Simple trick to get a best buy 平易な-接近 cash Isa with Hargreaves Lansdown 支払う／賃金ing 5.28%

Not long before that, Moneybox 上げるd the 率 on its 平易な-接近 cash Isa to 5.11 per cent.?

At the moment, the best-平易な 接近 Isa 率s seem to be reserved from those who don't mind downloading an app and managing their cash Isa from their phone or a tablet.?

For those who don't want to download an app, Hargreaves Lansdown's online 壇・綱領・公約 could be a good middle ground.?

Kent 依存 has an 平易な-接近 Isa 支払う／賃金ing a 率 of 5.01 per cent, which can be opened online or in 支店.?

To get the Active 貯金 特別手当, savers must open an Active 貯金 account using this link* and 基金 an account with a 最小限 of £10,000 by 24 October 2024.?

That means you could 調印する-up for an account now, and wait until the new 税金 year to 基金 it - in 事例／患者 the 投資 壇・綱領・公約 巨大（な） pulls the 申し込む／申し出.?

The 調印する-up 特別手当 is also open to 存在するing Hargreaves Lansdown 顧客s who don't have a cash Isa - but it doesn't 受託する 移転s in.?

顧客s will receive the £25 調印する-up 特別手当 six months after the end of the 申し込む／申し出.?

The 特別手当 will be paid into 顧客s' Active 貯金 account 供給するd they 追加する £10,000 into an Isa.?

貯金 税金 罠（にかける）?

With 利益／興味 率s rising by so much over the last two years, many more savers are 支払う／賃金ing 税金 on the 利益／興味 they earn on their 貯金, as they are using up their Personal 貯金 Allowance (PSA) with smaller deposits.

When 率s were low this didn't 事柄 so much, as the PSA 保護するd many from 税金 on their 利益／興味 - albeit the £1,000 allowance is halved for higher 率 taxpayers and eradicated for 付加 率 taxpayers.

This is why saving in an Isa is 重要な for savers who want to 保護物，者 as much of their hard-earned money from the taxman as possible.?

The best 平易な-接近 account on the market 現在／一般に 支払う／賃金s 5.08 per cent and is 申し込む／申し出d by 借り切る／憲章 貯金 Bank.

Someone putting £20,000 in this 平易な-接近 account would earn £1,040 of 利益／興味 in a year.

So even a basic 率 taxpayer would 越える their £1,000 年次の 税金-解放する／自由な 貯金 allowance with a £20,000 deposit, while a higher-率 taxpayer (someone 収入 £50,271 to £125,140 a year) would easily 違反 their lower allowance of £500.

On £1,040 of 年次の 利益／興味, a higher 率 taxpayer gets the first £500 税金 解放する／自由な, but will be 税金d at 40 per cent on the remaining £540, which means they would 結局最後にはーなる with £824 after 税金.

Even a basic 率 税金 payer would 結局最後にはーなる 支払う／賃金ing £16 税金 on their 貯金 with this account, leaving them with £1,024.?

With an Isa,?the 利益／興味 will be 税金 解放する／自由な, 関わりなく the 量.

As a 貯金 壇・綱領・公約, Active 貯金 申し込む／申し出s 接近 to 多重の 貯金 製品s and banks. It 許すs savers to manage all their 貯金 through a 選び出す／独身 online app-based account.

When you 追加する money to an Isa or any other 貯金 account on the 壇・綱領・公約,?it is held by that bank or building society.

All of Active 貯金' partner banks are authorised by the Prudential 規則 当局 (PRA) and covered under the 財政上の Services 補償（金） 計画／陰謀.

Deposits are 保護するd up to £85,000 per banking licence in the event that the bank or building society fails. Any deposits over £85,000 with the same provider are not likely to be covered.

示す Hicks, 長，率いる of 行為／法令／行動する ive 貯金 at Hargreaves Lansdown, said: 'This cashback 申し込む／申し出 is ideal for those 急ぐing at the last minute to make the most of their Isa allowance this year and for those 早期に birds in the next 税金 year that have already filled their allowance.'

SAVE MONEY, MAKE MONEY

Best buy 貯金

Best-buy 貯金

最高の，を越す 率s of up to 5.20%*

Open and manage accounts in one place

Cash Isa

Cash Isa

競争の激しい 5.17% 利益／興味*

含むs 0.88% 特別手当 for first year

解放する／自由な 株

解放する／自由な 株

When you 調印する up to Freetrade*

株 価値（がある） £10 - £100, min deposit £50

投資するing

Saving & 投資するing

£100 refund on 取引，協定ing 料金s*

申し込む／申し出 valid until 21 June

Fibre broadband

Fibre broadband

£50 BT reward card when you 調印する up*

£34.99 per month for 24 months

* (v)提携させる(n)支部，加入者 links: If you take out a 製品 This is Money may earn a （売買）手数料，委託（する）／委員会／権限. These 取引，協定s are chosen by our 編集（者）の team, as we think they are 価値（がある） 最高潮の場面ing. This does not 影響する／感情 our 編集（者）の independence.