A THIRD of all homes are now 存在 bought by first-time 買い手s... and in London it's HALF

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First-time 買い手s are out in 軍隊 this year, によれば 研究 by Hamptons, 購入（する）ing one third of homes sold so far in 2024.

The 所有物／資産／財産 会社／堅い 明らかにする／漏らすd that first-time 買い手s have been behind 33 per cent of 購入（する）s in the UK this year, an 史上最高.?

It is a sharp 増加する compared to 29 per cent in 2023 and just 17 per cent in 2014.

The 増加する has been driven by first-time 買い手s in the South of England.

For the first time, half of homes in London were bought by first-time 買い手s this year, up from 41 per cent in 2023 and 28 per cent a １０年間 ago.

But the 最高の，を越す 的 for first-time 買い手s appears to be Slough in Berkshire, where a 抱擁する 89 per cent of homes are sold to them.?

Market milestone: First-time 買い手s 購入（する）d 33% of homes sold in the UK so far this year, 場内取引員／株価 an 史上最高

分析家s at Hamptons （人命などを）奪う，主張する that if first-time 買い手 購入（する）s c ontinued at this 率, there would be 363,000 new homeowners across the UK this year - the highest number since 2009.?

The 研究 is based on sales by 広い地所 スパイ／執行官s in the Countrywide 網状組織, which consists of over 60 high street brands across the UK of which Hamptons is one.?

Why are there more first-time 買い手s??

It is thought that cheaper mortgages and 落ちるing インフレーション have helped those who couldn't afford to buy last year to get on the ladder.?

The cheapest mortgage 率s have fallen, settling between 4 and 5 per cent, and many people's incomes have also risen.

> Get the best 取引，協定 for you using This is Money's mortgage finder?

While the cost of living has also risen, house prices still remain わずかに 負かす／撃墜する on their summer 2022 頂点（に達する）, making them seem more affordab le.

It is also thought that rising rents will have?押し進めるd some tenants who can afford to buy to do so.?

How much does renting cost 近づく you? Use our interactive 道具 to find out as rents climb 9% in a year?

Aneisha Beveridge, 長，率いる of 研究 at Hamptons, said: 'In a 企て，努力，提案 to escape the heated 賃貸しの market, first-time 買い手s have 支配するd the sales market this year, making up a 記録，記録的な／記録する third of all purchasers.?

'This 前例のない move comes にもかかわらず a 限られた／立憲的な 一括 of 政府 support 対策.?

'Instead, with high mortgage 率s curtailing their ability to borrow, most are 妥協ing on a smaller home to get a foot の上に the 住宅 ladder.

'The market continues to be 支配するd by those who can afford to buy, rather than those who want to.?

'And the 好転 in first-time 買い手s this year is in part, making up for the lost moves in 2023.'

'Longer-称する，呼ぶ／期間／用語, in a 類似の fashion to 地位，任命する-2008 when the 除去 of high 貸付金-to-value lending put 購入（する）s out of reach for many, unless 率s 落ちる markedly, homeownership will be 制限するd to the most 豊富な 世帯s, 逆転するing the １０年間-long 増加する in first-time 買い手 購入（する）s.'

Why are there so many first-time 買い手s in London??

Given that London is home to the most?expensive 所有物／資産／財産s in the UK, this may come as a surprise to many.

That said, London has seen some of the biggest rent rises over the last few years, which may be encouraging more renters to become homeowners.?

House prices in London have also underperformed the most of the UK for much of the last １０年間. The 普通の／平均（する） price of a flat in London has barely moved since 2016.

London first-time 買い手s also seem 用意が出来ている to 妥協 on space and 場所, as higher mortgage 率s 限界 how much they can borrow.

This is 示唆するd in the data by the fact they are buying cheaper homes than before.

This year, the typical London first-time 買い手 spent £108,710 いっそう少なく on their 所有物／資産／財産 than they did in 2020 when mortgage 率s were more affordable.

London calling: First-time 買い手s 購入（する）d a 記録，記録的な／記録する 50% of all homes sold in the 資本／首都 so far this year

The 最高の，を越す town for first-time 買い手s is... Slough?

全体にわたる, there were 19 地元の 当局 across the UK where first-time 買い手s made up over half of all 買い手s this year.?

Fifteen of these were in the South of England, and seven were in London.?

A １０年間 ago, Slough was the only 地元の 当局 where over half of homes were bought by a first-time 買い手.?

But now it is joined by London boroughs such as Wandsworth, Brent and Greenwich, 同様に as Reigate and Banstead in Surrey, Braintree in Essex and Coventry.??

?Hotspots: These are the areas with the largest 割合 of homes going to first-time 買い手s