What's going to happen to house prices in 2024? Six 所有物／資産／財産 専門家s go 長，率いる to 長，率いる

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When it comes to house prices, the direction of travel has been hard to 予報する in 2023.?

At the start of the year, higher mortgage 率s and 二塁打-digit インフレーション had many 推測するing that the 住宅 market was 長，率いるing for a major 衝突，墜落.

But as we 長，率いる into 2024?house prices are 負かす／撃墜する only 1 per cent on this time last year, によれば Halifax's 最新の 索引.?

With the New Year 急速な／放蕩な approaching, we decided to ask six 専門家s for their house price 予測s for 2024, even if it would 要求する an element of guesswork

It 証明するs that 予測（する）ing 未来 house prices is a difficult 商売／仕事.?

'There are only two types of 専門家 when it comes to 予報するing house prices,' says Henry Pryor, a professional buying スパイ／執行官. 'Those who don't know, and those who don't know they don't know.'

But although many 所有物／資産／財産 専門家s prefer to sit on the 盗品故買者 for 恐れる of 存在 proven wrong, there are others who remain 納得させるd house prices are 始める，決める to rise or 落ちる - often by a very 明確な／細部 量.

Earlier this year, one 勇敢に立ち向かう indivdual 予報するd house prices would 増加する by at least 20 per cent before they 結局 衝突，墜落 in 2026.

一方／合間, another person 予報するd that 普通の／平均（する） prices would 落ちる 35 per cent by late 2025.

With the New Year 急速な／放蕩な approaching, we decided to ask six 専門家s to go out on a 四肢 and 株 their house price 予測s for 2024.

We also asked them whether next year would be a good time to 購入（する） a 所有物／資産／財産, and for their advice to those looking to buy, sell or move.?

We spoke to Stuart Cheetham, 長，指導者 (n)役員／(a)執行力のある of the 貸す人 MPowered Mortgages,?Paula Higgins, 長，指導者 (n)役員／(a)執行力のある and 創立者 of the HomeOwners 同盟,?Jeremy Leaf, north London 広い地所 スパイ／執行官 and a former 王室の 会・原則 of 借り切る／憲章d Surveyors 居住の chairman,?Jonathan Hopper, 長，指導者 (n)役員／(a)執行力のある of buying スパイ／執行官s Garrington 所有物／資産／財産 Finders,?Anna Sharp, a buying スパイ／執行官 with Recoco 所有物／資産／財産 Search, and Charlie Lamdin,?創立者 of the 所有物／資産／財産 advice website BestAgent.

Stuart Cheetham, boss of 貸す人 MPowered Mortgages

予測 for 2024: -5%?

Stuart Cheetham says: Keep 静める and carry on! We think it's likely house prices will continue to 落ちる in 2024, albeit more slowly, with another 5 per cent 減少（する） as 需要・要求する for 住宅 slows as a result of high mortgage ネズミ es and stretched affordability.?

If you are looking to buy in 2024, make sure you do your 研究, 交渉する and 申し込む／申し出 below the asking price.?

We all know a 'dog is not just for Christmas,' and nor is a house. 買い手s and homeowners should 扱う／治療する a house as a long-称する，呼ぶ／期間／用語 投資 when they are working out their 財政上の planning for 2024.?

Stuart Cheetham, 長，指導者 (n)役員／(a)執行力のある of the mortgage 貸す人 MPowered Mortgages

Work with a mortgage 仲買人 to get the best 取引，協定, as often they will get 排除的 取引，協定s that you can't find on the comparison 場所／位置s. 加える, they know which 貸す人s 控訴 your circumstances so it's not a 'computer says no' シナリオ.?

Remember 貸す人s have got much 厳格な人 with their affordability 基準 and some are more generous than others - this changes all the time.

If you are approaching the end of your 存在するing mortgage 取引，協定, be savvy by thinking ahead.?You can lock in a new 率 with your 現在の 貸す人 貸す人s six months before your 存在するing 取引，協定 ends.?

And if mortgage 率s 減少（する） その上の, you will still be able to switch to a lower 率 before your 現在の 取引，協定 満了する／死ぬs with no 刑罰，罰則. It's a 勝利，勝つ-勝利，勝つ.

> Find the best 率 for your circumstances using our mortgage finder

Paula Higgins, HomeOwners 同盟

予測 for 2024: +2%?

Considering the difficult factors homeowners 直面する, from 増加するd mortgage costs to the cost of living 危機, it seems sensible to assume house prices will continue to 減少（する） わずかに in the first ４半期/4分の1 of 2024.?

But we think this is more likely to be a 是正 than a 衝突，墜落 and 推定する／予想する prices will then start to rise again.?

