RIP 医療の 負債 捜し出すs to buy, 解決する more hospital 負債

RIP 医療の 負債 has 設立する a working 決まり文句/製法 to relieve 医療の 負債 for millions of people. It still has room to grow.

The New York nonprofit uses 寄付s to buy 医療の 負債 in 本体,大部分/ばら積みの from hospitals and 負債 collectors for pennies on the dollar. It mostly 的s the 負債 of people with low incomes and then 許すs the 量s.

設立するd in 2014, the organization says that it has relieved more than $8.5 billion in 医療の 負債 so far.

研究員s have 概算の that there is 井戸/弁護士席 over $100 billion in collections in the U.S.

RIP 医療の 負債 指名するd Allison Sesso CEO の直前に the pandemic 攻撃する,衝突する in 2020. She wants to continue 拡大するing the 量 of 負債 her organization buys, 特に from hospitals. She also wants to draw more attention to a system that keeps 生成するing 負債.

The 47-year-old (n)役員/(a)執行力のある spoke recently with The Associated 圧力(をかける). The conversation has been edited for clarity and length.

This undated photo provided shows Allison Sesso. RIP Medical Debt has found a working formula to relieve medical debt for millions of people. It still has room to grow. The New York nonprofit uses donations to buy medical debt in bulk from hospitals and debt collectors for pennies on the dollar. It mostly targets the debt of people with low incomes and then forgives the amounts. (Allison Sesso via AP)

This undated photo 供給するd shows Allison Sesso. RIP 医療の 負債 has 設立する a working 決まり文句/製法 to relieve 医療の 負債 for millions of people. It still has room to grow. The New York nonprofit uses 寄付s to buy 医療の 負債 in 本体,大部分/ばら積みの from hospitals and 負債 collectors for pennies on the dollar. It mostly 的s the 負債 of people with low incomes and then 許すs the 量s. (Allison Sesso 経由で AP)

Q: How does most of the 負債 you relieve develop? Does it come from a 確かな type of care?

A: It can be from dental work. It can be from a hospital 法案. It is more about how good your ニュース報道 is and how expensive the cost is and (法などの)抜け穴s within the system than it is from the provider type.

Q: Has anything surprised you about the nature of the 負債 you relieve?

A: I had this 仮定/引き受けること that 医療の 負債 was 重荷(を負わせる)ing people in large sums. And I´ve come to realize that a lot of the 負債 is deductible 量s, which means that people are underinsured, not uninsured.

Q: How small are these 量s that 勝利,勝つd up in collections?

A: We relieve a lot of 負債s that are $500 to $5,000.

Q: You have started buying 負債 from hospitals that they are not trying to collect. Why bother?

A: When the hospi tal stops collecting, they don´t 通知する the 患者s. ... So in the 患者´s mind, they still 借りがある the 負債. Then the 患者 doesn´t get the care that they need from that hospital. There´s a mental health 構成要素 to having 医療の 負債 that is 重要な. It creates 苦悩 and 強調する/ストレス.

Q: Why do you relieve 負債 無作為に and not take requests?

A: For efficiency and for lowering our costs. It would 要求する a lot of individuals to look at those 使用/適用s and sort through them.

Q: Are there new areas of 負債 collection you want to 調査する?

A: Our main goal is to get as much 負債 as possible from more and more hospitals, ideally, and other direct providers. But we also understand that our work is a stopgap. So, we´re ますます using our ability to turn $1 into $100, on 普通の/平均(する), of 医療の 負債 救済 to raise 認識/意識性 about the 問題/発行する and 支持する for 政策 changes that 直す/買収する,八百長をする this problem more fundamentally.

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