Best 貯金 率s - 月毎の income

  • The web's best 貯金 （米）棚上げする／（英）提議するs
  • 完全に 独立した・無所属 and unique
  • Accounts with catches are stripped out or shown 分かれて?
  • 収集するd by 貯金 専門家 Sylvia Morris ?
  • Unlike other （米）棚上げする／（英）提議するs, providers do not have to 支払う／賃金 to appear

By This Is Money

Updated:


BRANCH-BASED ACCOUNTS - instant 接近?
Type of account (min 投資) 0% 税金 20% 税金 40% 税金
Kent 依存 平易な 接近 70 (£1,000+)?4.85?3.88?2.91?
Coventry BS ３倍になる 接近 Saver 3 (£1+) (4)?4.49?3.592.69?
Newbury BS 上級の Saver (£500+) (6)?4.053.042.28
Skipton BS Everyday Saver 13?(£1+)?3.742.992.24
Coventry BS 平易な 接近 Saver 7 (£1+)??3.062.451.84
ONLINE ACCOUNTS - instant 接近?
Type of account (min 投資) 0% 税金 20% 税金 40% 税金
Paragon Bank 二塁打 接近 7(£1,000+)(3)?4.94?3.95?2.96?
Kent 依存 平易な 接近 70 (£1,000+)?4.85?3.88?2.91?
Oxbury Bank 平易な 接近 1 (£1,000+)?4.83?3.862.89
Wealthify Instant Acce ss 貯金 (£1+)?4.8?3.84?2.88?
Aldermore Bank 二塁打 接近 (£1,000+) (3)?4.793.832.87
安全な・保証する 信用 接近 13 (£1+)?4.79?3.83?2.87
Saffron BS E Saver 20 (£10+)?4.73.762.82
Marcus by Goldman Sachs?(£1+) (1)4.653.722.79
RCI Freedom Account (£100)?4.653.722.79
Saffron BS Enviro Saver 2 (£10+)?4.65?3.72?2.79?
Saga 平易な 接近 貯金 (£1+) (1)?4.653.722.79
Shawbrook Bank 平易な 接近 38 (£1,000+)?4.63.682.76
Investec Online Flexi Saver (£5,000+)?4.603.682.76
Ford Money 柔軟な Saver (£1+)?4.513.612.71
Paragon Bank ３倍になる 接近 貯金 13?(£1+) (4)??4.463.572.68?
Zopa Bank Smart Saver (£1+)?4.44?3.55?2.66?
Aldermore Bank 平易な 接近 (£1,000+)?4.41?3.532.65
Newbury BS 上級の Saver (£500+) (6)?4.053.242.43
Skipton BS 平易な 接近 Saver 2?(£1+)?3.742.992.24
NS&I Income 社債s (£500+)?3.59?2.87?2.15?
PHONE & POSTAL ACCOUNTS - 平易な 接近?
Type of account (min 投資) 0% 税金 20% 税金 40% 税金
Coventry BS ３倍になる 接近 Saver 3 £1+) (4)?4.49?3.59?2.69?
Newbury BS 上級の Saver (£500+) (6)?4.053.242.23
NS&I Income 社債s (£500+)?3.592.87?2.15
Skipton BS Everyday Saver 13?(£1+)?3.742.992.24
(1) 含むs a 0.34 百分率 point 特別手当 payable for the first 12 months????
(2) 利用できる through banking app only????
(3) You are 限られた／立憲的な to two 撤退s from your 資本／首都 a year????
(4) You are 限られた／立憲的な to three 撤退s from your 資本／首都 a year????
(5) You are 限られた／立憲的な to six 解放する／自由な 撤退s a year????
(6) 利用できる to those age 55 or over only????
(7) You are 限られた／立憲的な to four 撤退s from your 資本／首都 a year????

?

Best mortgages

?

