Can YOU (人命などを)奪う,主張する 年金 credit? Here's how to 最高の,を越す up your 週刊誌 income

If you are 年輩の and not 井戸/弁護士席 off, 年金 credit 最高の,を越すs up 週刊誌 income to a 最小限 of £218.15 for 選び出す/独身 people and £332.95 for couples.

年金 credit also opens the door to a lot of 付加 help with 世帯 法案s.

You can 伸び(る) thousands of 続けざまに猛撃するs on 最高の,を越す 含むing help with 住宅 costs, heating, 会議 税金, TV licences and other 法案s, and receiving 年金 credit also qualifies you for cost of living 支払い(額)s from the 財務省.

Pension credit: A vital way to top up your income if you are elderly and struggling to pay bills

年金 credit: A 決定的な way to 最高の,を越す up your income if you are 年輩の and struggling to 支払う/賃金 法案s

年金 credit is 始める,決める at a few 続けざまに猛撃するs いっそう少なく a week than the 十分な 明言する/公表する 年金, which is 現在/一般に £221.20 a week for people retiring since the flat 率 system was introduced in April 2016.??

Couples where both partners qualify for the 十分な 明言する/公表する 年金 get 二塁打 that 量, as everyone's 明言する/公表する 年金 is worked out 個々に.

This means people who have paid 国家の 保険 all their lives are rewarded with a higher income, but 年金 credit still 供給するs a basic safety 逮捕する in place for the poorest older people.

連続する 政府s run by both main parties have committed to and 持続するd this system to 確実にする the 年輩の don't live out their final years and die in extreme poverty, 欠如(する)ing money for necessities like food, 避難所 and warmth.

Yet にもかかわらず their 成果/努力s to get everyone who is する権利を与えるd to (人命などを)奪う,主張する, many people still 行方不明になる out on 年金 credit 最高の,を越す-ups to their 週刊誌 income.

政府 解放(する)d 人物/姿/数字s last year on 年金 credit take-up which 明らかにする/漏らすd that some 880,000 or six out of 10 families who were する権利を与えるd did not (人命などを)奪う,主張する it in 2021/22.

Up to £2.1billion went unclaimed, or around £2,200 a year for each family who were する権利を与えるd to but did not (人命などを)奪う,主張する 年金 credit.

The pandemic might have skewed the 人物/姿/数字s, and the 政府 has been running an 認識/意識性 (選挙などの)運動をする 勧めるing hard-up 年輩の people to (人命などを)奪う,主張する 年金 credit.

This tells them to 無視(する) myths that might 阻止する them from 適用するing - 含むing that having 貯金, a 年金 or owning a home are 障壁s.

The 政府 has also 開始する,打ち上げるd a 裁判,公判 直接/まっすぐに 的ing people who might qualify for 年金 credit, and encouraging them to 調印する up.

Older people living in 世帯s receiving 住宅 利益 across 10 地元の 当局 were sent '招待 to (人命などを)奪う,主張する' letters.

However, 年金 専門家s have called on the 政府 to do more to 直接/まっすぐに 的 people who are likely to be 適格の and ask them to 適用する.

What are the advantages of (人命などを)奪う,主張するing 年金 credit to 最高の,を越す up your income?

A successful (人命などを)奪う,主張する for 年金 credit means a 上げる to your income if you are する権利を与えるd, and you also automatically qualify for a lot of extra 支払い(額)s and 利益s 価値(がある) thousands of 続けざまに猛撃するs in total.

- 住宅 利益 に向かって your rent, mortgage and service 告発(する),告訴(する)/料金s, though the 量 will 変化させる based on 住宅 costs in your area.

Our 年金s columnist Steve Webb explains how 住宅 利益 is 査定する/(税金などを)課すd here.

- Help with 会議 税金, depending on your personal circumstances and where you live.

- Carer's allowance 新規加入.

- 厳しい disability 新規加入.

- Dental 治療 and glasses 保証人/証拠物件s.

- 解放する/自由な TV licence if you are over 75.

- Warm homes 割引 and 冷淡な 天候 支払い(額).

How much are you 許すd to have in 貯金?

The 政府 doesn't want to penalise people for having built up some 貯金 during their life.

A £10,000 雨の day 基金 is waived when you 適用する, though that sum was 始める,決める in 2009 and is 価値(がある) much いっそう少なく these days.

The 人物/姿/数字 is not a hard 限界, just the threshold beyond which the 量 of 年金 credit 最高の,を越す-up you get starts to be 影響する/感情d.

