One in four credit card 使用者s 支払う／賃金 法案s late as 負債s 急に上がる
- 普通の／平均（する） credit card 負債 is now £1,160, によれば Compare the Market
- より小数の than half of credit card 使用者s 定期的に 支払う／賃金 off their balance in 十分な
- Searches for credit cards and 貸付金s 急に上がるd 83% between December and January?
One in four credit card borrowers has paid their 月毎の 法案 late ? two thirds of them in the past year ? as growing numbers struggle to keep up with their 負債s, new 研究 明らかにする／漏らすs.
より小数の than half of credit card 使用者s 定期的に 支払う／賃金 off their balance in 十分な, によれば price comparison website Compare the Market.?
急に上がるing mortgage or rent, food, energy and 燃料 costs have piled the 圧力 on to 世帯 予算s, with the 普通の／平均（する） credit card 負債 now reaching £1,160.
The UK economy slipped into 後退，不況 in the second half of 2023, as 世帯s 削減（する） 支援する on spending to 演説（する）／住所 struggling 財政／金融s.
Struggle:?One in five credit card borrowers have only been able to make the 最小限 返済 on their most 最近の 法案
One in five credit card borrowers have only been able to make the 最小限 返済 on their most 最近の 法案, Compare the Market finds.
Credit card 支えるもの／所有者s spent the most on online shopping and holidays, with 16 per cent of borrowers 適用するing for a new card before travelling abroad.
Searches for credit cards and 貸付金s 急に上がるd by 83 per cent between December and January as families tried to bring their 去っていく／社交的なs 支援する under 支配（する）／統制する, によれば credit check 会社／堅い ClearScore.?
Andy Hancock, 長，指導者 growth officer at Compare the Market, says: 'When taking out a credit card you have to be mindful of not borrowing more than you can afford.
'It's worthwhile 支払う／賃金ing off your credit card balance in 十分な every month to 避ける 支払う／賃金ing 利益／興味.'
Credit card APRs (年次の 百分率 率s) have ロケット／急騰するd in the past year, stinging those who can't 支払う／賃金 off their balance in 十分な with the highest 利益／興味 率s since 記録，記録的な／記録するs began in June 2006, 分析 from 率 scrutineer MoneyfactsCompare shows.
A typical new credit card 取引，協定 now has an APR of 34.7 per cent, up from 30.3 per cent a year ago.
A borrower with the 普通の／平均（する） level of credit card 負債 of £1,160 who only makes the 最小限 返済 each month and is 告発（する），告訴（する）／料金d a typical APR would now have paid £943 in 利益／興味 by the time their balance is paid off.
Four in ten borrowers now believe that the length of a 0 per cent 申し込む／申し出 when transferring their balance to another card is a 重要な feature when choosing a new credit card.
And 21 per cent say just having the ability to 移転 a balance from an old credit card is important, as more than one in three 以前 used a balance 移転 card to 避ける 支払う／賃金ing 高金利s.
When looking for a new card, you should use an 適格（性） checker to 決定する whether you are likely to be 受託するd before you 正式に 適用する because a 拒絶 could 害（を与える） your credit 得点する／非難する／２０.
Check whether cards have 年次の 料金s and 告発（する），告訴（する）／料金s, and 示す the end of any introductory 利益／興味 率 in your diary to 避ける receiving a shock 法案.
