Almost a million young adults yet to （人命などを）奪う，主張する their child 信用 基金s, MPs say
More than £1.7 billion in child 信用 基金s (CTFs) to help young people financially in 早期に adulthood has not yet been （人命などを）奪う，主張するd, a cross-party パネル盤 of MPs has said.
The Public Accounts 委員会 (PAC), which scrutinises 政府 spending, raised 関心s that many account 支えるもの／所有者s do not know about their 貯金 or have lost 跡をつける of them.
Nearly a million young adults ? or 42% of all 18 to 20-year-olds する権利を与えるd to the money ? are 行方不明の out on it, によれば its 報告（する）／憶測.
HM 歳入 & Customs (HMRC) must do more to find and 接触する those young people, many of whom are from low-income backgrounds, the MPs said.
They also said providers, which are 収入 “very high” 料金s of up to £100 million a year for passively managing CTFs mostly composed of 政府 money, are not doing enough to link up forgotten accounts with their owners.
CTFs are long-称する，呼ぶ／期間／用語, 税金-解放する／自由な 貯金 accounts for people born between September 1 2002 and January 2 2011, which they can 接近 when they turn 18.
CTFs are long-称する，呼ぶ／期間／用語, 税金-解放する／自由な 貯金 accounts for people born between September 1 2002 and January 2 2011 (PA)
Many children received around £250 each from the 明言する／公表する at the time their CTF was started, while those from low-income families or in 地元の 当局 care received an 付加 £250.
The 普通の／平均（する） value of the unclaimed accounts is around £1,900 each, it is 概算の.
The 委員会 also said families and carers of young people 欠如（する）ing mental capacity are finding it 高くつく／犠牲の大きい and 複雑にするd to 接近 CTFs.
PAC 議長，司会を務める Dame Meg Hillier said: “The 目的（とする）s behind Child 信用 基金s are laudable ? for young people to come into a マリファナ of money on reaching 18, with the 昇進／宣伝 of 財政上の literac y and good 貯金 habits.
“But many young people are unaware that they have money waiting to be （人命などを）奪う，主張するd.
“計画／陰謀s like these need careful planning so that they are not forgotten at the point when they 円熟した.
“Our 調査 heard a world of difference can be made to care leavers in particular, with 基金s 事実上の／代理 as a jump-start into adult life.
“In an 現在進行中の cost-of-living 危機, our young people need every bit of support we can give them.
“HMRC still has time to make sure that CTFs are given the chance to be the 上げる to young people’s 未来s which they were designed to be.”
An HMRC spokesperson said: “Every 16-year-old is sent （警察などへの）密告，告訴（状） about finding their Child 信用 基金 with their 国家の 保険 letter. We also 定期的に remind people how to check if they have an account.
“The banks and building societies managing the 基金s are also 責任がある communicating with account 支えるもの／所有者s. We would encourage anyone 自信のない about their 状況／情勢 to get in touch with their bank or building society 同様に.
“People can easily 位置を示す their Child 信用 基金 accounts online by using the ‘Find my CTF’ page on GOV.UK.”
