Is buy now, 支払う／賃金 later bad news or savvy 利益／興味-解放する／自由な spending? This is Money podcast

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Is buy now, 支払う／賃金 later the demon it’s made out to be?

Klarna, Laybuy and the 残り／休憩（する） of the 延期するd spending 乗組員 are coming in for lots of scrutiny at the moment.

Shoppers love them and shops 支払う／賃金 them, but there are 関心s on over-spending and the cost of not 会合 支払い（額）s.

Yet, surely spreading the cost of a 購入（する） 利益／興味-解放する／自由な is a sensible 財政上の move?

On this week’s podcast, Georgie 霜, 物陰／風下 Boyce and Simon Lambert discuss the rise of the buy now, 支払う／賃金 later 会社／堅いs, how they work, how they make their money on 利益／興味-解放する／自由な credit, and why there are worries over what on the surface looks like a 広大な／多数の／重要な 取引，協定.

On the topic of shopping, the team also talk trying to 避ける アマゾンing everything this Christmas ? and where to turn to get things from 地元の shops with convenience.

Also, on this week’s show they look at why the Bank of England held 利益／興味 率s even as more tiers 苦痛 descended on Britain, the website that matches start-up ideas and the people who can do the work and finally Grace Gausden joins the show to discuss her Grace on the 事例／患者 消費者 column.