FCA 開始する，打ち上げるs （選挙などの）運動をする to steer savers に向かって better 率s

  • FCA 開始する，打ち上げるs a （選挙などの）運動をする to 警報 savers to switch to better accounts
  • Around two-thirds said they would consider switching 貯金 accounts

By Helen Kirrane

Updated:

The?財政上の 行為／行う 当局 has 開始する，打ち上げるd a （選挙などの）運動をする in a 企て，努力，提案 to 上げる 貯金 account switching.?

The £600,000 advertising blitz will encourage people to shop around for better 貯金 率s and will be rolled out across 無線で通信する, and social マスコミ, with the 目的（とする） of 最高潮の場面ing how little time it takes to find a better 率.?

It comes as little more than half of savers said they had switched, or were considering switching, their 貯金 accounts to take advantage better 率s than seen in the past １０年間.

Around two-thirds said they would consider switching 貯金 accounts but have not yet done so.?

The FCA is enocuraging savers to switch savings accounts for a better rate with a new campaign

The FCA is enocuraging savers to switch 貯金 accounts for a better 率 with a new （選挙などの）運動をする

Sheldon Mills, (n)役員／(a)執行力のある director of 消費者s and 競争 at the FCA, said: 'We know that people can be put off switching for a variety of 推論する／理由s, but they could be making their money work harder.

'There are some 広大な／多数の／重要な 率s out there and it co uld take as little as five minutes to find a better 取引，協定.'

In December, the FCA 発表するd it would 割れ目 負かす／撃墜する on banks and their slowness at passing on base 率 rises to 平易な-接近 accounts

The 監視者 also 開始する，打ち上げるd a 14-step 計画（する） to 確実にする that banks and building societies pass on fair value to 消費者s?last year.?

At that time, it 設立する nine of the biggest 貯金 providers only passed on 28 per cent of the base 率 rise to their 平易な-接近 accounts between January 2022 to May 2023

Under the 計画（する）, 会社／堅いs 申し込む／申し出ing the lowest 貯金 率s were 要求するd to 正当化する how their 率s 申し込む／申し出 fair value by the end of August 2023 under the 消費者 義務 which comes into 軍隊 today.

The FCA said it has seen 調印するs that the 貯金 market is becoming more 競争の激しい, with savers moving their money to take advantage of higher 率s.

From July 2023 to December 2023, the 量 held in bank and building society no 利益／興味 accounts dropped by £13billion and in 平易な-接近 accounts, which typically have lower 利益／興味 率s, by £9billion.

貯金 held in 直す／買収する，八百長をするd-称する，呼ぶ／期間／用語 and notice accounts, which often come with higher 利益／興味 率s, 増加するd by £24billion.

On the other 手渡す, £253billion 価値（がある） of 世帯 貯金 still sits in accounts 支払う／賃金ing low or no 利益／興味, 人物／姿／数字s from Coventry Building Society 示唆する.?

にもかかわらず the 計画（する）, five of the biggest high street banks are 申し込む／申し出ing savers an 普通の／平均（する） 利益／興味 率 of just 1.7 per cent based on deposits of £10,000, data from 率 scrutineers Moneyfacts compare 示唆するs.

The FCA's campaign shows savers that they can find a better savings account quickly
The FCA's campaign shows savers that they can find a better savings account quickly

Images from the （選挙などの）運動をする show how savers can find a better 貯金 account quickly

Barclays, HSBC, LLoyds Bank, NatWest and Santanders' 平易な-接近 accounts all remain in the 底（に届く） quartiles of 貯金 best buy （米）棚上げする／（英）提議するs.

The best 平易な-接近 account on the market 支払う／賃金s 5.16 per cent by contrast.

The only 率 change to these banks' 製品s in 最近の months has been from Santander when the 利益／興味 paid on its 平易な-接近 saver from 2.5 per cent to 1.7 per cent.

James Hyde, of Moneyfacts, said: 'にもかかわらず the continued 焦点（を合わせる） on the passing of 利益／興味 率s の上に savers, the big five banks are still yet to make their 平易な 接近 率s more 競争の激しい in relation to the 残り／休憩（する） of the market.'

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