Best cities for first-time 買い手s: Is yours in the 最高の，を越す 10?

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When it comes to buying their first home, most people tend to stick to where their family and 職業 are 位置を示すd.?

But if they had the whole UK to choose from, which 場所s would come out on 最高の，を越す??

The Co-operative Bank has 階級d 30 UK cities using metrics such as 普通の／平均（する） house price, 罪，犯罪 率s, traffic levels and life satisfaction, ーするために work out the 最高の，を越す 目的地 for first-time 買い手s.?

Swansea 最高の，を越すs the 名簿（に載せる）／表（にあげる） as the most attractive city in the UK for first-time 買い手s to settle 負かす／撃墜する

によれば its 研究, Swansea is the best city in the UK to get on the 所有物／資産／財産 ladder.?

むちの跡s' second city has an 普通の／平均（する） total c ost of buying a house of £195,687, 場内取引員／株価 it as one of the most affordable cities?in the UK.

The costs used in the 研究 含む the price of the house 同様に as conveyancing, 調査するing and stamp 義務 - although first-time 買い手s will not 支払う／賃金 the latter if their home costs いっそう少なく than £425,000.?

Why is Swansea a 最高の，を越す 場所??

Matthew Barry, director of Swansea-based 広い地所 スパイ／執行官s Astleys, told This is Money: 'Swansea stands out as a fantastic choice for first-time 買い手s 予定 to its diverse 住宅 選択s and reasonable pricing.?

'The city 申し込む／申し出s a variety of 住宅 types 範囲ing from apartments to detached houses, catering to different preferences and 予算s.

'One of Swansea's 重要な attractions for first-time 買い手s is its affordability compared to larger cities, making 所有物／資産／財産 所有権 more accessible.'

一方／合間, Ben Davies, managing director of Belvoir Swansea 広い地所 スパイ／執行官s said: 'Swansea 申し込む／申し出s first-time 買い手s a lifestyle cho ice that many of the big cities can't compete with. We're lucky enough to have an incredible coastline here in Swansea that stretches from the city all the way around the Gower 半島, 同様に as plenty of green spaces and world renowned beaches.'

'The beautiful area we live in, coupled with affordable house prices, makes Swansea a very attractive 選択 for people looking to get on the 住宅 ladder for the first time.'

Beyond just affordability, Swansea 配達するd a low 罪，犯罪 safety 索引 得点する／非難する／２０, and a life satisfaction 率ing of 7.5 out of 10.

The city also had a traffic 索引 得点する／非難する／２０ of 93.6, lower than eight of the cities in the 最高の，を越す ten, only losing out to Sheffield at 90.3 and Stoke-on-Trent at 83.5.

Dawsons 所有物／資産／財産 上級の partner Chris Hope 追加するd: 'Swansea is a true City by the Sea, 申し込む／申し出ing such a variation of lifestyle with coast, country, village and city living 利用できる to all.'

'In just a small 20 mile 半径 you will find a wide 範囲 of 所有物／資産／財産 styles 範囲ing from high rise apartments, small cottages... along with your typical terraces, bungalows, 半分 and detached 所有物／資産／財産s within the 郊外s, something for everyone and their 予算.'

買い手s typically need to save at least 10% of the cost of the 所有物／資産／財産 they are looking to buy

What other 場所s made the 名簿（に載せる）／表（にあげる）??

にもかかわらず having an 普通の／平均（する） house buying cost of £346,293 ? the third highest after Bristol and London, Edinburgh 階級s as the second-best 場所 for first-time 買い手s to settle 負かす／撃墜する.

The Scottish 資本／首都, however, has the lowest 罪，犯罪 safety 索引 得点する／非難する／２０ of just 30.9, and the highest life satisfaction 得点する／非難する／２０ at 7.7 out of 10.

The cheapest city in the 最高の，を越す 10 was Blackpool, which? placed as the seventh best 選択 for first-time 買い手s, with an 普通の／平均（する） buying cost of £135,995 - 井戸／弁護士席 under half what it costs to buy a house in Edinburgh.

While house prices are かなり lower in Blackpool, it has a 罪，犯罪 safety 索引 得点する／非難する／２０ of 59.1, the highest out of the 最高の，を越す ten 目的地s. Even so, it still 配達するd a satisfaction 率 of 7.5 out of 10.

と一緒に Blackpool, Kingston upon 船体, Stoke-on-Trent and Sunderland all made it into the 最高の，を越す ten cities, with 普通の／平均（する） buying prices of £140,814, £143,642 and £147,319 それぞれ.

This compares to a 大規模な £547,360 普通の／平均（する） buying price for homes in London, the most expensive city.

Of the 30 cities analysed, London comes out as the second-worst 選択 for first-time 買い手s to settle 負かす／撃墜する, with only Southend-on-Sea 証明するing to be a worse 選択 for buying your first house.

The third best city for those 購入（する）ing their first home was Plymouth, The Co-operative bank said, with an 普通の／平均（する） buying price of £225,060, a 罪，犯罪 safety 索引 得点する／非難する／２０ of 41.5 and a satisfaction 率 of 7.5 out of 10.

物陰／風下d and Newport were also の中で the most favourable 場所s.

Of course, にもかかわらず the 利益s of low 罪，犯罪, 極小の traffic and high life satisfaction, for most first-time 買い手s the 決定／判定勝ち（する） on where to put 負かす／撃墜する roots often comes 負かす／撃墜する to a question of cost.

A spokesperson for the Co-operative Bank said: 'Typically, you'll need to save a 最小限 of 10 per cent of the cost of the 所有物／資産／財産 you want to buy.

'There are 政府 計画／陰謀s 利用できる to help you do this, like the Lifetime Isa which lets you earn up to £1,000 extra a year through a 25 per cent 政府 特別手当.

'You'll also need to 人物／姿／数字 out how much you can afford to spend and create a 予算.

'Finally, first time 買い手s 特に could 利益 from using a 仲買人. They can help you find the best mortgage to 控訴 your needs, and explain how the market 作品.'?