小売ing in last hurrah before 率 rise

小売 spending 攻撃する,衝突する 記録,記録的な/記録する highs in March and home lending 証明するd stronger than 推定する/予想するd in what could 証明する to be a last hurrah before rising 利益/興味 率s start to take their (死傷者)数.

The Australian Bureau of 統計(学) said 小売 貿易(する) rose 1.6 per cent in March to $33.6 billion, growing three times more than 経済学者s were 推定する/予想するing and 0.8 per cent higher than the previous 記録,記録的な/記録する 始める,決める in November 2021.

Australian Retailers 協会 CEO Paul Zahra thought it was a phenomenal result, although spending challenges ぼんやり現れる in the months ahead.

"We're in an uncertain 経済的な 環境, with cost-of-living 圧力s starting to bite and 利益/興味 率s rising for the first time in over a 10年間," Mr Zahra said.

The data (機の)カム 24 hours after the Reserve Bank of Australia 解除するd the cash 率 and に引き続いて the 最近の インフレーション 人物/姿/数字s, which 攻撃する,衝突する the highest level in more than 20 years.

The RBA 増加するd the cash 率 to 0.35 per cent from a 記録,記録的な/記録する low 0.1 per cent に引き続いて its 月毎の board 会合

RBA 知事 Philip Lowe 警告するd その上の 利益/興味 率 rises should be 推定する/予想するd in coming months, because without them インフレーション would grow 大幅に.

連邦/共和国 Bank of Australia was the first of the big four banks to 引き上げ(る) its 基準 variable home 貸付金 率s on Tuesday, passing on the 十分な 0.25 百分率 point 増加する.

ANZ and Westpac quickly followed 控訴, while 国家の Australia Bank caught up with its competitors on Wednesday morning.

総理大臣 Scott Morrison 勧めるd all banks to pass on the higher 利益/興味 率s to the depositors 同様に.

Only Westpac and NAB have 発表するd saving 率 増加するs so far の中で the big four banks.

分析 from mortgage comparison 場所/位置 率 City shows if the cash 率 reaches 2.60 per cent by August 2024, as 推定する/予想するd by NAB, someone with a $500,000 mortgage could see their 月毎の 返済s rise by $675 compared to what they 支払う/賃金 now.

"T he May cash 率 引き上げ(る) is just a taste of what's to come from the RBA," 率 City 研究 director Sally Tindall said.

"Whether you're on a variable 率 or a 直す/買収する,八百長をするd 貸付金 that's 予定 to end, get ready to be 支払う/賃金ing a lot more."

The ABS 報告(する)/憶測d 住宅 lending also rose 1.6 per cent in March.

Owner-occupier lending rose 0.9 per cent, 部分的に/不公平に 回復するing from the 4.7 per cent 減少(する) in February.

貸付金s to 住宅 投資家s also rose 2.9 per cent to a 記録,記録的な/記録する high $11.7 billion.

"Lending will come under 圧力 over coming months as the RBA 増加するs 利益/興味 率s and as 勢い in the 住宅 market is already slowing," AMP 上級の 経済学者 Diana Mousina said.

The CoreLogic 国家の home value 索引 for April 解放(する)d on Monday rose by just 0.6 per cent, the smallest 増加する since October 2020.

Stretched 住宅 affordability, rising 直す/買収する,八百長をするd-称する,呼ぶ/期間/用語 mortgage 率s and lower 消費者 感情 were already 重さを計るing on house prices after last year's spike.

Rising 利益/興味 率s will also 傷つける 商売/仕事 and 産業.

The Australian 産業 Group/住宅 産業 協会 業績/成果 of construction 索引 緩和するd 0.6 points to 55.9 in April, but held above the 決定的な 50-point market that separates 拡大 from 収縮過程.

Ai Group 長,指導者 政策 助言者 Peter 燃やす said while new orders are growing at a faster 率 than in March, the 産業 is having difficulty sourcing 構成要素s and 労働, 同様に as 直面するing continuing prices 圧力s.

"The rise in 利益/興味 率s 発表するd yesterday by the Reserve Bank and the その上の rises foreshadowed can be 推定する/予想するd to 緩和する 需要・要求する growth somewhat, 特に in the 居住の 部門s," Dr 燃やす said.

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