House prices fell £2,900 in March によれば Halifax: Here's what 専門家s 予報する comes next...

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所有物／資産／財産 prices fell in March, 反映するing the first 月毎の 落ちる since September 2023, によれば the 最新の 人物／姿／数字s from Halifax.

The major mortgage 貸す人 明らかにする／漏らすd the 普通の／平均（する） home price fell 1 per cent last month, に引き続いて five 連続した months of rises.

Halifax says the typical home now costs £288,430, which is around £2,900 いっそう少なく than February.

The 最新の 落ちる means that 毎年, 普通の／平均（する） house prices are 効果的に flat, インチing? 0.3 per cent higher compared to this time last year.

March 下落する: Compared to last month, the price of a UK 所有物／資産／財産 fell 1 per cent or £2,908 in cash 条件, with the 普通の／平均（する） 所有物／資産／財産 now costing £288,430, によれば Halifax

Halifax's 人物／姿／数字s 概して 提携させる with 全国的な, which earlier this week?also 報告（する）／憶測d?that house prices fell わずかに in March.

A slight ticking higher of mortgage 率s may be the 推論する／理由 the spring 所有物／資産／財産 market has got off to such a 淡褐色 start, 専門家s 示唆する.?

Mortgage 率s fell in the five months between September and January this year and house price 軽く押す／注意を引くd higher at the same time.

But since the start of February, the 普通の／平均（する） two-year 直す／買収する，八百長をするd ネズミ e mortgage has risen from 5.56 per cent to 5.8 per cent, によれば Moneyfacts.?

一方／合間, the 普通の／平均（する） five-year 直す／買収する，八百長をする has risen from 5.18 per cent to 5.39 per cent.

Kim Kinnaird, director at Halifax mortgages said: 'Affordability 強制s continue to be a challenge for 見込みのある 買い手s, while 存在するing homeowners on cheaper 直す／買収する，八百長をするd-称する，呼ぶ／期間／用語 取引，協定s are yet to feel the 十分な 影響 of higher 利益／興味 率s.?

'This means the 住宅 market is still to fully adjust, with 販売人s likely to be pricing their 所有物／資産／財産s accordingly.

'財政上の markets have also become いっそう少なく 楽観的な about the degree and タイミング of Base 率 削減（する）s, as 核心 インフレーション 証明するs stickier than 一般に 推定する／予想するd.?

'This has 立ち往生させるd the 拒絶する／低下する in mortgage 率s that had helped to 運動 market activity around the turn of the year.'

Is the worst behind us? Mortgage 率s have begun rising ag ain after 落ちるing 支援する from the highs they reached in the summer

What's happening across the UK?

Something of north-south divide has opened up across the UK, with northern 地域s 成し遂げるing strongest and southern 場所s seeing the biggest 落ちるs.

In England, house prices in the North West are up by 3.7 per cent on an 年次の basis, while homes in Eastern England fell 0.9 per cent year-on-year.

Northern Ireland remains the strongest 成し遂げるing 地域 in the UK ? with house prices up by 4.3 per cent year-on-year.?

On 普通の／平均（する）, homes in Northern Ireland now cost £194,743, which is £7,972 more than a year ago.

In むちの跡s 年次の 所有物／資産／財産 price growth slowed to 1.9 per cent in March, 負かす／撃墜する from 3.9 per cent in February, with the 普通の／平均（する） home now costing £219,213.?

一方／合間 Scottish house prices rose by an 普通の／平均（する） of 2.1 per cent year-on-year to stand at £204,835.

Jonathan Hopper, 長，指導者 (n)役員／(a)執行力のある of Garrington 所有物／資産／財産 Finders said: 'All 買い手s remain 高度に price-極度の慎重さを要する and affordability is still a major 障害物 for many would-be first-time-買い手s.?

'For them, the sums 簡単に don’t 追加する up yet - even though homes are cheaper in many parts of the country than they were a couple of years ago, borrowing the money needed to buy them costs much more.

'That’s why we’re seeing prices rise fastest in 地域s where affordability is better.?

'地域の differences in prices are throwing up some strong buying 適切な時期s, but across the UK as a whole we’re likely to see price growth meander for the next few months as we wait for mortgage 率s to start 落ちるing again.'

What next for house prices?

At the end of last year Halifax had 予測（する） 普通の／平均（する） prices to 落ちる by between 2 and 4 per cent in 2024.

The mortgage 貸す人 appears to have changed its tune somewhat in the 介入するing months.

Kim Kinnaird of Halifax Mortgages 追加するd today: 'Taking a わずかに longer-称する，呼ぶ／期間／用語 見解（をとる）, prices 港／避難所’t changed much over the past couple of years, moving in a 狭くする 範囲 since the spring of 2022, and are still almost £50,000 above pre-pandemic levels.

'Looking ahead, that 傾向 is likely to continue. Underlying 需要・要求する is 肯定的な, as greater numbers of people buy homes, 論証するd by 最近の rises in mortgage 是認s across the 産業 and underpinned by a strong 労働 market.?

'And with 賃貸しの costs rising at 記録，記録的な／記録する 率s, home 所有権 continues to be an attractive 選択 for those who can make the sums work.

'However the 住宅 market remains 極度の慎重さを要する to the 規模 and pace of 利益／興味 率 changes, and with only a modest 改良 in affordability on the horizon, this will likely 限界 the 範囲 for 重要な house price 増加するs this year.'

普通の／平均（する） house prices grew in March on a 年４回の basis, by 2 per cent, with 年次の growth slowing to 0.3 per cent, 負かす／撃墜する from 1.6 per cent growth in February

所有物／資産／財産 分析家s and 広い地所 スパイ／執行官s across the 所有物／資産／財産 market 概して seem in 協定 that house prices are more likely to rise than 落ちる going 今後.

Anthony Codling, 長，率いる of European 住宅 and building 構成要素s for 投資 bank, RBC 資本／首都 Markets said: 'Mortgage 是認s are 増加するing, 給料 are rising, and in our 見解（をとる） mortgage 率s are more likely to 落ちる than rise in the coming months, therefore looking 今後 we believe the 住宅 markets glass to be half 十分な rather than half empty.?

Sam Mitchell, 長，指導者 (n)役員／(a)執行力のある of online 広い地所 スパイ／執行官 Purplebricks 追加するd: 'March saw an 心配するd 減産／沈滞 in the 住宅 market 誘発するd by a small 増加する in mortgage 率s at the start of the month.?

'We have already seen this 傾向 beginning to 逆転する and 推定する／予想する to see 改善するing house prices in the months ahead.?

'At the coalfa ce, we are seeing 強健な 見解（をとる）ing numbers and growth in 申し込む／申し出s that bucks the 傾向 of what was a painful last six months of 2023.'