difference pesto, there's a good chance you will, at some point, be 申し込む／申し出d extra 特別手当 Nectar points when you buy this item.

Pricing: Sainsbury's operates the Nectar Pricing 計画／陰謀 in-蓄える／店 and online?

Nectar shoppers earn a 最小限 of 1 point per £1 spent. The number of Nectar points will be more if you've got a 特別手当 points 申し込む／申し出.?

Sainsbury's （人命などを）奪う，主張するs Nectar app 使用者s can build up more points faster. It says on its website: 'Make sure you download and use the Nectar app ? it could help you collect 3x more points.'

Points are 価値（がある） 0.5p, meaning 500 Nectar points are 価値（がある） £2.50.?

Under the Nectar Prices 計画／陰謀, members can buy selected items in-蓄える／店 or online at a lower price than shoppers who aren't 調印するd up to Nectar.?

At the time of 令状ing for instance, a Kinder Surprise 巨大（な） Milk Chocolate 復活祭 Egg with Toy cost £10.95 for shoppers with a Nectar card and £16.50 for those without a Nectar card.?

In line with other supermarkets 申し込む／申し出ing different pricing for members, Sainsbury's has come under scrutiny for its member-only pricing.?

In November, it was 明らかにする／漏らすd that Tesco's Clubcard and Sainsbury's Nectar Prices are to be scrutinised by the 競争 and Markets 当局 in a 調査（する） into supermarket 忠義 計画／陰謀s.?

Last year, 消費者 group Which? 申し立てられた／疑わしい Sainsbury's and Tesco were using '潜在的に dodgy 策略' on some of their 忠義 申し込む／申し出s to shoppers. Tesco and Sainsbury's 反駁するd the 主張s.?

Tesco Clubcard

Tesco runs the Clubcard 計画／陰謀 for members, which was first 開始する，打ち上げるd in 1995.?

Like Sainsbury's, Tesco's 忠義 計画／陰謀 申し込む／申し出s members lower prices in-蓄える／店 and online on 確かな items. These are known as Clubcard Prices. Which? su ggests members can 潜在的に shave around 6 per cent off their shopping 法案 by using member prices at Tesco.?

At the time of 令状ing, for example, a 道具 Kat Caramel Cookie 衝突／不一致 Chocolate Incredible 復活祭 Egg cost £12 for 非，不，無-members and £10 for members.?

On 20 February, Tesco 発表するd it would 陳列する，発揮する the price per 部隊 と一緒に the total price for Clubcard 定価つきの 申し込む／申し出s.?

Shoppers can collect one point for each £1 spent at Tesco and online or in-蓄える／店 and one point for every two litres of 燃料 購入（する）d.?Clubcard points can also be collected 経由で Tesco 動きやすい and Tesco Bank.

Each Clubcard point is 価値（がある） 1p in Tesco, so 150 points would be 価値（がある） £1.50 to put に向かって your shopping, によれば Which??

You in the club??Clubcard points can be collected 経由で Tesco 動きやすい and Tesco Bank

Tesco Clubcard members can use the supermarket's 忠義 計画／陰謀 app to get personalised coupons or 付加 割引s every fortnight. Shoppers 選ぶing for 保証人／証拠物件s by 地位，任命する get personalised coupons about eight times a year, によれば Which?

Clubcard points can also be collected 経由で Tesco 動きやすい and Tesco Bank.?

Members can request to 交流 their points into 保証人／証拠物件s once a day. 保証人／証拠物件s can also be used with the supermarket's reward partners, 含むing Disney+ and RAC 決裂／故障 Cover.?

Clubcard 加える is also 利用できる for a 料金 of £7.99 a month. This 計画／陰謀 gives in-蓄える／店 Tesco shoppers a 10 per cent 割引 on two 'big shops' per month, giving shoppers the chance to save up to £40 per month.?