?
FIXED-RATE ACCOUNTS?
Type of account (min 投資)?? 0% 税金 20% 税金 40% 税金
ONE YEAR??
原子 Bank (£50+)????5.034.023.02
Hodge Bank???4.983.982.99
借り切る／憲章 貯金 Bank (£5,000+)???4.973.982.98
Ford Money (£500+)???4.89?3.91?2.93?
Kent 依存 (£1,000+)???4.893.912.93
Zopa Bank (£1,000+)? ??4.883.92.93
Tesco Bank (£2,000+)???4.803.842.88
Aldermore Bank (£1.000+)???4.76?3.81?2.86?
Paragon Bank (£1,000+)???4.763.812.86
Shawbrook Bank (£1,000+)???4.653.722.79
物陰／風下d BS (£100+)???4.6?3.68?2.76?
??????
18 MONTHS??????
Tesco Bank (£2,000+) (5)???4.65?3.722.79?
Aldermore Bank (£1,000+)???4.41?3.53?2.65
Shawbrook Bank (£1,000+)???4.51?3.61?2.71?
??????
TWO YEARS???
原子 Bank (£50+)???5.034.023.02
RCI Bank (£1,000+)???4.943.95?2.96?
Hodge Bank (£1,000+)???4.833.862.9
Zopa Bank (£1,000+)??4.63.682.76
Aldermore Bank (£1.000+)???4.51?3.61?2.71?
Paragon Bank (£1,000+)???4.53.62.7
??????
THREE YEARS??
Shawbrook Bank (£1,000+)???4.61?3.69?2.77?
原子 Bank (£50+)???4.63.682.76
Hodge Bank (£1,000+)???4.63.682.76
RCI Bank (£1,000+)???4.63.64?2.73?
Zopa Bank (£1,000+)???4.43.522.64
??????
FIVE YEARS???
Shawbrook Bank (£1,000+)???4.48?3.58?2.69?
Hodge Bank (£1,000+)???4.473.58?2.68
原子 Bank (£50+)???4.41?3.532.65
Zopa Bank (£1,000+)???4.21?3.372.53
(1) 15-month 称する，呼ぶ／期間／用語??????

* 公式文書，認める: From April 2018, 税金 転換s will 適用する only to taxpayers living in England, むちの跡s and Northern Ireland. Scottish taxpayers are 支配する to different 所得税 率s after this date.

50 ways to save money
CASH ISA - 平易な 接近 - variable 率s, 税金-解放する／自由な 利益／興味?
Type of Account (min 投資)?? ?
半導体素子* (£1)???4.99???
Zopa Bank (£1+)???4.96???
Paragon 二塁打 接近 Isa 3 (£1,000+) (2)???4.84???
Kent 依存 平易な 接近 Isa 50 (£1,000+)???4.75??
借り切る／憲章 貯金 Bank 平易な 接近 Isa 45 (£5,000+)???4.71???
Marcus by Goldman Sachs Cash Isa (£1+) (1)???4.65??
Saga Cash Isa (£1) (1)???4.65??
Coventry BS Four 接近 Isa £1+)(6)???4.46???
Shawbrook Bank 平易な 接近 Cash Isa 27 (£1,000+)???4.41??
Ford Money (£1+)???4.31??
Virgin Money Defined 接近 E-Isa 28?(£1+)(5)???4.22??
Paragon Bank ３倍になる 接近 Cash Isa 13?(5)???4.17??
Skipton BS Cash Isa Saver 19?(£1+)???3.83??
Coventry BS 平易な 接近 Online 5 (£1+)???3.35??
Coventry BS 平易な 接近 Isa 11 (£1+)???3.06??
FIXED-RATE ACCOUNTS?? ?
ONE YEAR??
Oaknorth Bank (£1+)???4.63??
Shawbrook Bank (£1,000+)???4.62??
借り切る／憲章 貯金 Bank (£5,000+)???4.61??
Paragon Bank (£500+)???4.61???
Kent 依存 (£1,000+)???4.6??
Aldermore Bank (£1,000+)???4.55???
Virgin Money (£1+)????4.52??
Zopa Bank (£1+)???4.45??
??????
TWO YEARS??
Oaknorth Bank (£1+)???4.52?
Aldermore Bank (£1,000+)???4.46???
Paragon Bank (£500+)???4.46???
Zopa Bank (£1+)???4.4??
Shawbrook Bank (£1,000+)???4.31??
??????
THREE YEARS??
Shawbrook Bank (£1,000+)???4.33??
Oaknorth Bank (£1+)???4.30???
Aldermore Bank (£1,000+)???4.17???
Zopa Bank (£1+)???4.13??
Hodge Bank (£1,000+)???4.07???
??????
FIVE YEARS??????
Shawbrook Bank (£1,000+)???4.00??
Paragon Bank (£500+)???3.93???
Zopa Bank (£1+)???3.93??
(1)?You cannot 移転 your 存在するing Isas into this account????
(2)?You are 限られた／立憲的な to two 撤退s a year from your 資本／首都?????
(3) 含むs a 0.25 百分率 point 特別手当 payable for the first year?????
(4) You are 限られた／立憲的な to six 撤退s from your 資本／首都 a year?????
(5) You are 限られた／立憲的な to three 撤退s from your 資本／首都 a year? ????
(6) You are 限られた／立憲的な to four 撤退s from your 資本／首都 a year?????
interest rates

Dear Reader,

These （米）棚上げする／（英）提議するs are unique on the web. They are 独立した・無所属 and providers are not 軍隊d to 支払う／賃金 to appear, which is typically the 事例／患者 at big comparison 場所／位置s.

