Two out of five people struggle to 支払う／賃金 their mortgage or rent, 公式の／役人 data 明らかにする／漏らすs

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Two out of five people are struggling to keep the roof over their 長，率いるs, new 公式の／役人 data 示唆するs.

A total of 40 per cent said it was either 'very difficult' or 'somewhat difficult' to keep up with their rent or mortgage 支払い（額）s.

The 研究 was carried out by the Office for 国家の 統計（学） as part of its public opinions and social 傾向s 分析 into the biggest 問題／発行するs 直面するing people living in Britain today.

The 通貨の 政策 委員会 kept base 率 at the 15-year high at its 最新の 会合, as had been 広範囲にわたって 推定する／予想するd by markets

The 最新の 報告（する）／憶測 covers the period between April 10 to April 21 this year, and compares to March 2022, when the same question was asked.

The 現在の level of 財政上の struggle for homeowners and tenants compares to 30 per cent during March 16 to March 27 last year.

With some mortgage 貸す人s 増加するing 率s recently, there may be more hardsh ip ahead for those homeowners coming to the end of their 直す／買収する，八百長をするd 率 取引，協定s.

示す Harris, of mortgage 仲買人 SPF 私的な （弁護士の）依頼人s, said: 'The 衝撃 of high インフレーション continues to be felt, with many people struggling to afford their rent or mortgage 支払い（額）s.

'It is not just 高金利s which has 押し進めるd up mortgage costs, and spiralling rents which have had an 衝撃 on people's pockets, but also higher energy, 燃料 and food costs.

'While インフレーション is moving in the 権利 direction and some people have enjoyed 行う 増加するs, 一般に people feel poorer and have いっそう少なく 使い捨てできる income.

'Thankfully, 率 rises seem to be behind us and the next move in 率s is 推定する／予想するd to be downwards, although 期待s for the first 削減 have been 押し進めるd 支援する に向かって the end of the summer at the earliest.'

引き上げ（る）s: Homeowners 直面するing 抱擁する rises in 法案s as their 直す／買収する，八百長をするd 取引，協定s come to an end

The Bank of England has raised 利益／興味 率s from 0.1 per cent at the end of 2021 to their 現在の level of 5.25 per cent.

Mortgage 率s followed, with homeowners 直面するing 驚くべき／特命の／臨時の rises in their 月毎の 返済s as their 初期の 取引，協定s come to an end.

However, 財政上の markets are 予報するing 利益／興味 率 削減（する）s later this year, with the first 推定する／予想するd to come in the summer.

These were 広範囲にわたって believed to appear 早期に on this year, but did not materialise. As a result, 貸す人s have been more inclined to price mortgages 上向きs.

With mortgages more expensive, many people have remained in the 賃貸しの market as they continue to save for a deposit.

This has helped to 押し進める up 需要・要求する for 賃貸しの homes, with the 普通の／平均（する） rent 現在／一般に standing at £1,330, によれば Hamptons.