Best cash Isa 貯金 率s 2024: 平易な 接近, 直す／買収する，八百長をするd 率 and 正規の／正選手 savers

  • The web's best 貯金 （米）棚上げする／（英）提議するs
  • 完全に 独立した・無所属 and unique?
  • Accounts with catches are stripped out or shown 分かれて?
  • 収集するd by 貯金 専門家 Sylvia Morris ?
  • Unlike other （米）棚上げする／（英）提議するs, providers do not have to 支払う／賃金 to appear

By This Is Money

Updated:

This is Money's best cash Isa （米）棚上げする／（英）提議するs are updated as new 取引，協定s arrive and 最高潮の場面 the 最高の，を越す 平易な 接近 and 直す／買収する，八百長をするd 率 Isas from banks and building societies.

>?This is Money's? five favourite cash Isas

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CASH ISAs - EASY ACCESS?
Type of account (min 投資) 率 (税金-解放する／自由な)
Accounts WITHOUT 特別手当: 率s are not 上げるd by a 一時的な 特別手当 that 減少（する）s off after a year
半導体素子* (£1)?5.1?
Paragon 二塁打 接近 Isa 3 (£1,000+) (10)?4.95?
Family Building Society Market Tracker Isa (£500+)?4.86
Kent 依存 平易な 接近 Isa 50 (£1,000+)?4.86
Cynergy Bank Online Isa 46 (£1+)?4.82
Yorkshire BS 二塁打 接近 Isa (£1+) (9)?4.7
借り切る／憲章 貯金 Bank 平易な 接近 Isa 45 (£5,000+)?4.66?
Buckinghamshire BS 二塁打 接近 Cash Isa (£100+) (10)?4.65?
Coventry BS Four 接近 Isa (£1+)(18)?4.55?
Virgin Money Defined 接近 Cash Eisa 28?(£1+) (3)?4.51
Chorley BS 平易な 接近 Cash Isa (£1+) (10)4.5?
Monmouthshire BS 限られた／立憲的な 接近 Isa (16)?4.5
Newcastle 二塁打 接近 Isa 3 (£1+) (10)?4.5?
Shawbrook Bank 平易な 接近 Cash Isa 27 (£1,000+)?4.5
Yorkshire BS 平易な 接近 Isa (£1+)?4.5?
Ford Money 柔軟な Isa (£1+)4.4
Mansfield BS 二塁打 接近 Cash Isa 2 (£1+) (10)?4.4?
Aldermore Bank (£1,000+)?4.25?
Paragon ３倍になる 接近 Isa 13 (£1+) (3)?4.25
Swansea BS Cash Isa (£1) (4)?4.25
Cumberland BS Cash Isa (£1+)(5)?4.05
生態学 BS (£25+)?4.00?
Scottish BS cash Isa/E Isa (£100+)?4.00
??
BONUS accounts - These accounts 支払う／賃金 a 特別手当 for the first 12 months or more. These are the 率s 含むing the 特別手当:??
Plum 平易な-接近 Isa* (£100) (3)5.17
Moneybox Cash Isa (£500+) (16)5.16
Zopa Bank (£1+)?5.08?
Newcastle BS 選び出す／独身 接近 Isa (£1) (7)?5.00?
Tipton BS 限られた／立憲的な 版 Isa (£1,000+)?4.85?
物陰／風下d BS 限られた／立憲的な 問題／発行する Online 接近 Isa 71?(£1,000+)??4.75
Marcus by Goldman Sachs (£1+) (1) (2)?4.75
Principality Online 特別手当 ISA 6 (£1+)?4.75
Saga Cash Isa (£1) (1) (2)?4.75
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(1) You can't 移転 your 存在するing cash Isas into this account?
(2)?Isa 率 含むs a 0.49 百分率 point 特別手当 payable for the first 12 months.
(3) You are 制限するd to three 撤退s a year.?If you make more, you earn a lower 率.
(4) Account only 利用できる to 顧客s 居住（者） in むちの跡s.
(5) For those living in the 支店 網状組織 only?
(6) You are 限られた／立憲的な to six 解放する／自由な 撤退s a year?
(7) You are 限られた／立憲的な to one 撤退 a year. Your account switches to an 平易な 接近 cash Isa in September 2026?
(8) You are 限られた／立憲的な to three 撤退s a year. This account lasts for one year after which your money is moved into an account 支払う／賃金ing a lower 利益／興味 率?
(9) You can only make 撤退s ( as many as you want) on two days a year?
(10) You are 限られた／立憲的な to two 撤退s a year?
(13) This 率 is the '推定する／予想するd 利益（をあげる） 率' under Sharia compliant accounts.?
(12)??Your account will change into an ordinary 平易な 接近 Isa on 25th September 2025
(16) You can （不足などを）補う to three 解放する／自由な 撤退s a year?
(18) You are 限られた／立憲的な to four 解放する／自由な 撤退s a year?
* If you open an account using links which have an asterisk, This is Money will earn an (v)提携させる(n)支部，加入者 （売買）手数料，委託（する）／委員会／権限. We do not 許す this to 影響する／感情 our 編集（者）の independence nor will it 衝撃 the 利益／興味 率 you receive.?

