Swedbank sees Q1 loss on Baltic 罰金, coronavirus 攻撃する，衝突する
By Colm Fulton
STOCKHOLM, April 8 (Reuters) - Swedbank will 報告（する）／憶測 its first 年４回の loss since 2009, as it を締めるs for both coronavirus-関係のある credit losses and a 罰金 for poor anti-money laundering 支配（する）／統制するs, the Swedish bank said on Wednesday.
The 貸す人 was 攻撃する，衝突する with a 記録，記録的な／記録する 4 billion 栄冠を与える 罰金 in Sweden on March 19 when the country's 財政上の 監視者 設立する serious 欠陥／不足s in the bank's anti-money laundering 政策s in the Baltic 地域.
Since then, 商売／仕事s have also begun to feel the 影響s of the 突発／発生 of the novel coronavirus, 一時停止するing 生産／産物 and sending staff home. Some are likely to shut for good, raising the prospect for banks of losses on 貸付金s.
"The Swedish 財政上の 監督 当局 課すd 行政の 刑罰，罰則 of 4 billion 栄冠を与えるs ($397 million), credit impairments 同等（の） to around 2.2 billion 栄冠を与えるs together with rising expenses are 推定する／予想するd to lead to a 消極的な result during the first ４半期/4分の1 of 2020," Swedbank said.
Its 株 were 負かす／撃墜する 5.3% at 0912 GMT.
Swedbank is one of the first major European banks to 供給する an 見積（る） for impaired 貸付金s during the first ４半期/4分の1, with many 推定する／予想するd to 公表する／暴露する a jump in soured 負債.
"The 財政上の 緊張するs 原因（となる）d by the COVID-19 pandemic will be 広範囲にわたる in our home markets," the bank said, 追加するing: "悪化するing macroeconomic 予測（する）s ... lead to an 増加する in our credit impairments."
The spread of the coronavirus has shut 商売／仕事s around the world, with a 記録，記録的な／記録する number of hotels and restaurants going 破産者／倒産した in Sweden in March.
急に上がるing 失業 is also likely to mean some ひどく indebted 世帯s will have trouble 支払う／賃金ing their mortgages.
Swedbank said its "strong 資本／首都 and liquidity position ... 供給するs a solid base for supporting our 法人組織の／企業の and 私的な 顧客s, and for managing the arisen COVID-19 関係のある 危機."
A 最近の European accounting 支配する, IFRS 9, now 要求するs b anks to take 推定する／予想するd losses from a 危機 up 前線, rather than at a later 行う／開催する／段階, as was the 事例／患者 during the 2008 財政上の 危機.
"This is the first 手がかり（を与える） for Nordic banks on how this 支配する will be 適用するd during the 危機," said コマドリ Rane, an 分析家 at Kepler Cheuvreux.
"It makes banks more 扶養家族 on 大型の 経済的な 予測（する）s to make 準備／条項s for credit losses, which will be a major 主題 in the banking 部門 as it 準備するs to 報告（する）／憶測 for Q1," he 追加するd.
Swedbank said 800 million 栄冠を与えるs of the losses were oil 産業-関係のある.
It 推定する／予想するs its total expenses for 2020 to be around 21.5 billion 栄冠を与えるs, up 1.5 billion from its previous 見解（をとる）, with much of the 増加する 負かす／撃墜する to 直す／買収する，八百長をするing anti-money laundering 支配（する）／統制するs.
The bank's own 内部の 調査 into its money laundering 支配（する）／統制するs is 推定する／予想するd to cost 1.55 billion 栄冠を与えるs in 2020, up 750 million on previous 見積（る）s, it said.
($1 = 10.0833 Swedish 栄冠を与えるs) (報告（する）／憶測ing by Johannes Hellstrom, editing by Simon Johnson and 示す Potter)
