負債 計画（する） 'will 傷つける poor'

By Michael Clarke
Updated: 10:56 BST, 16 March 2005

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THE 政府 could leave 攻撃を受けやすい people without enough money to live on if it 認可するs 議論の的になる 計画（する）s to 許す 貸す人s to siphon 負債 返済s from their 利益s.

The 政府 wants to 延長する its third party deductions 計画／陰謀 - which 許すs money to be ドッキングする／減らす／ドックに入れるd from 利益s to 支払う／賃金 for 住宅, 会議 税金, child support or 公共事業（料金）／有用性 負債s - to credit unions and 商業の 貸す人s.

The move is designed to to make it easier for people on low incomes to get credit and 妨げる 法廷，裁判所 活動／戦闘 存在 taken if people cannot 返す their 負債s.

But 国民s Advice believes it will leave 消費者s at 危険 unless strict 指導基準s are 課すd.

上級の 政策 officer 告訴する Edwards said: 'We would 勧める the 政府 to be very 用心深い about 延長するing the 計画／陰謀 to 商業の 貸付金 companies and credit 貸す人s.

'We are very 関心d that unless 十分な 保護（する）／緊急輸入制限s are put in place, deduction for credit 貸付金s from 利益s could 原因（となる） unnecessary and serious hardship.'

The charity wants 返済s of as little as £1 a week 受託するd for all 負債s and for the borrower to have strict 支配（する）／統制する over deductions.

The 提案 also calls for 負債s to be repaid from all 利益s and not just those selected by the Department for Work and 年金s.

Not all 利益s are 適格の for deductions under the 現在の system. によれば the CAB, this 原因（となる）s 付加 problems as deducting money from one 利益 can 影響する／感情 others held by the same person.