Paula Higgins, 長，指導者 (n)役員／(a)執行力のある and 創立者 of th e advice website HomeOwners 同盟

Although affordability remains a stubborn 問題／発行する, with the 広げるing gap between house prices and 給料, our 月毎の House Price Watch 報告（する）／憶測s that the first-time-買い手 market has been resilient against the 背景 of 増大するing rents.?

In an 選挙 year, 需要・要求する will likely stay low as 買い手s and 販売人s take a 'wait and see' approach.?

This could all change if the 政府 is bold in the Spring 予算 and 廃止するs stamp 義務 for everyone buying a home.?

This will be popular の中で 投票者s and a 抱擁する incentive for those who can't afford to move.

Our advice will continue to be to keep things 静める, and if you need or want to move, move.?

Buying a home is so much more than a whim 購入（する） - it's a long-称する，呼ぶ／期間／用語 投資.?

And when it comes to mortgages, we would encourage homeowners to frequently check they're on the best mortgage 率. If they are on a 直す／買収する，八百長をするd-称する，呼ぶ／期間／用語 coming to an end, make 計画（する）s 早期に with the help of a mortgage 仲買人.

Jonathan Hopper, Garrington 所有物／資産／財産 Finders

予測 for 2024: +1 or +2%

Jonathan Hopper says: While there's ありそうもない to be an obvious corner-turning moment, 普通の／平均（する） prices for the UK as a whole should slowly 選ぶ up, by 1 per cent or 2 per cent during the course of 2024.

But the 回復 will be far from 全世界の／万国共通の, and it could eas ily be derailed if 利益／興味 率s fail to 緩和する off from their 現在の highs or if there is an 予期しない and 破壊的な event like a snap 総選挙 in spring.

Looking at the likely 勝利者s and losers, it's likely to be an 特に 有望な year for 所有物／資産／財産s that are in the catchment area of a good school.

Jonathan Hopper, 長，指導者 (n)役員／(a)執行力のある of the buying 機関 Garrington 所有物／資産／財産 Finders

The 限られた／立憲的な 供給（する） of 'second-stepper' homes popular の中で 買い手s with young children should 押し進める up prices 堅固に. Good examples 近づく schools with a strong Ofsted 率ing could see prices rise by up to 5 per cent.

一方／合間, the prospect of a 労働 政府 after next year's 選挙, and with it the 課税 of 付加価値税 on school 料金s, may 誘発する a spike in 需要・要求する for homes 近づく the 163 grammar schools dotted around England.?

Wealthier parents who can't or don't want to 爆撃する out an 付加 20 per cent on 私的な school 料金s could start competing for homes within grammar school catchment areas, 押し進めるing up prices by at least 5 per cent over the year.

At the opposite end of the spectrum it's likely to be another 堅い year for the homes that struggled most in 2023. New builds ? which once upon a time would sell for a 賞与金 of up to 15 per cent over a 類似の resale home ? may see 普通の／平均（する） prices slide その上の in 2024 as 買い手s remain 高度に price 極度の慎重さを要する.

Likewise for 事業／計画（する） 所有物／資産／財産s or 'fixer-uppers'. Given the high cost of borrowing 付加 money to refurbish or 延長する a tired home, 需要・要求する for homes that need a lot of work remains 冷静な／正味の and this should translate into その上の price 落ちるs of up to 5 per cent in 2024.

Finally HMOs ? homes 分裂（する） into self-含む／封じ込めるd 部隊s for letting to 多重の tenants ? could see prices 退却／保養地 by 5 per cent in 2024. There are too many of them on the market, coupled with an 激烈な／緊急の 不足 both of buy-to-let 買い手s and those willing to 支払う／賃金 to 変える them 支援する into a 選び出す／独身 home.

Anna Sharp, buying スパイ／執行官 at Recoco 所有物／資産／財産 Search?

予測 for 2024: -2%?

Anna Sharp says: Next year's 所有物／資産／財産 market is ありそうもない to see any 劇の change in 所有物／資産／財産 prices, as we 推定する／予想する the level of 買い手 and 販売人 activity to be a mirror image of 2023.?

Anna Sharp, a buying スパイ／執行官 with Recoco 所有物／資産／財産 Search

In some parts of the UK, however, the market is experiencing built-up 買い手 需要・要求する which, in turn, 与える／捧げるs to 所有物／資産／財産s in these areas 持つ／拘留するing their value.

The quieter 味方する of the market are the second home or 投資 買い手s. This is おもに 予定 to the 高金利s.?

However if 利益／興味 率s continue to 落ちる to a more reasonable level we may see more 需要・要求する に向かって the end of 2024.

Considering all factors and from looking at 異なるing 統計（学） across the board we feel that some areas of the country could see prices 落ちるing, but only marginally by 2 per cent.

