House prices rose in February, says 全国的な: 年次の growth up for first time in 13 months

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所有物／資産／財産 prices rose in February 予定 to lower mortgage 率s, によれば the 最新の 全国的な house price 索引.

Britain's biggest building society 記録，記録的な／記録するd a 0.7 per cent 増加する in the 普通の／平均（する） house price after taking account of seasonal 影響s.

It means house prices are up 1.2 per cent since this time last year, the first time 全国的な has 記録，記録的な／記録するd a 肯定的な 年次の reading since January 2023.

But prices are still around 3 per cent below the 史上最高s 記録，記録的な／記録するd in the summer of 2022.

年一回の rise: 全国的な 記録，記録的な／記録するd a year-on-year house price rise for the first time in 13 months

普通の／平均（する） house prices 攻撃する，衝突する a high of £273,751 in August 2022, によれば 全国的な. They are 現在／一般に at £260,420 as of February.?

The 最近の uptick in prices is 存在 put 負かす／撃墜する to lower mortgage 率s.?Although 率s went up last month, this （機の）カム after five 連続した months in which mortgage 率s fell.

The 普通の／平均（する） two-year 直す／買収する，八百長をする has fallen from a high of 6.86 per cent to 5.75 per cent, によれば Moneyfacts, while the 普通の／平均（する） five-year 直す／買収する，八百長をする has fallen from a high of 6.37 per cent to 5.33 per cent.

For home 買い手s with the biggest deposits, it is now possible to 安全な・保証する a five year 直す／買収する，八百長をする at 4.09 per cent and a two-year 直す／買収する，八百長をする at 4.39 per cent.

Robert Gardner, 全国的な's 長，指導者 経済学者 said: 'The 拒絶する／低下する in borrowing costs around the turn of the year appears to have 誘発するd an uptick in the 住宅 market.?

'Indeed, 産業 data sources point to a noticeable 増加する in mortgage 使用／適用s at the start of the year, while surveyors also 報告（する）／憶測d a rise in new 買い手 enquiries.'

More affordable? Mortgage 率s have fallen from the highs 記録，記録的な／記録するd in summer 2023

Yesterday, Zoopla's house price 索引 報告（する）／憶測d an uptick in the number of 買い手s and 販売人s in the market which resulted in more sales during the start of 2024.

Many across the 所有物／資産／財産 部門 have welcomed 全国的な's 人物／姿／数字s as 証拠 that the 所有物／資産／財産 market is 決起大会／結集させるing.

Nicky Stevenson, managing director at 国家の 広い地所 スパイ／執行官 group 罰金 & Country said: '肯定的な 調印するs for the 所有物／資産／財産 market are turning from a trickle to a flood this year, with 年次の house price change 増加するing for the first time in 13 months.

'需要・要求する is building as lower mortgage 率s have encouraged 買い手s to 再開する their 所有物／資産／財産 search, and 急落（する），激減（する）ing インフレーション 示唆するs better news is to come.

'We’re 長，率いるing into one of the prime seasons for home sales, and 販売人s should look at this as a 広大な／多数の／重要な time to get their home on the market.'

Warming up? Zoopla 報告（する）／憶測d that 買い手 需要・要求する is 11% higher than a year ago, while the number of agreed sales is up 15% year-on-year

Jonathan Hopper, 長，指導者 (n)役員／(a)執行力のある of Garrington 所有物／資産／財産 Finders, 追加するd: 'It’s a bounce 支援する, not a blip. 全国的な’s data shows house prices have risen in four out of the past five months, and the 上向き 勢い is now so strong that prices are up on this time last year.

'Crucially the market has also become more 解放する／自由な-flowing. For sale 調印するs are starting to sprout from homes across the country, and 広い地所 スパイ／執行官s 報告（する）／憶測 a 安定した uptick in 利益／興味 from both 買い手s and 販売人s.

'増加するing numbers of 買い手s who sat on their 手渡すs last year are deciding that now is the time to strike, before prices start to 加速する 上向きs.'

Rising: But 全国的な says house prices remain around 3% below the all time highs 記録，記録的な／記録するd in the summer of 2022

その上の rises 'will depend on mortgage 率s'?

全国的な's 長，指導者 経済学者 had a word of 警告を与える over 未来 利益／興味 率s.

'近づく-称する，呼ぶ／期間／用語 prospects remain 高度に uncertain in part 予定 to 現在進行中の 不確定 about the 未来 path of 利益／興味 率s.?

'Borrowing costs remain 井戸／弁護士席 below the highs 記録，記録的な／記録するd last summer but, if the 最近の 上向き 傾向 is 支えるd, it 脅すs to 抑制する the pace of any 住宅 market 回復.'

While house price 索引s show the general 傾向 across the country, the picture 変化させるs depending on where you live in the UK.??

全国的な's house price 索引 relates to its own 認可するd mortgage 使用／適用s and therefore doesn't 含む cash 買い手s or mortgage data from other 貸す人s.?

Anothe r 貸す人 which also 跡をつけるs house prices based on its own mortgage 使用／適用s is?Halifax. It said that 普通の／平均（する） prices rose?by 2.5 per cent in the 12 months to January.

The house price 人物／姿／数字s from the ONS are 広範囲にわたって 見解（をとる）d as the most 包括的な and 正確な 索引. This is because the 報告（する）／憶測 by the UK's 公式の／役人 statisticians uses Land Registry data and is based on 普通の／平均（する） sold prices.?

However, 所有物／資産／財産 処理／取引s often take months to 完全にする, meaning the ONS 人物／姿／数字s don't やむを得ず 反映する what is happening in the 住宅 market 権利 now.?

Earlier this month, the ONS 明らかにする／漏らすd the 普通の／平均（する） UK house price slipped 1.4 per cent in the year to December 2023.

Another 月毎の 索引 comes from Rightmove. This 跡をつけるs newly 名簿（に載せる）／表（にあげる）d asking prices each month, which can give a more 即座の picture of what is happening in the market, but doesn't 手段 what houses are 最終的に selling for.

Rightmove 報告（する）／憶測d 普通の／平均（する） asking prices rose by 0.9 per cent in February to £362,839, によれば the 最新の data from the 会社／堅い, に引き続いて a 1.3 per cent rise in January.