Home 保険 payouts 攻撃する，衝突する £573m last year as bad 天候 （人命などを）奪う，主張するs at 記録，記録的な／記録する high

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Home 保険会社s paid out a 記録，記録的な／記録する £573million in （人命などを）奪う，主張するs for bad 天候 last year, new 人物／姿／数字s show.

The bumper payout was 36 per cent higher than the £421million paid in 2022, によれば the 協会 of British 保険会社s (ABI) 貿易（する） 団体／死体.

The ABI said the 2023 殺到する in bad 天候 （人命などを）奪う，主張するs was fuelled by a 一連の 嵐／襲撃するs, 含むing Babet, Ciaran and Debi, that struck last autumn.

（人命などを）奪う，主張するs for 嵐／襲撃する 損失 to homes made up £133million last year, with 嵐／襲撃する-関係のある flooding accounting for another £286million.

Homeowners also received £153million in payouts for burst 麻薬を吸うs, most of which happened in 早期に 2023 予定 to the 冷淡な start to the year.

Fully covered: Many homeowners （人命などを）奪う，主張するd on their 保険 last year for bad 天候 損失

Home 保険 can be patchy when it comes to 支払う／賃金ing for flood 損失 to your home and 所有／入手s.

This 保険 may not 支払う／賃金 out for flood 損失 to sheds, 盗品故買者s and outbuildings, or for the 十分な value of 損失d goods in your house, for example.

It may also not 支払う／賃金 out for the cost of other accommodation if your house is so 不正に flooded you have to move out.

If you live in an area 傾向がある to flooding, or your 所有物／資産／財産 has flooded before, you may not be able to get flood cover at all.

The cost of insuring a flooded home rose by £99 in just one year, This is Money 報告（する）／憶測d last month.

Bad 天候 also 損失d a 抱擁する number of 商売／仕事s, who put in （人命などを）奪う，主張するs for payouts 価値（がある） £443million.

In total, 保険会社s paid out £4.86billion to homeowners and 商売／仕事s in 2023.?

More than half of this 人物／姿／数字 - £2.55billion ? was for home 保険 （人命などを）奪う，主張するs.?

This is an 増加する of almost 10 per cent on?2022 totals (£2.33billion) and has been driven by 天候-関係のある 損失, the ABI said.

While the total number of （人命などを）奪う，主張するs remained 公正に／かなり level, the 普通の／平均（する） （人命などを）奪う，主張する paid to 商売／仕事s and homeowners rose to £6,235, a 11 per cent 増加する compared to 2022.

ABI 政策 助言者 Louise Clark said: 'Extreme 天候 events may not feel so rare as they used to as we grapple with a changing 気候. 保険会社s continue to be there for 影響する／感情d homeowners, with payouts hitting 記録，記録的な／記録する levels after a 特に difficult autumn and winter with seemingly countless 嵐／襲撃するs, from Agnes onwards 主要な to 重要な flooding.

'While 保険 will continue to 保護する homeowners and 商売／仕事s, we can’t afford to lose 勢い on our flood defence programme, and we continue to 圧力（をかける） the 政府 for その上の 投資 in flood defence and 維持／整備, 同様に as calling for changes to the pla nning system to discourage building where flooding might be more likely.'

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（警官の）巡回区域，受持ち区域 the 再開 blues and compare the best 取引，協定s for home, car and travel 保険.

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(v)提携させる(n)支部，加入者 links: If you take out a 製品 This is Money may earn a （売買）手数料，委託（する）／委員会／権限. This does not 影響する／感情 our 編集（者）の independence.

We 示唆する:

HOME INSURANCE?

Before you start, you will need to know your home's 再構築する cost for buildings 保険, 加える 詳細（に述べる）s of previous （人命などを）奪う，主張するs. For contents you need to know the 全体にわたる sum to be insured and any high value or special items.

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See what you could save on your home 保険

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Also check Direct Line and Aviva that do not appear on comparison 場所／位置s.

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New 財政上の 行為／行う 当局 支配するs are meant to stop 保険会社s bumping up 再開 引用するs, but it still makes sense to check for better 取引，協定s on the?comparison 場所／位置s. We 示唆する:

MoneySupermarket

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GoCompare

Uswitch

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加える?Direct Line and Aviva?that do not appear on comparison 場所／位置s.

TRAVEL INSURANCE

It's a foolish traveller who 出発／死s without 保険, even if it only covers 医療の 緊急s. Compare before you buy with:

MoneySupermarket

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See how much you can save from a few days to an 年次の 政策?

Also try?Direct Line?that does not appear on comparison 場所／位置s and if you have previous serious 医療の 問題／発行するs consider a specialist 保険会社 or 仲買人.

PET INSURANCE?

Mail 財政／金融?

Our sister company Mail 財政／金融 has teamed up with Quotezone.co.uk to 供給する readers with a £10 アマゾン 保証人／証拠物件 with every 政策 購入（する）d

(v)提携させる(n)支部，加入者 links: If you take out a 製品 This is Money may earn a （売買）手数料，委託（する）／委員会／権限. This does not 影響する／感情 our 編集（者）の independence.