Home 保険 payouts 攻撃する,衝突する £573m last year as bad 天候 (人命などを)奪う,主張するs at 記録,記録的な/記録する high
- 嵐/襲撃するs fuelled big spike in 保険 payouts for 所有物/資産/財産 損失 in 2023
- 保険会社s say there aren't more people (人命などを)奪う,主張するing, but individual payouts are rising?
Home 保険会社s paid out a 記録,記録的な/記録する £573million in (人命などを)奪う,主張するs for bad 天候 last year, new 人物/姿/数字s show.
The bumper payout was 36 per cent higher than the £421million paid in 2022, によれば the 協会 of British 保険会社s (ABI) 貿易(する) 団体/死体.
The ABI said the 2023 殺到する in bad 天候 (人命などを)奪う,主張するs was fuelled by a 一連の 嵐/襲撃するs, 含むing Babet, Ciaran and Debi, that struck last autumn.
(人命などを)奪う,主張するs for 嵐/襲撃する 損失 to homes made up £133million last year, with 嵐/襲撃する-関係のある flooding accounting for another £286million.
Homeowners also received £153million in payouts for burst 麻薬を吸うs, most of which happened in 早期に 2023 予定 to the 冷淡な start to the year.
Fully covered: Many homeowners (人命などを)奪う,主張するd on their 保険 last year for bad 天候 損失
Home 保険 can be patchy when it comes to 支払う/賃金ing for flood 損失 to your home and 所有/入手s.
This 保険 may not 支払う/賃金 out for flood 損失 to sheds, 盗品故買者s and outbuildings, or for the 十分な value of 損失d goods in your house, for example.
It may also not 支払う/賃金 out for the cost of other accommodation if your house is so 不正に flooded you have to move out.
If you live in an area 傾向がある to flooding, or your 所有物/資産/財産 has flooded before, you may not be able to get flood cover at all.
The cost of insuring a flooded home rose by £99 in just one year, This is Money 報告(する)/憶測d last month.
Bad 天候 also 損失d a 抱擁する number of 商売/仕事s, who put in (人命などを)奪う,主張するs for payouts 価値(がある) £443million.
In total, 保険会社s paid out £4.86billion to homeowners and 商売/仕事s in 2023.?
More than half of this 人物/姿/数字 - £2.55billion ? was for home 保険 (人命などを)奪う,主張するs.?
This is an 増加する of almost 10 per cent on?2022 totals (£2.33billion) and has been driven by 天候-関係のある 損失, the ABI said.
While the total number of (人命などを)奪う,主張するs remained 公正に/かなり level, the 普通の/平均(する) (人命などを)奪う,主張する paid to 商売/仕事s and homeowners rose to £6,235, a 11 per cent 増加する compared to 2022.
ABI 政策 助言者 Louise Clark said: 'Extreme 天候 events may not feel so rare as they used to as we grapple with a changing 気候. 保険会社s continue to be there for 影響する/感情d homeowners, with payouts hitting 記録,記録的な/記録する levels after a 特に difficult autumn and winter with seemingly countless 嵐/襲撃するs, from Agnes onwards 主要な to 重要な flooding.
'While 保険 will continue to 保護する homeowners and 商売/仕事s, we can’t afford to lose 勢い on our flood defence programme, and we continue to 圧力(をかける) the 政府 for その上の 投資 in flood defence and 維持/整備, 同様に as calling for changes to the planning system to discourage building where flooding might be more likely.'