Independent savings expert: Sylvia Morris

独立した・無所属 貯金 専門家: Sylvia Morris

They are 完全に unbiased - we 簡単に show the best 率s around and don't do 'featured 取引，協定s'.

We've gone a step その上の, too. T o feature in the best buys on variable 率 accounts in our 貯金 （米）棚上げする／（英）提議するs, an account must give you 平易な 接近 to your money and come with no hidden catches.

In the past we have 辞退するd to 含む accounts where the 率 is 上げるd by a short-称する，呼ぶ／期間／用語 特別手当 or those with over-制限する 条件s so you only earn the advertised 率 if you make three or いっそう少なく 撤退s a year.

But with 利益／興味 率s so low, most of today's best 取引，協定s have some sort of 条項 built in, whether that's a 特別手当 or a 制限 on 撤退s.

For that 推論する／理由, we've 含むd decent 特別手当s as long as they last for at least 12 months. This is to 避ける you having to switch your account too often when short-称する，呼ぶ／期間／用語 特別手当s run out.

If there is a 制限 on 撤退s we have made this （疑いを）晴らす in the 公式文書，認めるs on each account.

We also ignore old-style 'notice' accounts where the bank or building society can 需要・要求する you give up to six months' notice that you want to take our money out while it can change the 率 at any time without 警告.

All banks and building societies are 登録（する）d with the 財政上の Services 当局 and 調印するd up to the 財政上の Services 補償（金） 計画／陰謀, either 直接／まっすぐに (保護するing up to £85,000) or 経由で its パスポート 計画／陰謀 (where the 補償（金） 限界 depends on the bank's home country. In Europe it is ?100,000).

If you have a question about the （米）棚上げする／（英）提議するs email sy.morris@dailymail.co.uk?and?editor@thisismoney.co.uk

Sylvia Morris

This is Money 貯金 （米）棚上げする／（英）提議するs 専門家

?

THIS IS MONEY'S FIVE OF THE BEST SAVINGS DEALS

半導体素子* 支払う／賃金s 4.84% to 支えるもの／所有者s of its ‘instant 接近 account’. The account can be opened with just £1. Its app only. Money will be held by the UK authorised bank ClearBank.

借り切る／憲章 貯金 Bank 支払う／賃金s 5.08% to 支えるもの／所有者s of its ‘平易な-接近 貯金 account’. The account can be opened with £1,000.

MBNA 支払う／賃金s a 率 of 5.27% on its one-year 直す／買収する，八百長をするd 率 貯金 account. This 取引，協定 must be opened online on MBNA’s website and then managed by phone. The 最小限 deposit is £1,000.

Raisin UK* is home to a 5.05% one-year 直す／買収する，八百長をするd 率 貯金 account. It is 申し込む／申し出d by one of its partner banks Paragon Bank. You can open the account online 経由で Raisin’s 貯金 壇・綱領・公約 with a 最小限 deposit of £1,000.

Hampshire 信用 Bank 支払う／賃金s 5% to 支えるもの／所有者s of its ‘two-year 直す／買収する，八百長をするd 率 取引，協定’. The account can be opened online with a 最小限 deposit of £1.

* (v)提携させる(n)支部，加入者 link: If you take out a 製品 This is Money may earn a （売買）手数料，委託（する）／委員会／権限. This does not 影響する／感情 our 編集（者）の independence.
Check our 独立した・無所属 best-buy 貯金 （米）棚上げする／（英）提議するs

Credit card best buys

Some links in this article may be (v)提携させる(n)支部，加入者 links. If you click on them we may earn a small （売買）手数料，委託（する）／委員会／権限. That helps us 基金 This Is Money, and keep it 解放する／自由な to use. We do not 令状 articles to 促進する 製品s. We do not 許す any 商業の 関係 to 影響する／感情 our 編集（者）の independence.

Comments 1

株 what you think

The comments below have been 穏健なd in 前進する.

The 見解（をとる）s 表明するd in the contents above are those of our 使用者s and do not やむを得ず 反映する the 見解（をとる）s of MailOnline.

We are no longer 受託するing comments on this article.