Britain's biggest Isa 勝利者s 明らかにする／漏らすd - 25 投資家s have 税金-解放する／自由な マリファナs typically 価値（がある） £11.6m... each!
- 25 Isa 投資家s in the UK have マリファナs 価値（がある） an 普通の／平均（する） of £11.6m each
- These 投資家s needed to 達成する an annualised return of 18.9% over 34 years
- Are you an Isa millionaire? Give us your tips: editor@thisismoney.co.uk?
Britain's most 献身的な Isa 投資家s have racked up マリファナs 価値（がある） more than £11million each, 追いつくing the UK's biggest 年金 マリファナ.
The 25 Isa 投資家s in the UK have built up an 普通の／平均（する） fortune of £11.6million over a 34-year period, a Freedom of （警察などへの）密告，告訴（状） request from wealth 経営者／支配人 RBC Brewin イルカ 明らかにする／漏らすs.?
Some of the Isas will be 価値（がある） even more than £11.6million.?
A fortune this big could only be 伸び（る）d through 投資するing in 在庫／株s and 株 and 投資家s would have needed to 達成する an 普通の／平均（する） annualised return of 18.9 per cent over the 34 years.
Golden returns: There are 25 Isa inevestors with マリファナs 価値（がある） an 普通の／平均（する） of £11.6million each
How did they manage it?
Isas were introduced in 1999, 取って代わるing their 前任者 Personal 公正，普通株主権 計画（する）s (PEPS) which were 開始する，打ち上げるd in 1987 by then （ドイツなどの）首相／（大学の）学長 Nigel Lawson wit h an 年次の allowance of £2,400.?
PEPs 投資家s were 許すd to lump their money into the new 税金 wrapper.
Jason Hollands, a director of stockbroker Best 投資する said: 'Isas will be 25 years old on 6 April, so anyone with 34-years of Isa 貯金 must also have had 投資s made in PEPs.?
'PEPs first became 利用できる in 1987, so together that is 37 years of allowances so far.'
He 追加するs; 'There were two 年次の PEP allowances each year, a General PEP (which ended up at £6,000 and from 1991 an 付加 選び出す／独身 Company PEP of £3,000 (which could only be 投資する in an individual UK company 株).?
'Together the PEP allowances were £9,000 (higher than the 初期の £7,000 Isa allowance). PEPs were 合併するd into Isas on 6th April 1999.'
Beginning in 1987, an 投資家 would have needed appro ximately 20 years to reach £1million with 出資／貢献s of around £127,200 assuming an 18.9 per cent annualised return after 料金s.
It would have taken a その上の eight years to reach £5million on 出資／貢献s of around £215,520.?
The £11.6million 人物／姿／数字 would have been reached after 34 years on total 出資／貢献s of just £310,760, によれば RBC Brewin イルカ.
略奪する Burgeman, 投資 経営者／支配人 at RBC Brewin イルカ, said: 'We've been 跡をつけるing the fortunes of the country's Isa millionaires for twenty years now, and our 研究 tells us they all have one secret in ありふれた.?
'They all built their fortunes through 在庫／株s and 株 投資するing.'
Jason Hollands said: 'Given that UK 公正，普通株主権s, as 手段d by the MSCI 部隊d Kingdom 索引, 配達するd an 普通の／平均（する） annualised return of 7.4 per cent over this time, and 全世界の 公正，普通株主権s an 普通の／平均（する） annualised return of 8.2 per cent, those amassing such sums certainly weren't using 索引 trackers and have must have made some very astute ? or かもしれない lucky?? 投資s over the years.
'In reality, it's 近づく impossible to make such high returns on a 一貫した basis and anyone owning 投資s for such long-time 技術s probably didn't buy and 持つ／拘留する on to the same 基金s or 信用s.?
'In the days of PEPs, 投資家s were 制限するd by how much they could 投資する outside of the UK.?
'It is more likely that they had some serious successes occu r on the way and 伸び（る）s were locked-in, perhaps from individual 株.?
'For example, they may have done 井戸／弁護士席 from periods like the dot com 泡, making sure they jumped off before it burst.'
略奪する Burgeman said: 'An annualised return of almost 20 パーセント is 大幅に more than 同等（の） indices, so it is 安全な to say that it was ありそうもない to be 達成するd 経由で 投資するing in an 索引 tracker.?
'Instead, it could either be an incredibly successful 仲買人 or, alternatively, someone who has 投資するd either in their own company or in a smaller growth 在庫／株. Either way, while successful, it has undoubtedly been a higher 危険 戦略.'
Number of Isa millionaires rising
The number of Isa millionaires ３倍になるd between 2020 and 2021. The 最新の 人物／姿／数字s from HMRC show that a 記録，記録的な／記録する 4,070 投資家s had an Isa 価値（がある） £1million or more during this period.?The 普通の／平均（する） Isa millionaire has a マリファナ of £1.39million.?
Lord John 物陰／風下 of Trafford ? an 専門家 在庫／株-picker?? became the first Isa millionaire in 2003, reaching the seven-人物／姿／数字 milestone on 出資／貢献s of £126,200 made over 16 years. His annualised returns during this period were 21 per cent.?
投資 壇・綱領・公約 AJ Bell says its Isa millionaires tend to 投資する in individual 株 rather than 基金s, with 75 per cent of their 大臣の地位s sitting in 在庫／株s - 含むing 投資 信用s.
Dan Coatsworth, 投資 分析家 at AJ Bell said: '（株主への）配当 reinvestment has 歴史的に been a way to supercharge returns in an Isa 大臣の地位 thanks to 構内／化合物ing 利益s.?
'Using （株主への）配当 money to buy more 株 許すs an 投資家 to 増加する their 所有権 of a 在庫／株 without 投資するing more 資本／首都.'
