House prices rose for fifth 連続した month says Halifax

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House prices 増加するd by 0.4 per cent in February によれば the 最新の 人物／姿／数字s from Halifax, 代表するing the fifth 月毎の rise in a 列／漕ぐ／騒動.

It means the 普通の／平均（する） house price is up 1.7 per cent on this time last year with a typical UK home costing £291,699.?

Last week, 全国的な 報告（する）／憶測d a 0.7 per cent 月毎の 増加する in house prices.

所有物／資産／財産 prices rose by 0.4% in February, によれば the 最新の 人物／姿／数字s from Halifax, the fifth 月毎の rise in a 列／漕ぐ／騒動

The 人物／姿／数字s also show a continued uptick in the number of people taking out mortgages to buy homes, thanks in part to a 落ちる in 利益／興味 率s in 最近の months.

逮捕する mortgage 是認s for house 購入（する）s rose from 51,500 in December to 55,200 in January, によれば the 最新の of Bank of England data.

It means mortgage 是認s are at their highest level since October 2022.

Kim Kinnaird, director of Halifax mortgages said: 'These 人物／姿／数字s continue to 示唆する a 比較して stable start to 2024 and 提携させる with other 約束ing 調印するs of 増加するd 住宅 activity, such as mortgage 是認s.

'The 普通の／平均（する） price tag of a home is now only around £1,800 off the 頂点（に達する） seen in June 2022.'

House prices fell in some areas

Although the 普通の／平均（する） house price went up, some areas of the UK still saw prices 落ちる.?

所有物／資産／財産s in Eastern England fell the most last month, with homes selling for an 普通の／平均（する） of £329,927, an 0.8 per cent a 減少（する） compared to the same time in 2023.

一方／合間, in Northern Ireland house prices 増加するd by 5 per cent year-on-year on an 年次の basis.?

Homes in Northern Ireland now cost an 普通の／平均（する） of £195,956, which is £9,359 more than the same time in February 2023, によれば Halifax.

The North West also saw growth of 4.4 per cent year-on-year. Prices in the North East were up 4.2 per cent and in むちの跡s the 普通の／平均（する） home was up 4.1 per cent compared to February last year.

Even within the 地域s themselves, house prices can 変化させる from area to area and town to town.

London continues to have the highest 普通の／平均（する） house price across all of the 地域s, at £536,996.?

Prices in the 資本／首都 have 増加するd by 1.5 per cent and is the first 肯定的な 年次の growth seen since January 2023, によれば Halifax.

Matt Thompson, 長，率いる of sales at London 広い地所 スパイ／執行官, Chestertons, said: '買い手s have become ますます 確信して since the end of last year when 利益／興味 率s were held at 5.25 per cent and mortgage 率s started to come 負かす／撃墜する.?

'This 感情 carried through to January and February 2024. 一方／合間, 販売人s have also been feeling more 楽観的な about attracting the 権利 買い手 for their home which has led to a slight 増加する in the number of 所有物／資産／財産s 存在 put up for sale.'

Eastern England saw most downward 圧力 on house prices while Northern Ireland prices are up 5% year-on-year

What next for house prices?

Many commentators believe that the only way is up for house prices.

That's にもかかわらず what has been 広範囲にわたって 見解（をとる）d as a?disappointing 予算 for the 所有物／資産／財産 market, with Jeremy 追跡（する） 明かすing no new incentives for first-time 買い手s, and no stamp 義務 救済 for downsizers.

Iain McKenzie, 長，指導者 (n)役員／(a)執行力のある of The Guild of 所有物／資産／財産 Professionals said it was 'disappointing' to see no new incentives for first-time 買い手s in the Spring 予算.?

He said: 'In the run up to the 告示 we were hoping to see a 99 per cent mortgage 計画／陰謀, or an updated 見解／翻訳／版 of the help-to-buy 率先, but we were left wanting more.'?

追跡（する） 明らかにする／漏らすd that from 6 April, the 政府 will 削減（する） the CGT 率 for higher 率 taxpayers selling a second 所有物／資産／財産 from 28% to 24%

追跡（する） 発表するd the 率 of 資本／首都 伸び（る）s 税金 (CGT) 告発（する），告訴（する）／料金d on the sale of second homes will be 削除するd from 28 per cent to 24 per cent and?廃止するd the 税金 perks that come with furnished holiday lettings.

Nicky Stevenson, managing director at 国家の 広い地所 スパイ／執行官 group 罰金 & Country said: 'It will be 利益／興味ing to see whether the （ドイツなどの）首相／（大学の）学長’s 資本／首都 伸び（る）s 税金 削減（する） 告示 in the 予算 encourages teetering landlords to sell their 所有物／資産／財産s.

'A 急ぐ of new listings would 注入する more energy into the 住宅 market and may reignite 需要・要求する from first-time 買い手s who have been struggling to afford a home in this 高金利 環境.'

Anthony Codling, 長，率いる of European 住宅 and building 構成要素s for 投資 bank RBC 資本／首都 Markets, 追加するd: 'に引き続いて yesterday's lackluster 予算, in our 見解（をとる） and the picture from our own data 始める，決めるs is that the underlying health of the UK 住宅 market is 改善するing, so maybe the 欠如（する） of 住宅 market support in yesterday’s 予算 is not as disappo inting as we first thought.'

CGT is 告発（する），告訴（する）／料金d on the 利益（をあげる） landlords and second homeowners make on a 所有物／資産／財産 that has 増加するd in value when they come to sell it

最終的に, many believe that the 未来 of house prices 大部分は hinges on the 未来 of 利益／興味 率s.

Andrew Montlake, managing director at London-based 仲買人, Coreco said: 'The 住宅 market continues to show a robustness that is flummoxing many house price 衝突，墜落 行動主義者s.?

'Much now depends on the next 始める，決める of inflationary 人物／姿／数字s, but the public are crying out for a 率 削減（する）, rather than any more talk of 可能性のある rises.?

'What happens to mortgage 率s will 最終的に define the 住宅 market this year.?

'What we are, however, seeing is a growing number of 見込みのある 買い手s looking to do something this year rather than keep their lives on 持つ／拘留する any longer.'

Past the 頂点（に達する）? Mortgage 率s have rose again last month after 落ちるing 支援する from the highs they reached in the summer

Kim Kinnaird of Halifax 追加するd a word of 警告を与える, however.?

She said: 'While it is encouraging that we’ve seen growth in 最近の months, what happens next remains?uncertain,' she says.

'Although lower mortgage 率s, と一緒に 期待s of Bank of England 利益／興味 率 削減（する）s this year, should help 買い手 信用／信任 in the short 称する，呼ぶ／期間／用語, the downward 傾向 on 率s is showing 調印するs of fading.?

'Even with growing 給料 and インフレーション 落ちるing 支援する, raising a deposit and affording a sizeable mortgage remains challenging, 特に for those looking to join the 所有物／資産／財産 ladder, so it remains a 可能性 that there could be a 減産／沈滞 in the 住宅 market this year.'