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CASH ISA FIXED-RATE TERM ACCOUNTS?
Type of account (min 投資) 率 (税金-解放する／自由な)
ONE YEAR
Oaknorth Bank (£1+)?4.73
部隊d 信用 Bank (£5,000+)?4.73
Shawbrook Bank (£1,000+)?4.72
借り切る／憲章 貯金 Bank (£5,000+)?4.71
Paragon Bank (£500+)?4.71?
の近くに Brothers 貯金 £10,000+)?4.7
Cynergy Bank (£500+)?4.7
Kent 依存 (£1,000+)?4.7
安全な・保証する 信用 Bank (£1,000+)?4.7?
Tipton BS (£1,000+)?4.7?
Aldermore Bank (£1,000+)?4.65?
Monmouthshire BS (£1.000+)?4.65?
Zopa Bank (£1+)4.65
??
TWO YEARS
Oaknorth Bank (£1+)?4.61
Beehive Money (£500+)?4.6?
安全な・保証する 信用 Bank (£1,000+)?4.6?
Aldermore Bank (£1,000+)?4.55?
Paragon Bank (£500+)?4.55?
部隊d 信用 Bank (£5,000+)?4.55
Zopa Bank (£1+)?4.55
の近くに Brothers 貯金?(£10,000+)?4.5
??
THREE YEARS
Shawbrook Bank (£1,000+)?4.41
Oaknorth Bank (£1+)??4.40
安全な・保証する 信用 Bank (£1,000+)?4.35?
Skipton BS (£5,000+)(4)?4.35?
Aldermore Bank (£1,000+)?4.25?
部隊d 信用 Bank (£5,000+)?4.25?
Zopa Bank (£1+) (2)?4.21?
の近くに Brothers 貯金?(£10,000+)?4.2
Hodge Bank (£1,000+)?4.15?
Nottingham BS (£500+)?4.15
??
FIVE YEARS??
Shawbrook Bank (£1,000+)?4.07
Beehive Money (£500+)?4.05?
の近くに Brothers 貯金?(£10,000+)?4.05?
Nottingham BS (£500+)?4.05?
安全な・保証する 信用 Bank (£1,000+)?4.05?
Zopa Bank (£1+)?4.01
Paragon Bank (£500+)?4.00?
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(1) No 移転s 受託するd from other providers
(3) This 率 is the '推定する／予想するd 利益（をあげる） 率'. The bank 監視するs the 的 利益（をあげる） on a daily basis to 確実にする it is achievable?
(4) 30-month 称する，呼ぶ／期間／用語?

Lifetime Isas?

You can use a lifetime Isa to buy your first home or save for later life. You must be 18 or over but under 40 to open one.?

You can put in up to £4,000 each year, until you’re 50. The 政府 will 追加する a 25 per cent 特別手当 to your 貯金, up to a 最大限 of £1,000 per year.

CASH LIFETIME ISA
Provider? 率 %
Moneybox (£1+) 1?4.4
Tembo?4.3?
Bath BS (2)?3.79
Beehive Money?3.50
Skipton Building Society 3.25
Newcastle BS (£1+)?3.00
Paragon Bank?3.51
(1) 利用できる through Moneybox app. 率 含むs a 0.9 per cent 直す／買収する，八百長をするd 特別手当 for the first year?
(2) For 地元のs and 存在するing 顧客s only?

Dear Reader,

These （米）棚上げする／（英）提議するs are unique on the web. They are 独立した・無所属 and providers are not 軍隊d to 支払う／賃金 to appear, which is typically the 事例／患者 at big comparison 場所／位置s.

Independent savings expert: Sylvia Morris

独立した・無所属 貯金 専門家: Sylvia Morris

They are 完全に unbiased - we 簡単に show the best 率s around and don't do 'featured 取引，協定s'.

We've gone a step その上の, too. To feature in the best buys on variable 率 accounts in our 貯金 （米）棚上げする／（英）提議するs, an account must give you 平易な 接近 to your money and come with no hidden catches.

In the past we have 辞退するd to 含む accounts where the 率 is 上げるd by a short-称する，呼ぶ／期間／用語 特別手当 or those with over-制限する 条件s so you only earn the advertised 率 if you make three or いっそう少なく 撤退s a year.

But with 利益／興味 率s so low, most of today's best 取引，協定s have some sort of 条項 built in, whether that's a 特別手当 or a 制限 on 撤退s.

For that 推論する／理由, we've 含むd decent 特別手当s as long as they last for at least 12 months. This is to 避ける you having to switch your account too often when short-称する，呼ぶ／期間／用語 特別手当s run out.

If there is a 制限 on 撤退s we have made this （疑いを）晴らす in the 公式文書，認めるs on each account.

We also ignore old-style 'notice' accounts where the bank or building society can 需要・要求する you give up to six months' notice that you want to take our money out while it can change the 率 at any time without 警告.

All banks and building societies are 登録（する）d with the 財政上の Services 当局 and 調印するd up to the 財政上の Services 補償（金） 計画／陰謀, either 直接／まっすぐに (保護するing up to £85,000) or 経由で its パスポート 計画／陰謀 (where the 補償（金） 限界 depends on the bank's home country. In Europe it is ?100,000).

If you have a question about the （米）棚上げする／（英）提議するs email sy.morris@dailymail.co.uk?and?editor@thisismoney.co.uk

Sylvia Morris

This is Money 貯金 （米）棚上げする／（英）提議するs 専門家

?Five of the best?

This is Money's assistant editor 物陰／風下 Boyce 選ぶs his five favourite cash Isas for savers - 必須の reading

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interest rates

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