数字表示式の marketer, 30, who had いっそう少なく than $1,000 to her 指名する and lived 支払う／賃金 check to 支払う／賃金 check 明らかにする／漏らすs how she saved $80k in 36 months - and how you can too

  • Sara Ocean, 30, from Sydney went from broke to saving $80k in just 36 months
  • She did it with help from an online money mastering program from SkilledSmart?
  • Sara said she was a '財政上の mess' beforehand and had no 貯金 to her 指名する
  • She has since learned that 投資するing is not just for 'rich old men in 控訴s'
  • Sara 株d her saving and 投資するing tips to help you get started on your 旅行?

By Sophie Haslett For Daily Mail Australia

Published: | Updated:

A 30-year-old 数字表示式の marketer who had いっそう少なく than $1,000 to her 指名する and lived from 支払う／賃金 check to 支払う／賃金 check has 明らかにする／漏らすd how she managed to save $80,000 in just 36 months through 投資するing, and her secrets to help you get on 最高の，を越す of your money.

Sara Ocean, from Sydney, said she was a '財政上の mess' for much of her 20s and 'dreaded' looking at her bank account.

However, all of this changed after she 完全にするd an online 財政上の education program when she 攻撃する，衝突する a low point with her 財政／金融s.

Since then, Sara said she has learned that 投資するing is not just something for 'rich old men in 控訴s' - and now she is out to show young women can make money too.

A 30-year-old digital marketer with less than $1,000 to her name and lived from pay check to pay check revealed how she managed to save $80k in 36 months (Sara Ocean pictured)

A 30-year-old 数字表示式の marketer with いっそう少なく than $1,000 to her 指名する and lived from 支払う／賃金 check to 支払う／賃金 check 明らかにする／漏らすd how she managed to save $80k in 36 months (Sara Ocean pictured)

Sara Ocean (pictured), from Sydney, said she was a 'financial mess' for much of her 20s and 'dreaded' looking at her bank account - until she learned how to best invest

Sara Ocean (pictured), from Sydney, said she was a '財政上の mess' for much of her 20s and 'dreaded' looking at her bank account - until she learned how to best 投資する

によれば Sara, like many young women, her 態度 to money in her 20s was not good:

'I grew up in a 世帯 where, like many, 財政上の education was not a thing, and money wasn't something that was spoken about, 特に with your children,' Sara told FEMAIL.

'As an adult, the only two things I knew about money was how to make it and how to spend it.'

?The money would just come in, and then... I don't know where it went. I had no 支配（する）／統制する or visibility over it

The 30-year-old said by the time she had reached her 中央の 20s, she had '事実上 no money, no 貯金 and nothing to show for my years of working and 収入'.?

'I was making many mistakes with my money, but the main two were 欠如（する） of knowledge as to where my money was going, and 欠如（する） of a system to take 支配（する）／統制する of my 財政／金融s and dictate my expenses,' Sara said.??

'The money would just come in, and then... I don't know where it went. I had no 支配（する）／統制する or visibility over it.'

Sara (pictured) explained she started researching investing and how to get started, when she stumbled upon SkilledSmart's online financial education program, Mastering Money
Sara (pictured) explained she started researching investing and how to get started, when she stumbled upon SkilledSmart's online financial education program, Mastering Money

Sara (pictured) explained she started 研究ing 投資するing and how to get started, when she つまずくd upon SkilledSmart's online 財政上の education program, Mastering Money

After she 攻撃する，衝突する a low point with her 財政／金融s and realised she couldn't continue to save 絶対 nothing, Sara 設立する herself 研究ing 投資するing and how to get started.

She つまずくd upon SkilledSmart's?online 財政上の education program, Mastering Money.

SkilledSmart is?a 財政上の education 壇・綱領・公約 for adults to learn about money and personal 財政／金融s 設立するd by?Paridhi Jain, after she realised that most Australians couldn't afford a 財政上の 助言者.

The online program Mastering Money covers all foundational 財政上の planning topics 含むing 予算ing, 投資するing, superannuation and more.?

'SkilledSmart's Mastering Money program really was the starting point for my money 旅行,' Sara 解任するd.

'It 除去するd the emotional 恐れる and 不確定 about cash and gave me the 運動 to start getting educated and take 活動／戦闘.'?

Sara's 最高の，を越す tips for getting started with 投資するing?

1. Don't overthink it, just take 活動／戦闘: It's 平易な to get stuck in an '分析 by paralysis' 明言する／公表する with the 圧倒的な 量 of （警察などへの）密告，告訴（状） out there. But just getting started is half the 戦う／戦い. 'Real change comes from taking 活動／戦闘, not just 消費するing lots of （警察などへの）密告，告訴（状）,' Sara said.

2. Choose your 'inputs': This means who you surround yourself with, and the content you 消費する. Make sure to follow advice from those who have fruit on the tree. Sara 活発に 捜し出すs out the 肉親，親類d of 助言者s who will help her to 達成する her goals.

3. Take small steps: Sara said what worked for her last year was 焦点（を合わせる）ing on taking 'small steps'. 'At first, I 焦点（を合わせる）d on saving more, 存在 more mindful of my spending,' Sara said. 'Then, over time as I paid off my 負債 and built up my 貯金, I started to 投機・賭ける more into 投資するing.' Even though this might not feel like much, Sara said it 追加するs up over time and stops you from getting 圧倒するd because you're 焦点（を合わせる）d on the small print, rather than getting obsessed with a big goal that feels unattainable.?

宣伝
Some two and a half years later, Sara (pictured) has invested in shares and ETFs, and has since grown her net-worth to $80,000 plus

Some two and a half years later, Sara (pictured) has 投資するd in 株 and ETFs, and has since grown her 逮捕する-価値（がある） to $80,000 加える

Through the program, the 30-year-old learned how to be mindful about the 投資するing 決定／判定勝ち（する）s she made, and she also learned to do her own 研究 before listening to '無作為の people on the internet'.?

'The program broke 負かす／撃墜する the different 投資 選択s 簡単に and helped me to understand more about the mindset behind 投資するing and the different 選択s I had,' Sara said.

Within six months, Sara had paid off $5,000 in 負債, started saving and started making 付加 出資／貢献s to her 最高の 基金.

Some two and a half years later, she has 投資するd in 株 and ETFs, and has since grown her 逮捕する-価値（がある） to $80,000 加える.?

'My main goal now is to 増加する my cashflow,' Sara said.

'My husband and I will be starting a family really soon, and having 現在進行中の cashflow is very impor tant for us.?

She 追加するd: 'I'm continuing to learn about how to create a 第２位 income, so I can have the freedom to work because I want to, not because I have to.'

Finally, Sara said that while starting your 財政上の 旅行 can be '直面するing and daunting', it can be helpful to look for people and 助言者s who will support you and you can count on.

'A problem 株d is a problem halved,' she said.

'Facebook 財政上の groups, mentorship, education and accountability groups make an amazing 肯定的な 衝撃 in your 財政上の and life 全体にわたる.'?

For more （警察などへの）密告，告訴（状） about SkilledSmart, please click here.?

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