Clubcard 加える shoppers also get 10 per cent off F&F 着せる／賦与するing and other selected brands like Tesco Pet.?

二塁打 data and 二塁打 Clubcard points from Tesco 動きやすい is also 利用できる for Clubcard 加える members.?Clubcard 加える members can also 適用する for a Clubcard 加える credit card.?

What do This is Money readers think of supermarket 忠義 計画／陰謀s?

Jane 強硬派s has £100 価値（がある） of Nectar points

'I have £100 価値（がある） of Nectar points'?

Jane 強硬派s, 48, a 消費者 支持する／優勝者 running the Lady Janey blog, lives in Gloucestershire with her husband Andy, 49, and their two dogs.

She said: 'Sainsburys is my chosen supermarket for 週刊誌 配達／演説／出産s.

'At the moment I have £100 価値（がある） of Nectar points which I'll use to cover 燃料 for our 年次の summer break to むちの跡s 加える groceries for the holiday cottage.

'In December I use the balance to 支払う／賃金 for my Christmas shop. You can also use the points at Esso and Argos.'

She 追加するd: '本人自身で, I've been disappointed by 誘発するs.?The 申し込む／申し出s I can 追加する to my wallet aren’t 一般に of 利益／興味.'

'I don't want too many 忠義 cards'

Ruth Chipperfield, 34, a goldsmith and jewellery designer running Ruth Mary Jewellery, lives in Birmingham with her husband Paul, 37, and their three-year-old son.?

Ruth told MailOnline: 'I tend to order online from Sainsburys and so I use their Nectar card. It's nice getting the 割引s and I do tend to use them if the 割引s are for items I would 普通は buy anyway. However, I would prefer the prices to be lower for everyone so people don't have to check what 申し込む／申し出s are on.'

She 追加するd: 'I don't want to have too many 忠義 cards and 本人自身で find the Tesco 計画／陰謀 annoying.'?

Sophia Butler likes Asda's 忠義 計画／陰謀

'Asda is my go-to 忠義 計画／陰謀'

Sophia Butler, 42, lives in London with her husband Nick, and their two daughters. She runs her own 商売／仕事, the Sugar Tea Room.?

She told This is Money: 'Asda rewards are brilliant because you get money off your shopping and it's 平易な to earn the money.?

'They have 星／主役にする 製品s where you get 10 per cent oof the cost 追加するd on to your reward. 加える, they do challenges where you get money 追加するd such as £1 when you spend £5 on fruit or veg.

'Last December I had £45 off my shopping which I managed to earn in only a few months!

'I don't like Tesco anymore since they 減ずるd the value of the points. It used to be good before with money off restaurants etc, but it's too 混乱させるing now and I've stopped going Tesco as much.'

'I'm a fan of Lidl's little 扱う／治療するs'

Josie Dom, 53, a children's author, lives in Essex with her two teenage children.

She said: 'I shop at Lidl 週刊誌 and I like their 計画／陰謀 as yo u get little 扱う／治療するs when you reach 確かな spend 量s in the month.

'The £250 reward is always 10 per cent off your next shop. So, I 計画（する） my shopping each month to reach £250 in the last week of the month, and then my first shop the に引き続いて month is my "big" shop, which 含むs all my main meals for the month'

アイスランド 特別手当 Card

アイスランド shoppers can 調印する up to its 特別手当 Card 計画／陰謀. You can get a physical or 数字表示式の card.?

The 計画／陰謀 申し込む／申し出s people 老年の 60 or over 10 per cent off their in-蓄える／店 shop on a Tuesday.?

Beyond the 申し込む／申し出 for over 60s on Tuesdays, アイスランド says 特別手当 Card members get a £1 特別手当 each time an aggregate of £20 of 貯金 is 追加するd to their 貯金 balance.?Members earn rewards by 効果的に 支払う／賃金ing for their shopping in 前進する.?