It is far more likely that we will see an uplift in 所有物／資産／財産 処理／取引s in 2025, after the 総選挙 has taken place and people feel 一般に more settled and comfortable to make major 財政上の 決定／判定勝ち（する）s. This could then lead to a slight rebalancing of 所有物／資産／財産 p rices again - but it will 変化させる on a 地域の level.

Charlie Lamdin, 創立者 of 所有物／資産／財産 場所／位置 BestAgent

予測 for 2024: -5%

Charlie Lamdin says: My 期待 for the 2024 住宅 market is this: It's going to get worse before it gets better.

We enter 2024 with the economy flatlining. 微光s of hope that 'the worst is over' trickle out with 疑わしい 誠実 from the home-moving 産業 as it 試みる／企てるs to 活動させる／戦時編成する more 買い手s.

選挙 不確定 ぼんやり現れるs. Mortgage 貸す人s are fighting each other over the measly 捨てるs of new 商売／仕事 利用できる.?

New-home 建設業者s are 申し込む／申し出ing everything 含むing the kitchen 沈む to anyone 勇敢に立ち向かう enough to 支払う／賃金 their asking prices, while construction activity grinds to a 停止（させる） as 需要・要求する 乾燥した，日照りのs up.

Charlie Lamdin, 創立者 of the 所有物／資産／財産 website BestAgent

We are in the 支配する of a 住宅 market activity 下降 that may, 結局, turn out to be one of the worst in living memory because there is no 調印する anywhere on the horizon of the 経済的な 繁栄 必須の to any 選ぶ-up in 住宅 activity.

Real 給料, in the real world, have not risen 急速な／放蕩な enough to 相殺する the true cost of living 増加する in the UK.

Those who 'must move' will continue their struggle through the dysfunctionally slow and painful moving 過程.?

A 減らすd number of 勇敢に立ち向かう first-time 買い手s, many ignoring the 危険s of 消極的な 公正，普通株主権, 固執する in their dream of home 所有権 above all.

For what it's 価値（がある）, my 期待 for 2024 is that house prices 落ちる around -5 per cent その上の. But this is a wild guess at an 独断的な 索引 人物／姿／数字, more 影響（力）d by unusual 処理／取引 容積／容量 changes than actual prices. It's not what I 推定する／予想する to happen to actual house prices.

Actual house prices, or home values, will continue with 加速するd 落ちるs as more 販売人s are 軍隊d to put their homes on the market once high mortgage 率s have wiped out 貯金 left over from Covid 刺激.?

With an 選挙 ぼんやり現れるing and 雇用 安全 looking 不安定な, 買い手s will be more 用心深い than ever.

Jeremy Leaf, London 広い地所 スパイ／執行官

予測 for 2024: Between 0% and -5%?

Jeremy Leaf says: にもかかわらず 連続する 利益／興味 率 rises, the 住宅 market 成し遂げるd more 堅固に than 推定する／予想するd this year, encouraged by 今後-looking 指示する人（物）s such as mortgage 是認s.?

Prices, 処理／取引s, and 雇用 numbers held up 井戸／弁護士席, 特に when taking into account the number of cash 買い手s there are who aren't 反映するd in many of these indices.

Jeremy Leaf, north London 広い地所 スパイ／執行官 and a former RICS 居住の chairman

With this as a 背景 as we 長，率いる into 2024, we don't 推定する／予想する much of a change in 所有物／資産／財産 prices in the coming year ? maybe a 軟化するing of up to 5 per cent by the end of the year for some 所有物／資産／財産s in some areas.?

But more likely prices will remain 公正に／かなり flat, with 地域の differences created by 地元の or neighbourhood 問題／発行するs, school and 輸送（する） links, and may even go up a little in some areas.

Longer-称する，呼ぶ／期間／用語 購入（する）s, such as houses where a longer-称する，呼ぶ／期間／用語 見解（をとる） is taken, will probably 持つ／拘留する their value better than shorter-称する，呼ぶ／期間／用語 購入（する）s, such as flats, where 財政／金融s are under more 圧力. This is where we will probably see more 証拠不十分 in prices.

We certainly don't 推定する／予想する any 花火s in the new year, just a slow 改良 in activity, 連合させるd with 増加するd 買い手 and 販売人 realism.

These 予測s are ありそうもない to change unless 確かな things happen, such as a 詐欺師 減少（する） in mortgage 支払い（額）s which could 刺激する activity.?

Likewise, if there is a generous spring 予算, where stamp 義務 is 減ずるd, for example, making it easier for first-time 買い手s in particular to get on to the ladder but also inflating prices.?

The political 不確定 of an 選挙 next year may 供給する a counterbalance to any 刺激. But 全体にわたる, 重要な changes to 所有物／資産／財産 prices are likely to be kept in check by the continuing cost of living and remortgaging 苦痛.