Should you stick cash in 賞与金 社債s, a 貯金 account or 投資する? This is Money podcast

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After a good year for 賞与金 社債s when the only way was up for the prize 基金 率, savers got a blow this week as a 削減（する） arrived.

The prize 基金 率 is 存在 削減（する） to 4.4 per cent from 4.65 per cent.

That 辛勝する／優位s the 普通の／平均（する） return - which you may or may not get - from 賞与金 社債s その上の below the best 貯金 取引，協定s, so should you save instead?

Or would many 賞与金 社債 支えるもの／所有者s be better off 投資するing?

On this podcast episode, Georgie 霜, 物陰／風下 Boyce and Simon Lambert discuss whether 賞与金 社債s stack up.

加える, as the US 安全s regulator aproves bitcoin ETFs, is the price now 長，率いるd for $200,000 as some 示唆する, or could this be enticing more naive 投資家s into the volatile world of crypto that's been dogged by 詐欺?

Later, 物陰／風下 明らかにする／漏らすs his car 保険 woes - and 株 tips on how to を取り引きする your own 再開 やめる 苦痛.

And finally, find out who on the podcast team is not drinking for January, who is taking an 極端に haphazard approach to it, and who is planning to go all the way to 復活祭, as Georgie, 物陰／風下 and Simon discuss the no and low-alcohol beer にわか景気 - and the ones they 率 the best.

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