Is 投資するing in the 株式市場 instead of saving in cash 価値（がある） the 危険? This is Money podcast

• e-mail

Should you save cash and 受託する low 利益／興味 率s, or 投資する and take the 危険 that you could lose money?

This is the perennial 窮地 for those with some money to 始める，決める aside, who are looking to build their wealth. And it’s not been made easier by a rollercoaster 20 years.

Since the turn of the millennium, we’ve had three hefty 株式市場 衝突，墜落s, but we’ve also had the past １０年間 of 歴史的に low 利益／興味 率s.

In 返答 to paltry 貯金 率s, more people have been encouraged to 投資する in 株 for a better return, but the coronavirus 衝突，墜落 has left the UK’s 旗艦 株式市場 索引, the FTSE 100, below its level on 31 December 1999, and burnt the fingers of many 最近の 投資家s.

So, is it 価値（がある） 投資するing, or should you just stick with the 親族 安定 of cash?

On this episode of the This is Money podcast, Simon Lambert, 物陰／風下 Boyce and Georgie 霜 look at our 排除的 統計（学） on who is 投資するing, who is 屈服するing out of the market, and what the new 世代 of younger 投資家s are doing.

They also dive 支援する into the question asked last week: how long do you need to 投資する for to 避ける losing money?

With some charts and data sent through to the team by Duncan Lamont, 長，率いる of 研究 and analytics at Schroders, they compare how putting money into either cash or the stockmarket fared over the past 150 years against インフレーション ? and what the 見込み was of losing money over 変化させるing time periods.

The team also look at what might happen next to house prices after the coronavirus lockdown put the 所有物／資産／財産 market into a 深い 凍結する. Simon dives into the 変化させるing 予測s of how much 所有物／資産／財産 prices could 落ちる ? and the bullish suggestion of one 広い地所 スパイ／執行官 that it’ll all be 罰金.

And finally, we discuss the 商売／仕事s that we spoke to this week who are fighting 退役軍人 保険会社 Hiscox, because they believed they should be covered against coronavirus with 政策s that 特記する／引用する 感染性の or contagious 病気… but it says they are not.

?