Are we on the 瀬戸際 of a house price 衝突，墜落 or will there be a soft 上陸? This is Money podcast on what's really going on in the 所有物／資産／財産 market

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House prices have started to 落ちる 毎年 for the first time since the 早期に months of the pandemic.

全国的な's 最新の house price 索引 showed the biggest 落ちる since 2012, with higher mortgage 率s and the cost of living 危機 continuing to squeeze the 所有物／資産／財産 market.

Mortgage 是認s have also fallen to levels last seen in the 影響 of the 財政上の 危機, as higher costs and 不確定 about the economy leave 買い手s 気が進まない to commit to a new home.

But lower house prices might not やむを得ず be a bad thing. Prices were hugely inflated during the pandemic, and 穏健な 落ちるs could be a 調印する of things returning to a more normal, stable 地盤.?

It could also help out first-time 買い手s - a 重要な group when it comes to keeping the market moving.??

On this week's podcast Simon Lambert, Helen Crane and Georgie 霜 look at what might happen to 所有物／資産／財産 prices next and whether we are 長，率いるd for a 衝突，墜落 - or just a 是正.

They also discuss smart メーター （麻薬）常用者s - 含むing the dad who 削減（する） 支援する on coffees after working out they cost 1p each to make.?

Finally, with bank 支店s の近くにing at a 率 of knots, they run the 支配する over the best perks 申し込む／申し出d by 数字表示式の-only bank accounts from the likes of Monzo, Starling, Chase and Kroo.