Will the （ドイツなどの）首相／（大学の）学長's attack on holiday lets really help renters and first-time 買い手s?

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Jeremy 追跡（する） 発表するd two 対策 in the 予算 last week 目的（とする）d at making more homes 利用できる for first-time 買い手s and renters, by?changing the 支配するs for those that already own more than one home.?

First, 税金 perks for holiday let 商売／仕事s were on the chopping 封鎖する as the （ドイツなどの）首相／（大学の）学長 誓約（する）d to 廃止する the furnished holiday lettings (FHL) 税金 政権 from April 2025.?

It means holiday?home 会社／堅いs will lose a number of 税金 利益s, and find themselves on a more level playing field with buy-to-let landlords.

Buy-to-let 上げる: Jeremy 追跡（する） 発表するd the 率 of 資本／首都 伸び（る）s 税金 告発（する），告訴（する）／料金d on the sale of second homes will be 削除するd

About 127,000 所有物／資産／財産s in the UK are 登録（する）d under the FHL 政権, によれば the think 戦車／タンク 税金 Watch.

The 目的（とする） of the new 政策, によれば 追跡（する）, is to 解放する／自由な up more homes for the 私的な 賃貸しの 部門.

Speaking during the 予算, 追跡（する） said: 'The furnished holiday 税金 政権 has meant [...] there are not enough 所有物／資産／財産s 利用できる for long-称する，呼ぶ／期間／用語 賃貸しの for 地元の people.'

Also in the 予算 was a surprise 税金 削減（する） 目的（とする）d at buy-to-let landlords who let 所有物／資産／財産 on a long-称する，呼ぶ／期間／用語 basis.

The higher 率 of 資本／首都 伸び（る）s 税金 告発（する），告訴（する）／料金d on the sale of second homes?is to be 減ずるd?from 28 per cent to 24 per cent from 6 April this year.?

The 政策 would also 影響する／感情 those selling holiday homes, though landlords are much greater in number.??

CGT is 告発（する），告訴（する）／料金d on the 利益（をあげる） second home owners make on a 所有物／資産／財産 that has 増加するd in value when they come to sell it.

The 目的（とする）, によれば 追跡（する）, is to encourage more landlords and second home owners to sell their 所有物／資産／財産s, 解放する／自由なing up more homes for first-time 買い手s.

Some 専門家s have 公式文書，認めるd a contradiction here, however. The holiday let 税金 対策 are designed to create more long-称する，呼ぶ／期間／用語 賃貸しの homes, while the 資本／首都 伸び（る）s 税金 削減（する）s are designed to get landlords to sell up.

Will the （ドイツなどの）首相／（大学の）学長's new 対策 make a difference to those looking for a home to rent, or to get a foot on the 住宅 ladder??

Will holiday let owners become landlords???

Holiday let owners with mortgages can 現在／一般に deduct the 十分な cost of their 利益／興味 支払い（額）s from their 賃貸しの income when they とじ込み／提出する their 税金 return, 減ずるing what they 借りがある.?

資本／首都 allowances for items such as furniture, 器具／備品 and fixtures are also deductible - but under 追跡（する）'s 計画（する）s these 利益s will 中止する to exis t from 6 April next year.?

Many 所有物／資産／財産 commentators believe this should do as the （ドイツなどの）首相／（大学の）学長 ーするつもりであるs and return holiday homes to the 私的な 賃貸しの 部門.?

Chris Sykes, technical director at mortgage 仲買人 私的な 財政／金融, says: 'In 最近の years, many landlords have been 変えるing long-称する，呼ぶ／期間／用語 賃貸しのs into holiday lets for higher 産する／生じるs.?

'A いっそう少なく 税金-efficient 環境 could discourage this behaviour, supporting 地元の 住宅 availability by 逆転するing this 過程 and 回復するing long-称する，呼ぶ／期間／用語 賃貸しのs 支援する into the market.'

?However, while some may hope this will lead to a 移行 of holiday let homes into the 私的な 賃貸しの 部門, holiday let owners may prefer to sell instead thanks to 追跡（する）'s 資本／首都 伸び（る）s 税金 削減（する）.

