With-利益（をあげる）s 最終期限

By This Is Money
Updated: 00:00 BST, 17 August 2001

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I read that with-利益（をあげる）s 社債 支えるもの／所有者s can leave after the fifth and tenth 周年記念日. This is what I understood but I am now told that I should have given at least one month's notice before the 周年記念日 date (my with-利益（をあげる）s 社債's fifth year was up on 9 July. Will the 刑罰，罰則s 影響する／感情 me? RH, Sutton, Surrey.

Anna B 借りがあるs, 独立した・無所属 財政上の 助言者 at Chase de Vere says: As the money has to come out on the exact 周年記念日 date, it is 訂正する that you have to give one month's notice in all 事例／患者s. But you mat not have to wait another five years to take your money out without 刑罰，罰則.

Some companies make you wait five years before you can take your money out but then 許す you to take it out on the 周年記念日 every year, so check whether this is possible in your 事例／患者.

Many companies are 適用するing a market value adjuster (MVA) to 撤退s that are no on 明確な／細部 周年記念日s at 現在の, so this 減ずるd the 量 you get, but this a result of the 現在／一般に low 株式市場s.

When markets 選ぶ up you may find companies stop doing this. If your with-利益（をあげる）s 社債 is with Equitable Life however, it is 適用するing a market value adjuster of 7.5% at 現在の, and it is very ありそうもない to 減少（する） that, but you will have already 苦しむd a 14% 削減 in 終点 特別手当 values anyway.