Texas 裁判官 moves late 料金 事例/患者 to DC, 告発する/非難するing banks of 発生地 shopping for 都合のよい 判決,裁定

NEW YORK (AP) - A Texas 連邦の 裁判官 on Thursday (刑事)被告 the major banking 産業 groups and U.S. 議会 of 商業 of 発生地 shopping in their 訴訟 against the 消費者 財政上の 保護 Bureau, a major 勝利,勝つ for the 連邦の regulator.

The bureau had argued the only 推論する/理由 banks とじ込み/提出するd their 訴訟 in Texas was to 増加する their chance of a 都合のよい 判決,裁定. 裁判官 示す Pittman 支配するd that the 訴訟 should be transferred to Washington, where the banking ロビー has armies of lawyers able to 扱う this 事例/患者.

"発生地 is not a 大陸の breakfast; you cannot 選ぶ and choose on a 原告/提訴人´s whim where and how a 訴訟 is とじ込み/提出するd," Pittman wrote.

The 訴訟 取引,協定s with the CFPB's new 規則s over credit card late 料金s, where the 普通の/平均(する) late 料金 of a 顧客 would be capped at $8, 負かす/撃墜する from the 普通の/平均(する) late 料金 of $32. The major banking groups had とじ込み/提出するd their 訴訟 in the U.S. 地区 法廷,裁判所 in the Northern 地区 of Texas. 産業 and 利益/興味 groups have often とじ込み/提出するd 訴訟s against the Biden 行政 there, 予定 to its 歴史的に 保守的な 裁判官s.

The banks have been 押し進めるing hard to stop the late 料金 支配する, 予定 to the 可能性のある billions the banks would lose in 歳入. The bureau 概算の when it 問題/発行するd the 提案 that banks brought in 概略で $14 billion in credit card late 料金s a year.

In his 判決,裁定, Pittman 設立する little 推論する/理由 why the major 産業 groups - the American 銀行業者s 協会, 消費者 銀行業者s 協会, and U.S. 議会 of 商業, の中で others - had とじ込み/提出するd their 訴訟 there. The only banking 産業 関係 to the 地区 was the Fort 価値(がある) 議会 of 商業, which only recently acquired a major bank as a member.

The CFPB had argued that Texas was an irrelevant place to とじ込み/提出する a banking 産業 規則 訴訟, 説 that Washington, with its 場所 closer to regulators and 専門的知識 in 産業 規則 法律, was more appropriate.

Pittman agreed with the Biden 行政.

"In fact, as far as this 法廷,裁判所 can discern, not one of the banks or credit card companies 直接/まっすぐに 影響する/感情d by the 未来 (CFPB 規則s) is 位置を示すd in the Fort 価値(がある) 分割," he said.

The American 銀行業者s 協会 and the 消費者 銀行業者s 協会 did not すぐに return a request for comment.

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