普通の／平均（する） house asking price 負かす／撃墜する £13,000 since October, Rightmove says

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Asking prices on newly-名簿（に載せる）／表（にあげる）d homes fell 1.9 per cent this month, によれば Rightmove, に引き続いて a 1.7 per cent 落ちる in November.

The 落ちる equates to an 普通の／平均（する） £6,996 落ちる in the price of newly 名簿（に載せる）／表（にあげる）d homes in December compared to November and a £13,054 落ちる compared to October.

The 普通の／平均（する） asking price on a newly-名簿（に載せる）／表（にあげる）d home in December is £355,177.?

Reality check for 販売人s: Asking prices on newly-名簿（に載せる）／表（にあげる）d homes fell 1.9 per cent this month, によれば Rightmove, に引き続いて a 1.7% 落ちる in November

Asking prices usually 減少（する） at this time of year, によれば the 所有物／資産／財産 website, as serious 販売人s price more compe titively to attract distracted 買い手s in the lead-up to Christmas.

Even so, Rightmove says this month's 減少（する） is bigger than the previous 20-year 普通の／平均（する） of 1.5 per cent.

The larger-than-normal 落ちる is partly driven by new 販売人s looking to price below the 競争 now that the pendulum has swung に向かって a 買い手s' market.

Higher mortgage 率s have been a 重要な challenge for movers and first-time 買い手s this year, and affordability remains stretched.

Tim Bannister, a director at Rightmove, said: 'その上の price 落ちるs beyond the usual seasonal 傾向s that we'd 推定する／予想する at this time of year signal that some new 販売人s are continuing to 行為／法令／行動する on the advice of スパイ／執行官s to price competitively.

Five million mortgage borrowers 直面する their 月毎の 返済s rising by £240, the Bank of England 警告するs?

Five million mortgage borrowers 直面する a typical £240 増加する in their 月毎の 返済s over the next three years, the Bank of England has 警告するd.

And for around 900,000 home owners the 増加する will be £500 or more, によれば the Bank's twice-年一回の 財政上の 安定 報告（する）／憶測.

'We entered this year under a cloud of 不確定, as the fallout from the Autumn 小型の-予算 filtered through to lower activity levels.

'High mortgage 率s which have 追加するd to already-stretched 買い手 affordability have been a challenge throughout 2023 and this is likely to carry into next year.'

There are other 調印するs that homeowners are struggling to find 買い手s at 現在の prices.?

The 普通の／平均（する） time it takes for a 販売人 to find a 買い手 has jumped by three weeks, from 45 days this time last year to 66 days now, によれば Rightmove.

It also says price 削減（する）s have also become more 普及した this year, with 39 per cent of 所有物／資産／財産s now having their price 減ずるd during marketing compared to 29 per cent last year.

Last month, the other major 所有物／資産／財産 portal, Zoopla, revaled that one in four sales are 存在 agreed at 10 per cent or more below asking price.

Zoopla also said the number of homes 利用できる for sale has reached a six-year high, with 34 per cent more 所有物／資産／財産s for sale now than there were a year ago.

This 増加するd 供給（する） 上げるs choice for 買い手s, but is likely to keep prices under downward 圧力 as price-極度の慎重さを要する 買い手s continue to 交渉する.

Market stand-off:?The 普通の／平均（する） time it takes for a 販売人 to find a 買い手 has jumped by three weeks, from 45 days this time last year to 66 days now, によれば Rightmove

供給（する） glut: The number of homes 利用できる for sale has reached a six year high with 34% more homes for sale now compared to a year ago, によれば Zoopla

Are 販売人s setting over-楽観的な asking prices?

While asking prices may have seen sharp 落ちるs over the past two months, 普通の／平均（する） asking prices end the year just 1.1 per cent below a year ago.

Prices in seven out of 11 地域s are marginally higher than a year ago. The North West of England leads the way, up by 1.5 per cent compared to last year.

Rightmove says 販売人s still need to price more 積極性 than their 地元の 競争 to 安全な・保証する a 買い手, 特に those with a 圧力（をかける）ing need to sell.

