小型のs and maxis

By This Is Money
Updated: 00:00 BST, 23 February 2000

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I have a maxi ISA in which I 投資する £60 a month, but I also have some 株 that I would like to put in a 選び出す／独身 company ISA. Can I do this? PS, Manchester.

Kim North from 独立した・無所属 財政上の 助言者 Pretty 財政上の says: You cannot do it this 税金 year because assuming your £60 a month is going into a maxi 公正，普通株主権 ISA you have used your ISA allowance for this year. You could do it next year, but there are two things to 耐える in mind:
1) to put your 株 into an ISA you have to get a stockbroker to buy them and 転売する them 支援する to you in an ISA 'wrapper'. This is a 一般的に 利用できる service, usually costing around £20.
2) If your 株 are 価値（がある） more than £1,000 they will form part of your 年次の maxi ISA allowance (and remember it is only £5,000 in the coming 税金 year), so you will have to 配列し直す what you do with your £60 a month 出資／貢献s.

If the 株 are 価値（がある） いっそう少なく than £1,000 you may be able to get a 小型の 公正，普通株主権 ISA which would leave you 解放する／自由な to put 月毎の 貯金 into a maxi, but there are very few stockbrokers who 供給する 小型の 公正，普通株主権 ISAs (eg, Killik). If in 疑問 see an 独立した・無所属 財政上の 助言者.