Chase 引き上げ（る）s 最小限 支払う／賃金-in for cashback 取引，協定 to £1,500 a month

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Chase Bank has made another change to its 1 per cent cashback 経常収支 申し込む／申し出ing, creating a bigger hoop to jump.

The cashback 取引，協定 has been immensely popular since the US 巨大（な） 開始する，打ち上げるd in Britain in 2021, seeing millions open the account to get it.

The 数字表示式の bank, part of US 巨大（な） JP Morgan, has always had a 1 per cent cashback 申し込む／申し出 on the account - which was 以前 uncapped.?

Last year, it created a £15 per month 最大限 限界 on how much cashback could be （人命などを）奪う，主張するd - and now, it has 追加するd another caveat.

Changes: Soon, Chase 顧客s will need to 支払う／賃金 £1,500 per month into the account to get the 1% cashback

To get the cashback 取引，協定, 顧客s need to 支払う／賃金 in £1,500 per month. 以前, £500 per month had to go into the account in order for the cashback to be paid.

専門家s say the new 月毎の 量 is likely to be a move ーするために entice more 顧客s to not 扱う／治療する it as a 第２位 account, but rather their main account.?

Those who have had Chase for more than a year will soon need to 会合，会う the 基準 to keep getting the cashback.

Those who have had an account for under a year, once the 12 month period is up, they will be 要求するd to 支払う／賃金 in £1,500 per month.

Those 調印 up today will get the cashback with no 月毎の 量 要求するd?to go into the account - and then, after a year, the £1,500 per month 適用するs.?

For the first time, 顧客s will be able to 支払う／賃金 the £1,500 a month into a Chase saver if they wish rather than into the 経常収支 to qualify for the cashback. You have to have a Chase 経常収支 to open a saver.

To be able to 支払う／賃金 £1,500 into the account a month, many will have to get their salary paid into their Chase account - making it their 最初の／主要な account.

James Blower, 創立者 of website Saving Guru says: 'Chase is likely finding that many of its 顧客s are using it as a 第２位 account, rather than a 最初の／主要な one.?

'That is, they are keeping their 存在するing bank account but transferring some money to Chase to spend on the card, using it like a prepaid card.?

'This is something that other new entrants, like Monzo, 設立する in the 早期に days.

'This change is likely designed to incentivise more 顧客s to have their salary paid in and use Chase as their 最初の／主要な account and 同様に as higher value savers who can 会合，会う the threshold by putting larger balances with Chase, which at their 現在の 率 of 4.1 per cent are 潜在的に very profitable for them.'

More than a third of Britons now have a 数字表示式の-only bank account, but 排除的 研究 for This is Money from Finder 設立する that many people are using them as a 第２位 account, rather than their main 経常収支.

In the first nine months of 2023, 数字表示式の banks saw a total loss of more than 25,000 accounts 経由で the switching service.

Monzo lost nearly 20,000 more 顧客s than it 伸び（る）d, while this was 4,631 for Starling.

In comparison, some of the high street banking 指名するs have seen a switching glut. For example, NatWest 伸び（る）d 59,158 switchers between July and September 2023, and HSBC (which 含むs First Direct) 25,037.

挑戦者 数字表示式の bank have reeled in millions of 顧客s by 申し込む／申し出ing 料金 解放する／自由な spending abroad, Finder says.

While many 顧客s opened a Chase account for its cashback 申し込む／申し出. 顧客s can earn up to £15 per month with Chase's 月毎の cashback 申し込む／申し出 working out at up to £180 of cashback over the course of a year.

For some, the new cashback 最小限 月毎の 支払う／賃金 in may be too much.?

Andrew Hagger, 創立者 of website MoneyComms says: This move from Chase will be a blow to some of its 顧客s with an 増加するd credit 基金ing 必要物／必要条件 of £1,500 per month, and it may 証明する unaffordable for some people who may 結局最後にはーなる switching どこかよそで.'

Victoria Tilney, 長，率いる of daily banking at Chase, said: 'Chase's 1 per cent cashback on everyday debit card spending continues to be hugely popular with our 顧客s, in large part because they can earn a bit extra on many of the things they already buy every day.

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