Mortgage 率s are likely to remain elevated next year, continuing to put 圧力 on 買い手 affordability.

This affordability 圧力 is 存在 反映するd in lower 処理／取引 levels.

Sales agreed for the year to date in 2023 are 13 per cent lower than the same period in 2022, によれば Rightmove.

連続した 落ちるs: New 名簿（に載せる）／表（にあげる）d homes have fallen by an 普通の／平均（する） £6,996 in December compared to November and are £13,054 負かす／撃墜する compared to October

Tomer Aboody, director of 所有物／資産／財産 貸す人 MT 財政／金融, says: 'Market activity has been at a lower level than last year, with a 減ずるd number of 所有物／資産／財産 処理／取引s as 利益／興味 率s continued to rise and 買い手s 設立する it difficult to 予算.

'With many 買い手s sitting on their 手渡すs and waiting for the 権利 適切な時期s to come along, 販売人s who are keen to sell have had to 減ずる their pricing in many instances.'

Rightmove is 予報するing that 国家の 普通の／平均（する） asking prices will 減少（する） by an 普通の／平均（する） of 1 per cent in 2024.

Tim Bannister says: 'Our 研究 and スパイ／執行官 feedback is that the best 戦略 to sell in the 現在の market is to price temptingly at the 手始め of marketing, rather than 実験（する）ing the waters with a higher price.

'This will hopefully 避ける the need to 減ずる your asking price later, and 逮捕（する） that 早期に-bird 買い手's 利益／興味 in the New Year, whilst also 避けるing the 強調する／ストレス of 製図／抽選 out the selling 過程 and 危険ing having the for-sale board still up at 復活祭.'

Mortgage 率s are 落ちるing

Mortgage 率s have been 長，率いるing downwards in 最近の months with the best 率s 利用できる now almost 1 百分率 point lower than the Bank of England base 率, which is at 5.25 per cent.

Last week, 全国的な Building Society sent その上の ripples across the mortgage market after it 発表するd its eleventh 連続した 一連の会議、交渉／完成する of 率 削減（する）s in four months. The cheapest 取引，協定 on the market is now 4.29 per cent.

普通の／平均（する） mortgage 率s have now fallen for 19 連続した weeks, によれば Rightmove's own 分析, with the 普通の／平均（する） five-year 直す／買収する，八百長をするd mortgage 率 now 5.11 per cent compared to 6.11 per cent in July.

With mortgage 率s no longer 狙撃 up and with many 分析家s 予測（する）ing 利益／興味 率s to 落ちる next year, this could mean homebuyers and movers who held off this year may be more tempted to 行為／法令／行動する next year, によれば Rightmove.

It says it's seeing 早期に 調印するs of more activity in the family mover market, with 需要・要求する in the 中央の-market second-stepper 部門 (three and four-bed 所有物／資産／財産s) up by 9 per cent versus the 地位，任命する-小型の-予算 period of this time last year.

While new 名簿（に載せる）／表（にあげる）d asking prices may have seen sharp 落ちるs over the past two months, 普通の／平均（する） asking prices end the year just 1.1 per cent below a year ago

'There appears to be more 静める and certainty 長，率いるing into 2024,' 追加するs Rightmove's Tim Bannister.?

'The 年次の 落ちる of 1.1 per cent in asking prices 最高潮の場面s the market's much-better-than-予報するd resilience this year.

'With mortgage 率s more settled and on a slow downward 傾向, 可能性のある movers who have been 企て，努力，提案ing their time and waiting for calmer market 条件s may decide to 行為／法令／行動する in the 早期に part of next year.

'Indeed, there's always a big 地位，任命する-Christmas 上昇傾向 in Rightmove traffic, with 早期に bird-買い手s starting their search on ボクシング Day.

'This year's 上昇傾向 will be 熱望して 心配するd by those who are keen to sell, 特に family movers who are considering having an 広い地所 スパイ／執行官 board put up as the Christmas tree comes 負かす／撃墜する.'