Secret world of credit ratings unmasked ? and why it could be Isa, Isa, baby this year: The This is Money podcast

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Just how does the mythical and bizarre world of credit ratings really work? How can you 改善する your 得点する／非難する／２０ and what does the 人物／姿／数字 even mean?

On this week's podcast, personal 財政／金融 editor Rachel Rickard Straus and 消費者 事件／事情／状勢s editor 物陰／風下 Boyce join presenter Georgie 霜 to discuss this and how one unknown 詐欺 marker on a Cifas とじ込み／提出する left a reader with a 'do not 雇う' status when looking for 職業.?

Rachel 述べるs how she saw a tourist defrauded at a cash point and what it made her realise.

物陰／風下 explains why he is fed up with car 保険会社s taking 運転者s for a ride and how he （警官の）巡回区域，受持ち区域 a 67 per cent 年次の rise.

Whisper it: but there could be a cash Isa season this year. For years, banks and building societies 緊急発進するd to 申し込む／申し出 attractive 率s ? and 2018 could see the 税金-解放する／自由な accounts finally en vogue once more.

Pensioner 社債s ? remember them? 井戸／弁護士席 many are seeing the three-year 見解／翻訳／版s of the accounts 円熟した. But there could be a 税金 sting in the tail.