Members can also receive 排除的 申し込む／申し出s when they shop, and get 解放する／自由な 配達／演説／出産 on in-蓄える／店 orders over £25 and online orders over £40.?

Co-op 会員の地位 Card

Scrapped: Co-op will no longer give shoppers 2p 支援する for every £1 spent

The Co-op 忠義 計画／陰謀 costs £1 to join.

In January, the Co-op 明かすd 計画（する）s to 捨てる cashback for 忠義 card 支えるもの／所有者s, and instead 申し込む／申し出 more?割引s through 'member-only' prices.

The supermarket group, which runs over 2,400 food 蓄える／店s, said in an email to its members that they will no longer receive 2p 支援する for every £1 spent from January 2024.

顧客s will have until the end of 2024 to spend any money on their cards.

Co-op 開始する，打ち上げるd its member-only pricing 計画／陰謀 last April?in a 企て，努力，提案 to 競争相手 the likes of Tesco's Clubcard prices and Sainsbury's Nectar prices.?

Members of the Co-op 忠義 計画／陰謀 can get personalised 申し込む／申し出s and 割引s off 確かな items in 蓄える／店s each week. Co-op 計画／陰謀 members could also 利益s from money off Co-op Funeralcare, 保険 or 合法的な services.?

Morrisons More

Morrisons runs the Morrisons More 忠義 計画／陰謀.?

It 一時的に scrapped its points-based More 計画／陰謀 in 2021 in favour of personalised money-off 保証人／証拠物件s, before bringing it 支援する last year. Now, Morrisons More members can earn points when they shop in 蓄える／店s or online. Members can also get five points for every litre of 燃料 購入（する）d at a Morrisons 石油 駅／配置する.

If a members earns 5,000 points, the points can be 変えるd into a £5 保証人／証拠物件. Alternatively, shoppers can keep building up their poi nts balance.?

Morrisons also 申し込む／申し出s members the 'Basket 特別手当.' This could be anything from money off your next shop to 解放する／自由な 扱う／治療するs.?

?Lidl 加える

A Lidl 申し込む／申し出? Lidl 加える members get 申し込む／申し出s and 利益s if they reach 確かな spending 的s?

Lidl has a rewards app called Lidl 加える.?

If 確かな spending 的s are reached each month, members will get an 申し込む／申し出, like a 解放する／自由な パン屋 item or money off their next shop.?

A £50 spend would get you a 解放する／自由な パン屋 item. Every £100 spent each month will get you a £2 off coupon.?

Lidl 加える members also get coupons in their app every Thursday, and shoppers have to manually select the coupons they want to use.?

Members can also receive a scratch card each time they shop in one of the chain's 蓄える／店s and ざっと目を通す their 忠義 card, which gives them the chance to 勝利，勝つ a prize at Lidl.?

Lidl 加える also has 申し込む／申し出s 利用できる 経由で partners like Loveholidays and Readly.??< /p>

Asda Rewards

Shoppers who prefer Asda can 調印する up to its Asda Rewards 計画／陰謀. Its motto is: 'Get rewarded with 続けざまに猛撃するs, not points.'

Asda shoppers can earn Asda 続けざまに猛撃するs by buying 確かな '星／主役にする 製品s' or 完全にするing 使節団s.?

使節団s usually 伴う／関わる shopping and spending 確かな 量s in different departments, such as fruit and vegetables or George 着せる／賦与するing.?

The Asda 続けざまに猛撃するs can then be spent in the supermarket's 蓄える／店s or online.?Members also get 正規の／正選手 10 per cent 割引 取引，協定s on 確かな 製品s.?

Aldi?

Aldi does not technically have a 忠義 計画／陰謀, but its app 旗s all 'Specialbuy' 申し込む／申し出s 利用できる. 割引s are tailored to personal shopping habits.?

The app has a calendar on it showing dates for sales periods. The chain also publishes a paper ちらし 供給するing 詳細（に述べる）s of all its 最新の 申し込む／申し出s.?