Young 財政／金融 guru behind successful 投資するing podcast 株 surprising 自白: 'I've made $1million dollars and I'm still not happy'

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A young 投資するing podcaster who became a millionaire by 25 has 認める that money hasn't brought her the happiness she thought it would.

Simran Kaur, from New Zealand, 開始する，打ち上げるd the Girls That 投資する 財政／金融 podcast in 2020 と一緒に best friend Sonya Gupthan and since then the 味方する hustle has turned into a 栄えるing 商売／仕事.

But the 財政／金融 guru, 26, has now said that reaching the 抱擁する milestone isn't what she 推定する／予想するd as a 警告 to those trying to 'buy happiness'.?

Instead, it 簡単に 'buys you the 道具s to get you there'.

'I thought making $1million would make me happier. I'm ashamed to say it didn't. Let me break it 負かす／撃墜する,' Simran said.

Simran Kaur, from New Zealand, (pictured) has a 逮捕する 価値（がある） of one million dollars at the age of 25 after co-設立するing the Girl s That 投資する podcast in 2020?

Now Simran (pictured with best friend and podcast co-host Sonya Gupthan) has 認める the money hasn't brought her happiness, as she thought it would?

While the 財政上の status has 許すd Simran afford 商売／仕事 class flights, dine at expensive restaurants, and buy '高くつく／犠牲の大きい' juices at cafes, she hasn't noticed much of a difference in her happiness.

'My everyday 強調する／ストレスs of life went away, such as 存在 able to afford any surprise 法案, not worrying about what food to order, spoiling my family with gifts or 存在 able to 支払う／賃金 for better seats on a 計画（する）. 抱擁する perks. So what went wrong?' she wrote.

'All these 冷静な／正味の new things became the norm. I couldn't 最初 人物／姿／数字 our why I wasn't happy, but I realised while my 現在の problems went away - newer problems arose.'

Although money 直す／買収する，八百長をするd her problems 一時的に, new ones continued to lead to 強調する／ストレス.

While the 財政上の status has 許すd Simran afford 商売／仕事 class flights, dine at expensive restaurants, and buy '高くつく／犠牲の大きい' juices at cafes, she hasn't noticed much of a difference on her happiness. 'I thought making $1M by 26 would make me happier. I'm ashamed to say it didn't. Let me break it 負かす／撃墜する,' Simran wrote on Twitter

After a 深い consideration as to why she wasn't happy, Simran realised the true crux of the 原因（となる） - she 'forgot to be 感謝する'?

And after a 深い consideration as to why she wasn't happy, Simran realised the true crux of the 原因（となる）.

'I forgot to be 感謝する. I forgot money is a 道具 that can amplify your experiences - therapy, good 栄養, and 演習. It buys you a 計画（する） ticket to see your loved ones,' she said.

'So does money buy happiness? No, it buys the 道具s to get you there.'

In 2022 Girls That 投資する turned over $1.3million in 歳入, and Simran broke 負かす／撃墜する the income streams on TikTok (pictured with her new 調書をとる／予約する)?

In 2022 Girls That 投資する turned over $1.3million in 歳入, and Simran broke 負かす／撃墜する the income streams on TikTok.

Last year the money （機の）カム from 調書をとる／予約する events, tickets, （選挙などの）運動をするs, podcast sponsors, speaking at events, 法人組織の／企業の events and masterclasses.

'The cost of running it all was about half a million dollars, and so it ended with a pretty healthy 逮捕する 利益（をあげる）,' Simran said.

She also 反映するd on the money mistakes she's made and told FEMAIL what she'd do 異なって when it comes to 投資するing.

'Often we hear about the 財政上の success that the everyday person 達成するs, or more 顕著に what the rich and 豊富な did to get rich and 豊富な. But I think it's 平等に as important to 株 some of the money mistakes that have been made on the way,' she said.?

Not using 'cash 支援する' reward programs sooner

Simran said one of her biggest money 悔いるs is not using reward programs that 供給する cash 支援する when you shop.

'I used to think credit cards were for people who didn't have money. Such a silly mistake,' she said.?

'I've 行方不明になるd out on thousands of dollars 価値（がある） of points from 支援する in university when I first started out in the 商売／仕事 world, but it goes to show いつかs experience is the best teacher.'

支払う／賃金ing off student 貸付金 負債 quickly

One misconception Simran had was that she needed to 支払う／賃金 off her student 貸付金s as 急速な／放蕩な as possible.

'I 熟考する／考慮するd in New Zealand which means 貸付金s are 利益／興味-解放する／自由な (in Australia they're インフレーション adjusted),' she said.?