Every £500 you have in 貯金 over £10,000 is counted as £1 in income a week when your 年金 credit is calculated.

> Find out more about the 貯金 支配するs for 年金 credit

What other 支配するs do you need to kno w about?

- You need to have reached 明言する/公表する 年金 age, 現在/一般に 66, but you can start your 使用/適用 up to four months beforehand.

- 使用/適用s can be backdated for three months, 供給するd you were 適格の during that period.

- You are only 適格の if you and your partner - spouse, civil partner, or someone you live with in a couple - have both reached 明言する/公表する 年金 age. There is an exception if one of you is receiving 住宅 利益 for someone over 明言する/公表する 年金 age. The 支配するs on mixed age couples were introduced in 中央の-2019 and 適用する to people who have 調印するd up since then.

- You might be able to get a small extra 最高の,を越す-up called '貯金 credit' if you reached 明言する/公表する 年金 age before 6 April 2016. This is 現在/一般に £17.01 a week, or £19.04 if you have a partner.

- You can get a carer's 賞与金 which 増加するs your entitlement to 年金 credit.

If you are over 明言する/公表する 年金 age, this is called a 'carer 新規加入'.

Steve Webb explains how the carer's 賞与金 作品 here and Carers UK has more (警察などへの)密告,告訴(状) here.

- If you defer a 明言する/公表する 年金 or other type of 年金, you will be assumed to be receiving that income.

- You can still receive 年金 credit if you leave the country for up to four weeks, or longer for exceptions like bereavement or 医療の 治療.

- 年金 credit 受取人s are 推定する/予想するd to tell the DWP if their circumstances change. Check this 名簿(に載せる)/表(にあげる) of possible changes that 影響する/感情 年金 credit, 加える the 接触する 詳細(に述べる)s to use.

How to 適用する and where to get help with (人命などを)奪う,主張するs

Find out more about 年金 credit here and about the 支配するs on who is 適格の here.

You can 適用する yourself by phone on 0800 99 1234, (人命などを)奪う,主張する 年金 credit online or get a form to do it by 地位,任命する.

A friend or family member can 適用する on に代わって of an 年輩の person.

Age UK staff will also help with 使用/適用s. If you call its 解放する/自由な helpline they will check you are getting all 利益s you are する権利を与えるd to, 含むing 年金 credit.

Any older person struggling with 法案s, or friends and family who are 関心d about them, can call 0800 169 65 65.

This line is open every day of the year between 8am and 7pm, or you can visit Age UK's help page here.

Age UK also has a 解放する/自由な, 匿名の/不明の 利益s calculator which can 供給する an 見積(る) of what you could be する権利を与えるd to if you want to find out this (警察などへの)密告,告訴(状) 個人として.

What if you are 拒絶するd for 年金 credit?

(人命などを)奪う,主張するs for 年金 credit have 急に上がるd but so have 拒絶s, as 年輩の people try to 上げる their income to 会合,会う rising 世帯 法案s.

推論する/理由s for a 年金 credit (人命などを)奪う,主張する 存在 辞退するd 含む having too much income, not 存在 a UK 居住(者), 失敗 to 供給する all requested (警察などへの)密告,告訴(状), not (人命などを)奪う,主張するing on time or not 存在 the 権利 age.

You can ask for the 決定/判定勝ち(する) to be reviewed if you think it is wrong under a 過程 called '義務的な reconsideration'. This is 解放する/自由な and doesn't 要求する a solicitor or other 合法的な help.

How much is the 明言する/公表する 年金??

The 十分な flat 率 明言する/公表する 年金 is £221.20 a week or an 年次の £11,500.

People who retired before April 2016 on a 十分な basic 明言する/公表する 年金 receive £169.50 a week or £8,800 a year.

But the old basic 率 is topped up by 付加 明言する/公表する 年金 entitlements - S2P and Serps - 供給するd they were earned during working years.

People who have 契約d out of S2P and Serps to 支払う/賃金 いっそう少なく 国家の 保険 over the years and retire after April 2016 might get いっそう少なく than the 十分な new 明言する/公表する 年金.?

労働者s now need to have 35 years of 出資/貢献s to get the new flat 率 明言する/公表する 年金, compared with 30 years of qualifying 国家の 保険 出資/貢献s to get the old 明言する/公表する 年金.

But even if you paid in 十分な for a whole 35 years or more, if you 契約d out for some years it might still 減ずる what you get.?

Everyone gets the 選択 of deferring their 明言する/公表する 年金?to get more in their later years and you can buy 明言する/公表する 年金 最高の,を越す-ups?to fill in gaps.

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