Homeowners 攻撃する,衝突する as '負かす/撃墜する valuations' 原因(となる) mortgage 頭痛s

Growing numbers of homeowners who remortgage are 存在 軍隊d to 支払う/賃金 thousands of 続けざまに猛撃するs more for their home 貸付金 予定 to the value of their 所有物/資産/財産s 存在 削除するd.?

によれば mortgage 仲買人s, surveyors have been more 用心深い in 最近の weeks and have 削減(する) 所有物/資産/財産 valuations, with one 仲買人 seeing £50,000 knocked off a £300,000 valuation.?

This rise in 慎重な pricing has been driven by 混乱 over the 未来 of house prices の中で 貸す人s and 見込みのある 買い手s まっただ中に 早い fluctuations in mortgage 率s, 仲買人s 警告する.?

Price uncertainty: Surveyors have been more cautious in recent weeks and have cut property valuations

Price 不確定: Surveyors have been more 用心深い in 最近の weeks and have 削減(する) 所有物/資産/財産 valuations

It means homebuyers 直面する the 頭痛 of their 貸す人 辞退するing to 認める a mortgage for the agreed 購入(する) price.?

一方/合間, those who need to remortgage could be squeezed into lower banded 貸付金-to-value 割合 製品s - 原因(となる)ing their 利益/興味 率s to 殺到する.?

‘負かす/撃墜する valuations’ occur when a surveyor 同意しないs with the homeowner’s, or 買い手’s and 販売人’s 見解(をとる) of what a 所有物/資産/財産 is 価値(がある).?

仲買人 Richard Jennings has seen a 引き上げ(る) in the number of 負かす/撃墜する valuations since December.?

Until a few months ago, just one to two per cent of homes were undervalued - now he says it’s 15 per cent for remortgage 使用/適用s and 5 per cent for 買い手s.?

Graham Cox, a 仲買人 at Self 雇うd Mortgage 中心, says: ‘It’s happening now because we’re 公式に in 後退,不況 and 貸す人s are still nervous that 所有物/資産/財産 values could 落ちる this year.?

買い手s and vendors are getting such mixed signals about house prices that many 申し込む/申し出s are at, or の近くに to asking price again.’?

When a 負かす/撃墜する valuation happens, 買い手s can raise the 基金s to cover the difference between the mortgage and sale price, ask the 販売人 to lower their asking price or pull out of the 取引,協定.?