'This means over time 負債 gets CHEAPER and therefore it's better to 支払う／賃金 off my student 貸付金 slowly.'

For Australian students, it's best to check how much is 告発（する），告訴（する）／料金d to your 貸付金 per year and せいにする part of your 支払う／賃金 to the 貸付金 if possible.??

Spending money on unnecessary 購入（する）s

From fancy cars to 罰金 dining, spending money on expensive 製品s is one money mistake many can relate to.?

'I always look 支援する and cringe at how much money I spent on the few times I went out to very fancy restaurants and yet never left them feeling very 十分な,' Simran said.?

'They are just not 価値（がある） it.'

以前 Simran 反映するd on the money mistakes she's made and told FEMAIL what she'd do 異なって when it comes to 投資するing?

'Often we hear about the 財政上の success that the everyday person 達成するs, or more 顕著に what the rich and 豊富な did to get rich and 豊富な. But I think it's 平等に as important to 株 some of the money mistakes that have been made on the way,' Simran said?

投資するing mistakes:

Selling 在庫／株s as soon as the market 減少（する）s?

経済的な 不確定 and rising インフレーション has 原因（となる）d a 重要な 下落する in the 株式市場 throughout 2022, likely 主要な new 投資家s to 'panic sell' 在庫／株s.?

But long-称する，呼ぶ／期間／用語 投資家s know it's best to 持つ／拘留する の上に 株 over a period of time with hope to come out on 最高の，を越す and make a 利益（をあげる）.?

Simran said when she first started 投資するing her アマゾン 株 dropped by $3 and she '絶対 panicked', so she sold all $300 価値（がある）.?

After realising she should've held の上に the 在庫／株s, she went and repurchased them again.?

'It's comical now because every time you buy and sell 株 you'd have to 支払う／賃金 a hefty 仲買業 料金 支援する then, so I probably lost even more money! Now I know better, but it goes to show we all start somewhere,' she said.?

Simran said when she first started 投資するing her アマゾン 株 dropped by $3 and she '絶対 panicked', so she sold all $300 価値（がある）

投資するing in too many ETFs?

An ETF (交流-貿易（する）d 基金) is a 'pooled' type of 投資 or group of 株,?such as Asia ETF, ETHI, iShares 全世界の 100, BetaShares FAIR and 先導 Australian 株 索引 ETF (VAS).?

While ETFs are 広大な／多数の／重要な for beginners, 投資家s can 落ちる into the 罠（にかける） of overlapping with too many companies if only this type of 投資 is 焦点（を合わせる）d on.?

'I?設立する ETFs to be a 広大な／多数の／重要な way to diversify, but what some people don't realise is that too much of a good thing can be, 井戸／弁護士席, a bad thing!' she said.?

'I didn't realise it for a while but by 投資するing in so many ETFs I was essentially buyin g many baskets that were filled with many of the same companies. It was like buying a キロ of Brie cheese and then a キロ of camembert, too much of the same thing!'

Checking my 大臣の地位 everyday

If you're a long-称する，呼ぶ／期間／用語 投資家, it's best to 避ける checking your 在庫／株 大臣の地位 daily because the 下落するs and changes can often 原因（となる） panic.

Simran said she got 'a bit too over her 長，率いる' when she started reading the 株式市場 news everyday.

'The 問題／発行する with this is that it makes you start to questions all your 決定／判定勝ち（する） making and makes you worry about things you 率直に don't need to be worrying about,' she said.?

'The science shows that the いっそう少なく you check your 大臣の地位, the better, and that there's 現実に an inverse 関係 between how often you check your 大臣の地位, and how your 株 do!'

During her teenage years, Simran often thought it was too difficult to start her 投資するing 旅行 予定 to ありふれた stereotypes on what an 投資家 'looks like'.?She's now learnt that you don't need to be 豊富な to start 投資するing, and it's not as difficult as it may seem

Thinking it was 'too hard' to start 投資するing

During her teenage years, Simran often thought it was too difficult to start her 投資するing 旅行 予定 to ありふれた stereotypes on what an 投資家 'looks like'.?

Because she wasn't 'a man in a 控訴' she thought 投資するing wasn't for her, but this was far from the truth.?

She's now learnt that you don't need to be 豊富な to start 投資するing, and it's not as difficult as it may seem.??

'I thought 投資するing was something you did once you were 豊富な - it didn't occur to me for a long time that 投資するing is what you do to help you get 豊富な,' she said.?

'I think a lot of us still have this misconception that it's not for us, that we're bad with numbers or that we inherently just cannot learn, yet 熟考する／考慮するs have 設立する women to be better 投資家s than our male 相当するものs.'