Lloyds 利益（をあげる）s 沈む on saving and mortgage 競争 - but it 解除するs house price 予測（する）
- In January, Lloyds Banking Group 発表するd 計画（する）s to axe 1,600 職業s
- 利益（をあげる）s 影響する／感情d by higher operating costs and lower 逮捕する 利益／興味 income??
Lloyds Banking Group's sank by 28 per cent in the first three months of 2024, new results show.?
Lower 逮捕する 利益／興味 income as a result of 頂点（に達する）ing 利益／興味 率s and higher operating costs put 圧力 on the group's 底（に届く） line, 限界ing the bank to a statutory pre-税金 利益（をあげる） of £1.63billion, in-line with 見積（る）s.?
The group also flagged 'elevated severance 告発（する），告訴（する）／料金s' of £100million that 与える／捧げるd to an 11 per cent 増加する in operating costs.
In January, the group 発表するd 計画（する）s to 削減（する） around 1,600 職業s across its 支店 網状組織.??
利益（をあげる） 減少（する）:?Lloyds Banking Group's statutory pre-税金 利益（をあげる） fell by 28% to £1.63bn in 最近の months
Lloyds Banking Group saw remediation costs of £25million in the first three months of t he year, up from £19million by the same point a year earlier.?
It said: 'There have been no その上の 告発（する），告訴（する）／料金s relating to the 可能性のある 衝撃 of the FCA review into historical モーター 財政／金融 （売買）手数料，委託（する）／委員会／権限 手はず／準備, with the FCA having 示すd it will update in September.'?
貸付金s and 前進するs to 顧客s fell to £448.5billion in the first ４半期/4分の1 of 2024,?with?a £1.6billion 削減 in its UK mortgages 大臣の地位.?
Borrowing costs have jumped as the Bank of England has 増加するd its base 利益／興味 率 to try to bring 負かす／撃墜する インフレーション.
Lloyds Banking Group 推定する／予想するs UK 所有物／資産／財産 prices to rise by 1.5 per cent this year, having 以前 予測（する）ing a 2.2 per cent 落ちる.?
顧客 deposits stood at £469.2billion at the end of the first ４半期/4分の1, 負かす／撃墜する £2.2billion, the group said.
The group's underlying 利益（をあげる） （機の）カム in at £1.76billion for the first three months of the year, just above flat compared to the 先行する ４半期/4分の1 and 負かす／撃墜する 26 per cent year-on-year.
Lloyds Banking Group, which owns Lloyds Bank, Halifax, Bank of Scotland and Scottish 未亡人s, saw its return on 有形の 公正，普通株主権, a 重要な 手段 of profitability, reach 13.3 per cent, 負かす／撃墜する from 19.1 per cent in the first ４半期/4分の1 of last year.
The group's?逮捕する 利益／興味 income, すなわち the gap between what it earns from 利益／興味 on 貸付金s and 支払う／賃金s out to savers, slipped to £3.05billion in its first ４半期/4分の1, 負かす／撃墜する from £3.43billion at the end of last year.
Its 逮捕する 利益／興味 利ざや fell to 2.95 per cent in the first ４半期/4分の1, 負かす／撃墜する from 3.22 per cent in the same period in 2023. 分析家s had 推定する／予想するd a 利ざや of 2.93 per cent. The group 再確認するd its 指導／手引 of a 逮捕する 利益／興味 利ざや of greater than 2.9 per cent for this year.
The group’s credit impairment 告発（する），告訴（する）／料金 for the period （機の）カム in at £57million.
It 選ぶd against making any fresh 準備／条項 this ４半期/4分の1 for possible 是正する （人命などを）奪う，主張するs in its モーター 財政／金融 商売／仕事, after already setting aside £450million.
In 告発（する），告訴（する）／料金: Charlie Nunn is the 長，指導者 (n)役員／(a)執行力のある of Lloyds Banking Group
Charlie Nunn, the group's 長，指導者 (n)役員／(a)執行力のある, said: 'The Group is continuing to 配達する in line with 期待s in the first ４半期/4分の1 of 2024, with solid 逮捕する income, cost discipline and strong 資産 質.?
'Our 業績／成果 供給するs us with その上の 信用／信任 around our 戦略の ambitions and 2024 and 2026 指導／手引.
'Guided by our 目的, we are continuing to support 顧客s and 首尾よく 遂行する／発効させる against our 戦略の 結果s, as 最高潮の場面d in the third of our 戦略の セミナーs last month.?
'This underpins our ambition of higher, more 維持できる returns that will 配達する for all of our stakeholders as we continue to Help Britain 栄える.'
Last month, Lloyds Banking Group said it planned to の近くに 53 その上の 支店s in its 網状組織. The group said it was の近くにing 21 Lloyds 支店s, 22 Halifax 支店s and 10 Bank of Scotland 場所／位置s.?
In total, the banking group is の近くにing 166 支店s this year and 10 next year.
Lloyds Banking Group 株 fell 1.91 per cent or 0.98p to?50.36p on Wednesday, having risen around 3 per cent in the last year.
Richar d Hunter, 長，率いる of markets at Interactive 投資家, said: 'This update has done little to excite 支持者s of the 在庫／株, with some 証拠不十分 存在 experienced in the price in 早期に 貿易（する）, although as a longer-称する，呼ぶ／期間／用語 play based on 株主 returns, 改善するing prospects and a 歴史的に undemanding valuation, the market 合意 of the 株 as a buy is likely to remain 損なわれていない.'?
