救済 for mortgage borrowers as banks 削除する 直す／買収する，八百長をするd 率s to いっそう少なく than 3 pc

By Lauren Thompson
Updated: 00:41 BST, 25 May 2011

Banks are 削除するing their 直す／買収する，八百長をするd-率 mortgages to いっそう少なく than 3?pc? in an 成果／努力 to attract new 顧客s.

Woolwich, Northern 激しく揺する and Abbey have all 減ずるd two-year 直す／買収する，八百長をするd 率s in the past week to 2.99?pc ― but borrowers will need at least a 30?pc deposit to qualify. However, Yorkshire BS is 申し込む／申し出ing the same 率 for those with 25?pc 公正，普通株主権.

月毎の 返済s on a £150,000 mortgage at 2.99?pc would be £711. The 重要な for borrowers is to 重さを計る up the difference in 料金s, which 範囲 from £995 with Yorkshire BS to £1,995 with Northern 激しく揺する.

Worry: 最近の 人物／姿／数字s showed mortgage lending fell by 14?pc from March to April

Worrying 人物／姿／数字s last week showed mortgage lending fell by 14?pc from March to April, and was 負かす／撃墜する 5?pc on last year, によれば the 会議 of Mortgage 貸す人s.

‘Banks have mortgage 的s to 攻撃する，衝突する and many are not lending as much as they would like,’ says Aaron Strutt, of 仲買人 Trinity 財政上の. ‘They are trying to tempt 顧客s with 直す／買収する，八百長をするs below 3?pc which 申し込む／申し出 広大な／多数の／重要な value for money.’

The best two-year 直す／買収する，八百長をするd 率 for those with 25?pc 公正，普通株主権 is with Yorkshire BS at 2.99?pc with a £995 料金. Total cost over two years would be £18,059.

Those with only 20?pc 公正，普通株主権 can get 3.55?pc with Loughborough BS, which comes with a £499 料金. Total cost would be £18,619.

Those with 15?pc 公正，普通株主権 can get a two-year 直す／買収する，八百長をする at 3.99?pc with Norwich and Peterborough BS, with a £995 料金. Total cost would be £19,979.