US bank 崩壊（する） 誘発するs fresh oversight fight in divided 議会
By Hannah Lang, Chris Prentice and Pete Schroeder
WASHINGTON, March 13 (Reuters) - The 週末 崩壊（する） of Silicon Valley Bank 誘発するd a 同志／支持者 戦う／戦い in Washington on Monday, with 民主党員s arguing that a Trump-時代 change to bank oversight 支配するs 土台を崩すd the 安定 of 地域の banks, （人命などを）奪う，主張するs that 共和国の／共和党のs 拒絶するd.
Democratic 大統領 Joe Biden called on 議会 and banking regulators to 強化する the 支配するs for banks "to make it いっそう少なく likely this 肉親，親類d of bank 失敗 will happen again," while 公式の／役人s said 顧客s at SVB and New York-based 署名 Bank, which also 崩壊（する）d, would have 接近 to all their deposits starting Monday, and 発表するd a new 施設 to give banks 接近 to 緊急 基金s.
An 行政 公式の／役人 said there was no timeline for Biden to make any particular requests of 議会 as his 補佐官s were still working to manage the 即座の 状況／情勢 and better understand what 原因（となる）d the 危機 and what to ask of 国会議員s.
At 問題／発行する are changes to the Dodd-Frank 行為／法令／行動する passed in 2018, 押し進めるd by 共和国の／共和党のs, which raised the threshold at which banks are considered systemically risky and 支配する to 厳格な人 oversight to $250 billion from $50 billion. Silicon Valley Bank had $209 billion in 資産s at the end of last year, while 署名 Bank had some $110 billion.
"Let's be （疑いを）晴らす. The 失敗 of Silicon Valley Bank is a direct result of an absurd 2018 bank 規制緩和 法案 調印するd by (共和国の／共和党の former 大統領) Donald Trump that I 堅固に …に反対するd," 上院議員 Bernie やすりを削る人／削る機械s said in a 声明.
共和国の／共和党のs 拒絶するd the idea that the changes made during Trump's four years in the White House were to 非難する.
"That is 絶対 not the 事例／患者," said 法案 Hagerty, 上院 App ropriations 小委員会 on 財政上の Services and General 政府 最高位の Member.
"What we've had, I think, in every sense is a 管理／経営 失敗 both from the 見地 of SVB's 管理／経営 同様に as the San Francisco Fed," said Hagerty in an interview に引き続いて a 要点説明 by 財務省 Department and 連邦の Deposit 保険 Corp 公式の／役人s to a bipartisan group of 国会議員s on Monday.
Hagerty said 議会 should 決定する who was accountable の中で regulators at the San Francisco 連邦の Reserve Bank and within SVB's 管理／経営 before considering new 規則s.
"Where was the San Francisco Fed?" he 追加するd, 説 認識／意識性 of the bank's 最近の growth and 商売／仕事 model should have led Fed 公式の／役人s to 心配する trouble.
Hagerty also said that he and 連邦の Reserve Chairman Jerome Powell spoke on Sunday and agreed that markets might remain choppy for a few days. "My hope and 期待 is that as the markets digest the （警察などへの）密告，告訴（状） that's there, the markets will 静める and settle," the Tennessee 共和国の／共和党の said.
専門家s say SVB 最終的に 崩壊（する）d because it failed to manage its 大臣の地位 まっただ中に 速く rising 利益／興味 率s, and had a 抱擁する 量 of uninsured deposits that were quick to leave when the 強調する／ストレス was 明らかな.
In an op-ed for the New York Times, Democratic 上院議員 Elizabeth 過密な住居 placed some of the 非難する at the feet of bank regulators, whom she （刑事）被告 of "letting 財政上の 会・原則s 負担 up on 危険."
"It's （疑いを）晴らす there were big 行方不明になるs here," said Jonah Crane, a partner with Klaros Group and former 財務省 Department 公式の／役人. "For one, the Fed has only once ever 強調する／ストレス 実験（する）d for a 高金利 環境, にもかかわらず knowing they would have to raise 率s."
Prospects for new banking 法律制定 in a divided 議会 a re 薄暗い. As a result, regulators will also be in the スポットライト for speedier tweaks, said Ian Katz, managing director of 資本／首都 Alpha Partners, in a 公式文書，認める.
"There won't be 法律制定 getting through 議会, and so regulators will be making the big 決定／判定勝ち（する）s," he said.
(報告（する）／憶測ing by Hannah Lang, Chris Prentice and Pete Schroeder in Washington; 付加 報告（する）／憶測ing by Trevor Hunnicutt and David Morgan in Washington Editing by Nick Zieminski and Rosalba O'Brien)