Those who choose to sell their 所有物／資産／財産 after 6 April 2024 will 利益 from the 削減 in the higher 率 of CGT for 居住の 所有物／資産／財産 伸び（る）s which is 予定 to 減少（する） from 28 per cent to 24 per cent.?

'These 税金 changes make it いっそう少なく attractive to own holiday lets and more attractive to sell them,' says Paul Falvey, 税金 partner at BDO.

'The （ドイツなどの）首相／（大学の）学長 is 明確に hoping that this will lead to 重要な numbers of 所有物／資産／財産 owners putting their holiday homes on the market in the 2024-25 税金 year.

'Whether this does lead to a 重要な 増加する in the availability of 田舎の homes to buy or longer 称する，呼ぶ／期間／用語 居住の lettings remains to be seen.'

Jonathan Hopper, 長，指導者 executi ve of buying スパイ／執行官s Garrington 所有物／資産／財産 Finders, 追加するs: 'The furnished holiday let was arguably the last 税金 聖域 for landlords who owned 所有物／資産／財産 資産s in their 私的な 指名するs.?

'The 除去 of the 税金 incentives looks short-sighted in the extreme and will 誘発する／引き起こす a flurry of landlord 出口s from the 部門 thus 害（を与える）ing 観光旅行，事業 and 地元の 職業s in the 過程.?

'Switching to 基準 賃貸しのs will typically not work for these 投資家s, as owning in their 私的な 指名する is not 税金 efficient - and typically holiday homes are not of the type of 所有物／資産／財産 or in best 場所s for 伝統的な lettings.'

Jeremy 追跡（する） is 目的（とする）ing to 解放する／自由な up more homes for the 私的な 賃貸しの 部門 by 除去するing 税金 利益s bestowed on holiday let 商売／仕事s

What will the CGT 削減（する） mean for the 賃貸しの 部門?

The （ドイツなどの）首相／（大学の）学長 said the 削減（する） to CGT on the sale of second homes will encourage more landlords and second home owners to sell their 所有物／資産／財産s.?

This, he said, would make more 所有物／資産／財産s 利用できる for 買い手s 含むing those looking to get on the 住宅 ladder for the first time, while also raising 税金 歳入.?

Jeremy Leaf, north London 広い地所 スパイ／執行官 and a former Rics 居住の chairman, says: 'Whether the 削減 in CGT will 証明する 有益な remains to be seen.

'The 削減 in CGT could encourage even more buy-to-let 投資家s who were thinking of selling up to leave the market, in 事例／患者 a 労働 政府 増加するs CGT again in the 未来.?

'This could その上の 減ずる the availability of 賃貸しの 所有物／資産／財産 and 押し進める up rents, making it more difficult for tenants and young people in particular.'

This 恐れる of a sudden landlord exodus is 株d by the （選挙などの）運動をする group, 世代 Rent.

Ben Twomey, its 長，指導者 (n)役員／(a)執行力のある, says: 'This 税金 giveaway to landlords could make thousands of renters homeless.?

'The only 推論する／理由 the （ドイツなどの）首相／（大学の）学長 is doing this is because of the 期待 that a lower 税金 率 will 上げる the number of sales, but 明らかに no thought has been given to the people living in those homes, who will 一般に 直面する eviction before the landlords put them on the market.'

Buying スパイ／執行官 Jonathan Hopper agrees, 説 that incentivising landlords to sell will only '減らす the pool of 利用できる homes to rent.'

'For 存在するing financially 疲れた／うんざりした landlords in the 私的な 賃貸しの 部門, who own 資産s in their own 指名するs, an 改善するing sales market and lower CGT 税金 法案s from 所有物／資産／財産 sales sounds like a starter gun to see more 在庫／株 leave the 部門,' says Hopper.

'On the one 手渡す it could be argued this will 抑える house prices and give more choice to first time 買い手s, but this will do nothing to 静める 賃貸しの インフレーション levels with a 減らすing pool of 利用できる homes to rent.?

'With an 普通の／平均（する） of over 40 tenants chasing each newly 名簿（に載せる）／表（にあげる）d 賃貸しの 所有物／資産／財産, the last thing the 部門 needed was 激励 for landlords to sell up and leave.'