記録，記録的な／記録する 私的な health 調印する-up to （警官の）巡回区域，受持ち区域 wait
Australians are 調印 up to 私的な health 保険 in 記録，記録的な／記録する numbers to 避ける hospital waiting 名簿（に載せる）／表（にあげる）s.
Six 連続した ４半期/4分の1s of 会員の地位 growth has resulted in almost 55 per cent of the 全住民 - 14.12 million people - having some level of 私的な cover.
最新の Australian Prudential Regulatory 当局 data also shows the 前例のない 増加する is for both hospital and general 治療 政策s.
産業 専門家s agree COVID has been the driver of the take-up and "appears to have 解除するd community 利益／興味 in the need for 保護", によれば a 最近の 報告（する）／憶測 by the 消費者 監視者.
The Australian 競争 and 消費者 （売買）手数料，委託（する）／委員会／権限 (ACCC) believes "peace of mind" is the most ありふれた 推論する／理由 for buying 私的な 保険, with 政策 numbers on the rise の中で most age groups.
However 私的な Healthcare Australian CEO Dr Rachel David says the growth is 特に to do with 避けるing 延期するs in 必須の 非，不，無-緊急 外科 and needs to be met with 政策 change.
"改善するing affordability and 接近 to 私的な health 保険 is the 重要な 演説（する）／住所ing the 現在の hospital 危機 and 確実にするing Australians can 接近 the healthcare they need," she said.
"It's now more 批判的な than ever that the 政府 器具／実施する 約束d 改革（する）s to 改善する affordability and keep 圧力 off 賞与金s."
Dr David says the cost of generic 医療の 装置s has been identified as the fastest growing area of （人命などを）奪う，主張するs 支出 and therefore the main 原因（となる） of 賞与金 増加するs.
"Over the past two years, growth in 利益s paid for 医療の 装置s (3.8 per cent) has 越えるd growth in 利益s paid for 医療の services (3.0 per cent)," she said.
"Under the 政府's 現在の pricing 協定 with 多国籍の 医療の 装置 companies, 患者s are 軍隊d to 支払う／賃金 30-100 per cent more for the same 医療の 装置s compared to フラン, NZ and the UK."
Dr David says it is time to 回復する the 私的な 基金 rebate to 30 per cent for low and middle income families.
"Australian retirees and working mums with children are relying on their 私的な health 保険 for timely 接近 to healthcare and to keep their families 井戸／弁護士席," she said.
"We have an 義務 to do the 権利 thing by them and introduce 改革（する）s to 減ずる costs wherever possible."
Dr David says 基金s last year 配達するd the lowest 普通の／平均（する） 賞与金 増加する in 21 years (2.7 per cent), while many deferred it and are returning 貯金 to members.
にもかかわらず the 衝撃 of the pandemic, they paid out almost $22 billion on に代わって of members in the 12 months to December.
Even so, the ACCC says cumulative 賞与金 増加するs in the five years to June 2021 より勝るd 行う growth and 普通の／平均（する） 賞与金 増加するs were more than 二塁打 インフレーション during the same period.
